The top-rated supplemental insurance agent in Fairfield, Connecticut is Farmers Insurance - Oluwatoyin Ogunbiyi, rated 5.0 stars across 168 reviews. Other highly rated options include Mark Otterson - State Farm Insurance Agent, Colleen Tighe - State Farm Insurance Agent, Cusmano Agency. This directory lists 18 supplemental insurance agents serving Fairfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Oluwatoyin Ogunbiyi | 303 Linwood Ave Ste 1f | (203) 884-6718 |
| 2 | Mark Otterson - State Farm Insurance Agent | 2452 Black Rock Tpke #1 | (203) 690-1330 |
| 3 | Colleen Tighe - State Farm Insurance Agent | 102 Kings Hwy E | (203) 953-3220 |
| 4 | Cusmano Agency | 425 Kings Hwy E | (203) 394-6645 |
| 5 | Macman Insurance Associates | 585 Villa Ave | (203) 384-9000 |
| 6 | Karen Fowler: Allstate Insurance | 1495 Black Rock Tpke | (203) 333-4413 |
| 7 | The Morfe-Behan Agency: Allstate Insurance | 173 Post Rd | (203) 445-6029 |
| 8 | Health Directions | 1300 Post Rd # 100 | (203) 255-7700 |
| 9 | Morrison Insurance Agency | 580 Tunxis Hill Rd | (203) 336-9198 |
| 10 | Nationwide Insurance: Stephen F Boccarossa | 1828 Post Rd | (203) 256-8029 |
Farmers Insurance - Oluwatoyin Ogunbiyi serves the Fairfield, Connecticut metro area as a supplemental insurance agent. This local agency provides coverage options that bridge gaps left by traditional health plans, helping clients manage out-of-pocket expenses not covered by primary insurance. Typical supplemental plans address costs from accidents, hospital stays, and critical illness events. The agent works with individuals and families to tailor policies that provide financial protection during medical emergencies. Specific services handled in this area include accident insurance and hospital indemnity policies.
Mark Otterson - State Farm Insurance Agent in Fairfield, CT, provides supplemental insurance coverage designed to fill gaps left by primary health plans. Services include accident, critical illness, and hospital indemnity policies that offer direct cash benefits to policyholders. The agency assists clients with plan selection and claims filing to ensure smooth access to benefits. Regular policy reviews help adapt coverage as personal circumstances change. It services single-family homes, apartments, retail establishments, and restaurants.
Homeowners, renters, and small business owners in Fairfield, CT turn to Colleen Tighe - State Farm Insurance Agent for supplemental insurance coverage that fills gaps left by primary policies. The agency helps clients manage financial risks from accidents, illnesses, or property damage by offering customizable policies tailored to individual needs. This local agent serves the Fairfield community and regularly assists residents across the Bridgeport metro area.
The Cusmano Agency in Fairfield, CT, specializes in supplemental insurance, which differs from primary health coverage by offering one-time cash benefits or recurring income replacement for specific events. These supplemental policies can provide financial support during illness, accident, or hospitalization, helping to cover deductibles or everyday expenses. The agency works with local residents to assess needs and select appropriate plans. Service for prospective and current clients runs on an as-needed basis, available when individuals seek policy explanations or require assistance with a claim.
Macman Insurance Associates serves Fairfield, Connecticut, and the surrounding communities, handling supplemental insurance coverage for individuals and families. This local agency focuses on policies that fill gaps left by primary health plans, such as accident, critical illness, or hospital indemnity benefits. For each client, it assesses current coverage to identify potential gaps in protection. The agency then explains how specific supplemental options can address those needs, using straightforward comparisons to help clients make informed choices without pressure.
Karen Fowler, operating under the Allstate Insurance brand in Fairfield, CT, specializes in offering supplemental insurance policies that cover gaps left by major medical plans. This agent provides general insurance services, helping clients understand and select appropriate coverage for their individual needs. During the annual open enrollment period, the agent assists residents in reviewing their existing policies to ensure adequate supplemental protection for unexpected health events.
As Fairfield residents prepare for seasonal shifts that bring unexpected medical expenses or gaps in coverage, the agency serves the area as a supplemental insurance agent. These professionals help bridge what primary plans leave uncovered, protecting local households from out-of-pocket costs after accidents or illnesses. The team assesses each client’s current policy and individual risk factors to recommend appropriate plans that complement existing benefits. A no-obligation initial meeting is conducted to examine the client’s specific situation and determine which supplemental options best support their financial security.
Health Directions, based in Fairfield, Connecticut, helps individuals address gaps in primary health coverage by offering supplemental insurance policies. Its agents focus on providing supplemental plans that pay cash benefits directly to policyholders for specific medical events, such as hospital stays or critical illness diagnoses. These policies are designed to complement existing major medical insurance, covering out-of-pocket costs the primary plan does not fully reimburse. The company can assist businesses and employees in various commercial sectors, including offices, warehouses, and food service operations.
Morrison Insurance Agency in Fairfield, CT is known for helping clients bridge gaps left by major medical plans through supplemental insurance coverage. Its service range includes policies for accident, cancer, critical illness, and hospital indemnity plans that pay cash benefits directly to the insured. These products can be used alongside existing health insurance to manage out-of-pocket costs and deductibles. The agency also specializes in adding guaranteed-issue hospital confinement coverage for those seeking more predictable expense protection during a stay.
Serving residential clients in Fairfield, Nationwide Insurance: Stephen F Boccarossa also provides supplemental coverage for commercial operations in the area. As a supplemental insurance agent, the agency assists individuals with policies that help cover gaps left by primary health plans. Services focus on offering peace of mind through tailored options for local households and businesses. Between regular scheduled visits, the agency ensures clear communication and welcomes follow-up inquiries to address any changes in a client’s coverage needs.
What Does a a Supplemental Insurance Agent in Fairfield Cost?
Supplemental insurance costs in Connecticut vary by plan type age and location. Medigap Plan G premiums for a 65-year-old in Fairfield typically range from 120 to 250 dollars per month. Dental and vision supplemental plans may cost 30 to 80 dollars monthly. This is general information and not insurance advice.
About supplemental insurance agents in Fairfield
Supplemental insurance agents in Fairfield Connecticut help residents fill gaps in their primary health coverage. Connecticut law requires Medigap policies to be guaranteed issue during certain enrollment periods. Local agents can explain how these plans work with Medicare and other primary insurers.
Frequently Asked Questions
What is a supplemental insurance agent in Fairfield?
A supplemental insurance agent in Fairfield helps you buy policies that cover costs not paid by your main health plan. These agents are licensed by the Connecticut Insurance Department and must follow state regulations.
When can I enroll in a Medigap plan in Connecticut?
In Connecticut you have a six-month Medigap open enrollment period starting when you are both 65 and enrolled in Medicare Part B. During this time you cannot be denied coverage for pre-existing conditions.
Do Connecticut agents charge fees for their help?
Most supplemental insurance agents in Connecticut are paid by commission from the insurance company. You typically do not pay a separate fee for the agents services. Always ask about any potential charges before you sign.
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