The top-rated supplemental insurance agent in Yuba City, California is Oakview Insurance Services, Inc., rated 4.9 stars across 807 reviews. Other highly rated options include Cost-U-Less Insurance, Sukh Purewal - State Farm Insurance Agent, Farmers Insurance - Jillian Justice. This directory lists 19 supplemental insurance agents serving Yuba City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Oakview Insurance Services, Inc. | 1670 Sierra Ave #303 | (530) 674-5054 |
| 2 | Cost-U-Less Insurance | 665 N Lawrence Ave | (530) 214-0256 |
| 3 | Sukh Purewal - State Farm Insurance Agent | 960 Tharp Rd C | (530) 777-2100 |
| 4 | Farmers Insurance - Jillian Justice | 718 Bridge St Unit B | (530) 755-0180 |
| 5 | Ryan Henshaw - State Farm Insurance Agent | 799 Plumas St | (530) 673-2095 |
| 6 | All Drivers Insurance Agency | 1222 Colusa Ave suite b | (530) 673-6500 |
| 7 | Steve Cook - State Farm Insurance Agent | 1290 Lincoln Rd UNIT 1 | (530) 673-9780 |
| 8 | Livingood Insurance - Commercial Insurance | 747 Plumas St | (530) 813-9150 |
| 9 | Obsidian Direct Insurance Services, LLC | 631 Plumas St | (530) 870-8350 |
| 10 | Bill Edick Insurance Agency | 673 Shasta St | (530) 671-9633 |
Oakview Insurance Services, Inc. serves the greater Yuba City area as a supplemental insurance agent. It helps residents in the region fill gaps left by major medical plans, such as costs for deductibles and copayments. The company also works with clients to select policies that provide additional financial protection for specific medical events or routine care. Key services it handles include Medicare supplement plans and hospital indemnity coverage.
Located in Yuba City, California, Cost-U-Less Insurance serves Yuba City and the surrounding communities. This company handles supplemental insurance policies designed to cover gaps in primary health coverage, including plans for accident, critical illness, and hospital indemnity. A typical job begins with a thorough needs assessment to identify potential coverage shortfalls, then presents tailored plan options from multiple insurers. The general approach involves clear, transparent policy explanations and personalized support throughout the enrollment process.
Sukh Purewal - State Farm Insurance Agent in Yuba City, California provides supplemental insurance policies designed to cover gaps left by primary health or life coverage. The office focuses on helping clients select and maintain supplementary plans that address specific financial exposures from accidents or critical illnesses. Regular policy reviews are offered to ensure coverage keeps pace with changing personal circumstances. The agency handles a range of residential and commercial cases, including single-family homes, apartments, retail businesses, and restaurants.
Farmers Insurance - Jillian Justice serves homeowners, businesses, and property managers in Yuba City, California, by offering supplemental insurance policies that cover gaps left by standard plans. This agency provides additional financial protection for deductibles, equipment breakdowns, and business income loss. Clients can explore tailored options for extra coverage beyond their primary insurance. The agency also extends its services to the surrounding Marysville area.
Ryan Henshaw - State Farm Insurance Agent serves Yuba City and the surrounding communities. The company handles supplemental insurance policies, which fill gaps left by primary health or life coverage. It focuses on products like accident, critical illness, and hospital indemnity plans. The office works with clients to assess their existing insurance and identify areas where additional protection may be beneficial. For a typical job, the agent reviews each policy carefully to explain coverage options in clear terms before presenting a recommendation.
All Drivers Insurance Agency in Yuba City, California, distinguishes between one-time policy applications and recurring service plans for supplemental coverage. Their offerings help clients manage out-of-pocket expenses that primary insurance may not fully address, such as deductibles or co-payments. The company tailors options to fit individual needs within the local area. For service, the agency operates primarily on a scheduled basis, though new policy setups are typically handled as a single transaction and follow-up adjustments can be arranged as needed.
Supplemental insurance agents in Yuba City, CA, offer both one-time policies for specific needs and recurring plans with ongoing premiums and renewals. Coverage typically bridges gaps left by major medical plans, paying cash directly to policyholders for critical illness, accidents, or hospital stays. As a local supplemental insurance agent, Steve Cook - State Farm Insurance Agent provides these protective options for individuals and families. Services and policy reviews are available on an as-needed basis, accommodating clients when they request support or encounter changing circumstances.
As summer heat intensifies in Yuba City, businesses face increased liability risks that standard policies often leave uncovered. Livingood Insurance - Commercial Insurance addresses these gaps by specializing in supplemental coverage tailored for local small business operations. Their process involves evaluating each client's unique exposure to property damage, business interruption, or liability claims beyond a base policy’s limits. Agents guide business owners through product comparisons with thorough explanations of terms. An initial coverage inspection, conducted at the client’s place of business, precedes any formal proposal or policy recommendation.
As a supplemental insurance agent, Obsidian Direct Insurance Services, LLC provides specialized coverage options that fill gaps left by major medical plans. It serves clients throughout Yuba City, helping them explore policies for accident, critical illness, or hospital indemnity needs to reduce out-of-pocket costs. The company works with individuals and families to assess their existing health coverage and identify practical supplemental support. When flu season or a sudden medical event creates unexpected expenses, an agent at Obsidian Direct can help a client review available benefit options before treatment begins.
Based in Yuba City, Bill Edick Insurance Agency works with individuals to address financial gaps not covered by primary health plans. The agency specializes in supplemental insurance products that can help with out-of-pocket expenses from accidents or critical illnesses through fixed-benefit policies. These plans are designed to provide cash benefits directly to the policyholder for various unexpected medical events. The agency can serve a variety of commercial sectors within the local area, including offices, warehouses, and food service establishments.
What Does a a Supplemental Insurance Agent in Yuba City Cost?
Costs for supplemental insurance in California vary by plan type age and location. Medigap plans typically range from 100 to 300 dollars per month for a 65 year old in Yuba City. Medicare Advantage plans often have low or zero monthly premiums but may have higher out-of-pocket costs. Agent services are usually commission based paid by the insurance company so you pay no extra fee for their help. This is general information not insurance advice.
About supplemental insurance agents in Yuba City
Supplemental insurance agents in Yuba City California help residents find policies that cover gaps in original Medicare or employer health plans. California law requires agents to be licensed by the California Department of Insurance and follow strict disclosure rules. Local agents can explain options like Medigap Medicare Advantage and dental or vision plans tailored to Sutter County needs.
Frequently Asked Questions
What is a supplemental insurance agent in Yuba City?
A supplemental insurance agent in Yuba City is a licensed professional who helps you find and enroll in private health insurance policies that work alongside Medicare or group health plans. They can compare plans from multiple carriers and explain benefits like copay coverage or out-of-pocket limits.
What types of supplemental insurance are available in California?
Common supplemental plans in California include Medigap plans A through N Medicare Advantage plans Part D prescription drug plans and standalone dental vision or hospital indemnity policies. California has specific rules for Medigap enrollment periods and guaranteed issue rights.
How do I verify a supplemental insurance agent license in California?
You can verify a supplemental insurance agent license on the California Department of Insurance website using the agent name or license number. California requires all agents selling health insurance to hold a valid fire and casualty license or a life and health license.
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