The top-rated supplemental insurance agent in Waterbury, Connecticut is B&A Benefit Solutions, rated 5.0 stars across 141 reviews. Other highly rated options include Muni Insurance, Inc., Connor Rafferty: Allstate Insurance, American Financial Solutions llc. This directory lists 19 supplemental insurance agents serving Waterbury.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | B&A Benefit Solutions | 45 Pilgrim Ave | (203) 565-6419 |
| 2 | Muni Insurance, Inc. | 211 Chase Ave | (203) 527-3669 |
| 3 | Connor Rafferty: Allstate Insurance | 767 Wolcott St | (203) 757-9601 |
| 4 | American Financial Solutions llc | 48 Meriden Rd | (203) 706-4015 |
| 5 | Grand Folder LLC | 1325 E Main St | (800) 288-5064 |
| 6 | Main Street Insurance - Waterbury Office | 345 W Main St | (203) 757-5737 |
| 7 | Mark Shumilla - State Farm Insurance Agent | 520 Frost Rd FL-1 | (203) 757-6300 |
| 8 | Natasha Faesy Burgess - State Farm Insurance Agent | 3528 E Main St Ste 3 | (475) 235-6136 |
| 9 | Douglas Haywood: Allstate Insurance | 1884 E Main St | (203) 757-9009 |
| 10 | Ramon Insurance & Tax | 935 S Main St | (203) 575-9660 |
Homeowners, businesses, and property managers in Waterbury, Connecticut turn to B&A Benefit Solutions for their supplemental insurance agent services. The agency helps clients fill gaps in their primary health or property coverage through tailored policy selections. They also guide individuals through the complexities of choosing plans that address specific financial risks. Their coverage area extends to the neighboring community of Naugatuck, providing access to the same professional guidance for local property owners.
Muni Insurance, Inc. serves the Waterbury, Connecticut metro area as a supplemental insurance agent. It helps individuals obtain policies that provide additional financial protection beyond primary health or life coverage. The company assists clients in navigating the local market for affordable benefits that cover gaps left by major medical plans. Common services include finding plans for accident-related medical expenses and providing policies that offer a lump-sum payment upon a hospital admission.
Connor Rafferty: Allstate Insurance provides a full range of supplemental insurance solutions designed to work alongside existing major medical coverage. Services include accident, critical illness, and hospital indemnity plans tailored to help cover deductibles and out-of-pocket costs. The agency offers straightforward application processes and policy reviews to help clients maintain their coverage over time. Ongoing support includes processing claims and providing personalized guidance on plan adjustments. It primarily serves owners of single-family homes, apartment buildings, retail spaces, and restaurants in Waterbury, CT.
American Financial Solutions llc serves Waterbury, Connecticut and the surrounding communities, handling supplemental insurance policies that help cover gaps in primary health plans. The company works with clients to explain the differences between Medicare supplements, hospital indemnity, and critical illness coverage. Every interaction begins with a review of the individual’s existing benefits. To complete a typical job, the agent presents a few plan options in clear, side-by-side comparisons so the client can choose based on their personal budget and medical needs.
Grand Folder LLC offers both one-time policy reviews and ongoing coverage adjustments for supplemental insurance needs in Waterbury, CT. These plans address gaps in primary health coverage, helping cover deductibles, copays, and other out-of-pocket expenses common in the area. Service runs on either an as-needed basis for individual policy inquiries or a scheduled annual review to keep coverage aligned with changing medical costs.
As a supplemental insurance agent, Main Street Insurance - Waterbury Office offers plans for accident, hospital, and disability coverage to fill gaps in primary health policies. The agency serves residents of Waterbury, CT by helping them understand these optional benefits and how they might apply to everyday medical expenses or income loss. It guides clients through enrollment in affordable protection. The agency can help individuals review their existing plans before the end-of-year open enrollment season closes.
As winter brings slippery driveways and unpredictable hazards in Waterbury, residents often seek ways to protect their income from unexpected time off work. Mark Shumilla - State Farm Insurance Agent addresses this need by offering supplemental insurance policies that help cover gaps traditional health plans leave behind. These plans can provide cash benefits for accidents, hospital stays, or critical illnesses, easing financial strain during recovery. The process begins with a personal, no-obligation review of current coverage and individual circumstances.
Natasha Faesy Burgess - State Farm Insurance Agent in Waterbury, CT, assists clients with a range of standard insurance policies. It specializes in supplemental insurance lines designed to fill coverage gaps in existing health and life plans. The agency helps local businesses and individuals secure additional protection for unexpected medical costs or income loss. Services are available for commercial operations in offices, warehouses, and food service establishments.
Douglas Haywood: Allstate Insurance serves households in Waterbury, Connecticut with supplemental insurance coverage, addressing gaps left by primary health policies. The agency also offers commercial policies for local businesses in the surrounding area. Its team helps clients understand plan options for accident, hospital, or critical illness protection. Between regular appointments, policyholders can follow up for coverage adjustments or file claims, ensuring continuous support for their evolving supplemental insurance needs.
Ramon Insurance & Tax in Waterbury, CT, is known as a supplemental insurance agent that helps clients fill gaps in their primary health coverage. Their service range includes offering policies for accident, critical illness, and hospital indemnity plans to local residents and families. These plans can provide cash benefits directly to policyholders for out-of-pocket medical expenses or income loss. As a specialty service, the agency can add on a dental and vision insurance rider to complement a existing supplemental health plan.
What Does a a Supplemental Insurance Agent in Waterbury Cost?
Supplemental insurance agent services in Connecticut are typically free to consumers because agents earn commissions from insurance carriers. Medigap Plan G premiums in Waterbury often range from $120 to $250 per month depending on the carrier and your age. Costs for dental or vision supplemental plans vary widely. This is general information and not insurance advice.
About supplemental insurance agents in Waterbury
Supplemental insurance agents in Waterbury Connecticut help residents fill gaps in their primary health coverage. Connecticut law requires Medigap policies to be guaranteed issue for eligible beneficiaries during open enrollment. Local agents can explain how these plans coordinate with Medicare and employer coverage.
Frequently Asked Questions
What is a supplemental insurance agent in Waterbury?
A supplemental insurance agent in Waterbury helps you buy Medigap or other gap coverage. They are licensed by the Connecticut Insurance Department and must follow state regulations. These agents can compare plans from multiple carriers for you.
When can I enroll in a Medigap plan in Connecticut?
In Connecticut you have a six-month Medigap open enrollment period starting when you are both 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. Outside this window you may face health questions.
Are there Connecticut rules about Medigap pricing?
Yes Connecticut requires Medigap policies to be community rated meaning everyone in the same plan pays the same premium regardless of age. Insurers cannot charge higher rates based on your age or health status. This is different from many other states.
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