The top-rated supplemental insurance agent in Visalia, California is Freeway Insurance, rated 4.8 stars across 512 reviews. Other highly rated options include Karen Hughes - State Farm Insurance Agent, Patrick L Salazar - State Farm Insurance Agent, Fiesta Auto Insurance & Tax Service. This directory lists 20 supplemental insurance agents serving Visalia.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 4233 S Mooney Blvd P4 | (559) 791-8627 |
| 2 | Karen Hughes - State Farm Insurance Agent | 1325 W Main St | (559) 625-8700 |
| 3 | Patrick L Salazar - State Farm Insurance Agent | 5127 W Walnut Ave | (559) 625-2318 |
| 4 | Fiesta Auto Insurance & Tax Service | 3000 N Dinuba Blvd #E | (559) 733-0500 |
| 5 | Chavez Insurance Agency | 2530 S Mooney Blvd ste b | (559) 739-2900 |
| 6 | Jimmy Parsley - State Farm Insurance Agent | 1510 W Mineral King Ave | (559) 737-9937 |
| 7 | Justin Mosley - State Farm Insurance Agent | 221 E Main St Ste A | (559) 688-1888 |
| 8 | Central Valley Insurance | 4142 S Demaree St a | (559) 802-4094 |
| 9 | California Life Insurance Agency | 3106 S Mooney Blvd Ste B | (559) 667-1831 |
| 10 | Brad Board - State Farm Insurance Agent | 407 N Garden St | (559) 739-8880 |
As residents of Visalia begin evaluating their coverage ahead of the annual enrollment period, the need for clear guidance on Medicare supplements and related plans becomes pressing. Freeway Insurance operates locally as a Supplemental Insurance Agent, helping individuals compare policies that fill gaps in existing health insurance. The agency provides straightforward consultations to explain how different supplemental plans work in Tulare County. To begin the process, a licensed agent reviews the client’s current coverage and identifies benefit shortfalls during a no-obligation initial assessment.
Karen Hughes - State Farm Insurance Agent serves the Visalia, California area, offering supplemental insurance policies to local residents. These plans help cover costs not included by primary health insurance, such as deductibles and co-pays. The agency assists clients in selecting coverage that addresses potential gaps in their existing medical plans. Among the specific supplemental insurance products it handles are hospital indemnity and accident policies.
Patrick L Salazar - State Farm Insurance Agent in Visalia, CA, provides supplemental insurance coverage, including accident, critical illness, and hospital indemnity policies. The agency offers personal consultations to assess individual coverage gaps and assists with claims filing and policy adjustments throughout the year. Services also include plan reviews to ensure benefits align with changing needs. This supplemental insurance agent services single-family homes, apartments, retail businesses, and restaurants.
Fiesta Auto Insurance & Tax Service in Visalia, California helps clients obtain supplemental insurance for needs beyond basic coverage. This added protection can reduce out-of-pocket expenses for unexpected events such as accidents or hospital stays. By carefully comparing available plans from multiple carriers, the agency identifies policies that fill gaps left by major medical plans. These supplemental options allow policyholders to manage financial risk more effectively in a variety of commercial settings, including corporate offices, large warehouses, and food service operations.
Chavez Insurance Agency serves homeowners, renters, and small business owners in Visalia, California, who require supplemental insurance to fill gaps in their primary health or property coverage. The agency provides supplemental policies such as accident, hospital indemnity, and critical illness plans, helping clients manage out-of-pocket costs. Services include needs assessment and plan enrollment, tailored to individual financial situations. The agency also covers clients in the neighboring community of Tulare, ensuring access to supplemental insurance options across the greater Tulare County area.
Jimmy Parsley in Visalia, California offers supplemental insurance with a key distinction between one-time policies, which pay a fixed benefit for a specific event, and recurring service options that provide ongoing coverage through periodic premium payments. Their plans help fill gaps left by primary health insurance, covering deductibles, copays, or lost income during recovery. Service operates on an as-needed basis, with clients contacting the agency to initiate claims or adjust policies whenever their circumstances change.
Located in Visalia, California, and serving the surrounding communities of Tulare County, Justin Mosley - State Farm Insurance Agent focuses on supplemental insurance coverage. This agency helps clients fill gaps in their primary health or life policies with additional plans. A typical job begins with a thorough needs assessment, then the agent explains specific policy options and their benefits. The agent then guides each client through the application process, ensuring all paperwork is completed accurately and efficiently for peace of mind.
Central Valley Insurance in Visalia offers supplemental insurance plans that cover critical illness, accident, and hospital indemnity needs. It helps local residents bridge gaps left by major medical coverage, ensuring financial protection during unexpected health events. The agency provides personalized guidance to individuals and families seeking additional security for medical expenses and income loss. This is especially valuable during open enrollment season or when planning for retirement healthcare costs.
California Life Insurance Agency focuses on helping clients fill coverage gaps with supplemental insurance plans. The agency specializes in accident, critical illness, and hospital indemnity policies designed to pay benefits directly to the insured. These supplemental products provide a financial safety net for unexpected medical costs not covered by primary health plans. Local businesses in Visalia can obtain tailored coverage options to meet specific employee needs. The agency serves a range of commercial clients, including office environments, warehouse operations, and food service establishments.
As seasonal changes affect employment and healthcare needs in the Visalia area, many residents reassess their insurance coverage. Brad Board - State Farm Insurance Agent provides supplemental insurance solutions to help fill gaps left by primary plans. This agency offers individuals and families professional guidance during open enrollment periods and life transitions. Their work focuses on local accessibility, making it simple to discuss specific coverage options for medical events or accident-related expenses. An initial consultation or coverage review is scheduled during an in-office or phone appointment to assess current policies.
What Does a a Supplemental Insurance Agent in Visalia Cost?
Supplemental insurance costs in California depend on the plan, your age, and the carrier. For Medigap, monthly premiums for Plan G in Visalia can range from 110 to 300 dollars for a 65-year-old. Medicare Advantage plans may have 0 dollar premiums but include deductibles and copays. Some insurers use attained-age pricing, meaning premiums increase as you get older. This is general information, not insurance advice.
About supplemental insurance agents in Visalia
Supplemental insurance agents in Visalia, California help residents choose policies that fill gaps in Medicare or employer health plans. California law allows a 30-day free look period for Medicare Supplement plans, giving you time to review your choice. Agents licensed by the California Department of Insurance can explain plans from multiple carriers to match your needs and budget.
Frequently Asked Questions
What does a supplemental insurance agent in Visalia do?
A supplemental insurance agent helps you compare and enroll in plans like Medigap, Medicare Advantage, or dental and vision coverage. They explain policy details, costs, and enrollment rules specific to California. The agent does not charge you a fee because they are paid by the insurance company.
When can I enroll in a Medigap plan in California?
You have a six-month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. California also allows a birthday rule where you can switch to a similar or lesser Medigap plan within 30 days of your birthday without health questions.
Are supplemental insurance plans expensive in Visalia?
Costs vary by plan type, age, and insurer. In California, Medigap Plan G premiums for a 65-year-old typically range from 120 to 250 dollars per month. Medicare Advantage plans often have lower monthly premiums but may have copays and network limits. An agent can show you quotes from different companies so you can compare.
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