The top-rated supplemental insurance agent in Lafayette, Colorado is Inszone Insurance Services, rated 4.9 stars across 525 reviews. Other highly rated options include Shawn Hughes - State Farm Insurance Agent, Jim Plane - State Farm Insurance Agent, Josh Chase - State Farm Insurance Agent. This directory lists 17 supplemental insurance agents serving Lafayette.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Inszone Insurance Services | 806 S Public Rd #102 | (303) 660-0470 |
| 2 | Shawn Hughes - State Farm Insurance Agent | 2676 Northpark Dr STE 100 | (303) 665-4600 |
| 3 | Jim Plane - State Farm Insurance Agent | 1319 W Baseline Rd #201b | (720) 890-5916 |
| 4 | Josh Chase - State Farm Insurance Agent | 1200 W South Boulder Rd Ste 202 | (303) 450-8100 |
| 5 | The Woods Insurance Group: Allstate Insurance | 100 E Chester St | (303) 443-9988 |
| 6 | Shelter Insurance - Jo Peters | 808 S Public Rd # 203 | (303) 666-0828 |
| 7 | Rocky Mountain Insurance Center | 1361 Forest Park Cir #105 | (720) 335-6872 |
| 8 | Farmers Insurance - Daniel Coons | 1225 Cimarron Dr Unit 201 | (303) 665-2752 |
| 9 | Farmers Insurance - Jason Tichota | 2590 Trailridge Dr E Ste 100 | (720) 438-7878 |
| 10 | Farmers Insurance - Ricardo Chavez-Balmaceda | 1408 Horizon Ave Ste 203 | (720) 399-9909 |
Inszone Insurance Services serves Lafayette and Boulder County as a supplemental insurance agent. This firm assists local residents with policies designed to fill gaps in primary health coverage, providing financial protection for unexpected medical events. It helps clients navigate plans that cover deductibles, copayments, and other out-of-pocket costs not addressed by standard insurance. The company specializes in Medicare supplement plans and critical illness insurance in the Lafayette area.
Shawn Hughes - State Farm Insurance Agent serves Lafayette and Boulder County, specializing in supplemental insurance solutions that fill coverage gaps left by major medical plans. Clients in this area often seek policies to cover deductibles, copays, and out-of-pocket expenses for unexpected health events. The agency offers personalized consultations to explain available supplemental options for individuals and families. Common needs include accident and hospital indemnity plans, as well as critical illness policies that provide lump-sum benefits to help with financial recovery during serious medical situations.
Jim Plane - State Farm Insurance Agent offers supplemental insurance policies designed to fill gaps in primary health coverage. Services include routine plan reviews to adjust benefits as clients' needs change, along with claims filing assistance to ensure smooth reimbursement processes. Maintenance support includes periodic policy updates and direct access for coverage questions. The company serves a variety of properties in Lafayette, CO, including single-family homes, apartments, local retail storefronts, and small to mid-size restaurants.
Josh Chase - State Farm Insurance Agent serves homeowners, renters, and small business owners in Lafayette, Colorado, offering supplemental insurance policies that help cover gaps left by major medical plans. These policies assist with out-of-pocket costs such as deductibles, copays, and accident expenses. The agency provides personalized consultations to explain policy options and help clients select appropriate coverage limits. In addition to its Lafayette office, the agency also serves clients in the nearby community of Louisville and throughout the broader Boulder County area.
The Woods Insurance Group: Allstate Insurance serves Lafayette, Colorado, and the surrounding Boulder County communities as a supplemental insurance agent. This company handles policies designed to cover gaps in major medical plans, such as accident, critical illness, and hospital indemnity benefits. It also assists clients in understanding how these plans coordinate with primary health coverage. For each client, the agency uses a consultative approach to review individual needs, compare available policy options, and explain benefit specifics clearly to ensure informed decisions for the job.
Shelter Insurance - Jo Peters, located in Lafayette, Colorado, offers supplemental insurance solutions that differentiate between one-time policy enrollments and ongoing coverage plans. These plans help fill gaps left by primary health or life insurance, addressing specific financial needs for accident, critical illness, or hospital confinement. Serving the Lafayette area, this agency works with individuals to find suitable supplemental options for their personal circumstances. Service runs on an as-needed basis, available whenever a client requires policy adjustments, claims assistance, or enrollment support for new coverage.
Rocky Mountain Insurance Center provides supplemental insurance coverage in Lafayette, Colorado, helping individuals bridge gaps left by standard health or life policies. The company offers ongoing support and policy reviews to ensure clients understand their benefits and coverage options. Regular maintenance of client files and claim assistance helps policyholders maximize their plans. It services single-family homes, apartments, retail businesses, and restaurants.
As winter approaches in Lafayette, many residents look to protect their homes and vehicles from unexpected weather damage. Farmers Insurance - Daniel Coons helps locals fill income gaps from accidents or illness by offering supplemental insurance policies. These plans provide cash benefits directly to policyholders for covered medical events. This agent works with individuals to review their existing coverage and identify potential needs. The process begins with a no-obligation consultation to assess each client's situation and recommend suitable options.
Farmers Insurance - Jason Tichota in Lafayette, CO provides supplemental insurance agentservices, specializing in policies that cover income gaps left by major medical plans. The agent works with local residents to tailor accident, critical illness, and hospital indemnity plans to individual needs and budgets. Clients can receive personalized guidance on how these plans coordinate with primary insurance to reduce out-of-pocket expenses. The agency helps Lafayette families prepare for unexpected medical costs that often arise during the winter flu and respiratory season.
Farmers Insurance - Ricardo Chavez-Balmaceda in Lafayette, CO, focuses on general supplemental insurance that fills coverage gaps left by primary plans. It offers tailored add-ons for incidentals like accidents, critical illness, and hospital indemnity. These policies help manage out-of-pocket costs and lost income during recovery. The agency serves a range of local commercial sectors, including offices with employee benches, warehouses requiring workforce stability, and food service operations needing consistent accident protection.
What Does a a Supplemental Insurance Agent in Lafayette Cost?
Supplemental insurance agents in Colorado typically do not charge a fee to consumers. They earn commissions from the insurance company. Medigap Plan G in Lafayette can cost between $120 and $250 per month for a 65 year old. Medicare Advantage plans may have $0 premiums but higher out of pocket costs. Costs vary by age health and plan type. This is general information not insurance advice.
About supplemental insurance agents in Lafayette
Supplemental insurance agents in Lafayette Colorado help residents find coverage that fills gaps in Medicare or employer plans. Colorado law requires agents to be licensed by the Division of Insurance. Many agents in Boulder County offer free consultations to explain plan options and costs.
Frequently Asked Questions
What is a supplemental insurance agent in Lafayette Colorado?
A supplemental insurance agent helps you buy policies like Medigap or Medicare Advantage. They are licensed in Colorado and can compare plans from different companies. They do not work for one specific insurer.
When can I enroll in a Medigap plan in Colorado?
Colorado has a six-month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time you cannot be denied coverage for health reasons. After that you may face medical underwriting.
Do Colorado agents have to follow special rules?
Yes. Colorado Revised Statutes Title 10 regulates insurance agents. Agents must disclose their license status and any commissions. They cannot mislead you about plan benefits or costs.
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