The top-rated supplemental insurance agent in Bear, Delaware is Sheets Insurance Agency - Personal & Dependable Service, rated 5.0 stars across 331 reviews. Other highly rated options include Rob Mullen - State Farm Insurance Agent, Jacqueline Brady - State Farm Insurance Agent, Affordable Insurance Network. This directory lists 12 supplemental insurance agents serving Bear.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sheets Insurance Agency - Personal & Dependable Service | 254 Fox Hunt Dr | (302) 832-0441 |
| 2 | Rob Mullen - State Farm Insurance Agent | 887 Pulaski Hwy | (302) 322-5331 |
| 3 | Jacqueline Brady - State Farm Insurance Agent | 2504 Red Lion Rd A | (302) 832-0344 |
| 4 | Affordable Insurance Network | 1218 Pulaski Hwy Ste 490 | (800) 681-7261 |
| 5 | WOOD INSURANCE AGENCY LLC | 780 Pulaski Hwy | (302) 476-0755 |
| 6 | Amanda Dixon - State Farm Insurance Agent | 1711 Pulaski Hwy | (302) 836-9819 |
| 7 | Joseph Devane: Allstate Insurance | 104 Mario Dr | (302) 838-3803 |
| 8 | James Mwangi: Allstate Insurance | 1675 Pulaski Hwy | (302) 261-2728 |
| 9 | Brian Dawson - State Farm Insurance Agent | 2500 Wrangle Hill Rd Ste 125 | (302) 834-5467 |
| 10 | Nationwide Insurance: Steinebach, Beaty & Associates | 296 Bear Christiana Rd | (302) 368-1212 |
Sheets Insurance Agency - Personal & Dependable Service in Bear, DE offers a range of supplemental insurance products to fill gaps left by primary health plans. Its service includes helping clients understand policy options and maintaining coverage through periodic policy reviews and claim assistance. This agency serves the needs of individuals and families protecting their financial stability, providing coverage for single-family homes, apartments, retail, and restaurants.
Rob Mullen - State Farm Insurance Agent serves the Bear, Delaware, area as a supplemental insurance agent. The office helps clients with coverage that fills gaps left by primary health plans. It focuses on policies that address unexpected medical expenses and income loss during recovery. This agency assists residents in finding supplementary plans for accident recovery and critical illness events. It handles Medicare supplement plans and hospital indemnity policies in this region.
Homeowners, businesses, and property managers in Bear, Delaware rely on Jacqueline Brady, a local supplemental insurance agent, for tailored coverage to address gaps in standard policies. The agency specializes in offering plans that help clients protect assets and manage unexpected financial risks. With a focus on individual needs, they provide clear guidance on various supplemental options. This service also extends to families and professionals in the nearby Newark area, ensuring comprehensive support across northern New Castle County.
Affordable Insurance Network serves clients in Bear, Delaware, and the surrounding communities. The company operates as a supplemental insurance agent, helping local residents find policies that address gaps in their primary health coverage. It navigates options such as accident, critical illness, and hospital indemnity plans for individuals and families. To handle a typical job, the agency begins by reviewing a client’s existing coverage and financial situation before presenting tailored plan choices that fit that person’s specific needs.
WOOD INSURANCE AGENCY LLC specializes in providing supplemental insurance coverage to individuals and families in the Bear, DE area. Its services help fill gaps left by major medical plans, covering deductibles, copays, and everyday health expenses through an agent-based consultation. The company assists clients in understanding their policy options while managing aspects of enrollment and ongoing claims support. During tax season, annual plan changes may create questions about hospital indemnity or accident protection needs for local residents.
When a policyholder secures a single plan, the coverage addresses a specific immediate need, whereas recurring plans offer ongoing protection for changing life events. Supplemental insurance in Bear helps fill gaps left by major medical policies, covering items such as deductibles or accident costs. Policyholders find tailored options for hospital or disability income. Service typically runs on an as-needed basis, arranged when a client requires a policy review or a new plan to support their existing healthcare coverage.
As the seasons change in Bear, supplemental insurance needs often shift, whether due to a recent move or a health scare. Joseph Devane: Allstate Insurance provides local agents who can review these changing circumstances and recommend suitable supplemental plans to bridge coverage gaps. They focus on helping residents understand how additional policies might complement their existing medical or accident benefits. A first step for new clients typically involves a no-obligation inspection of their current insurance situation to identify potential vulnerabilities before suggesting any specific product.
James Mwangi: Allstate Insurance works with residents in Bear, DE, to address gaps in standard health coverage through supplemental insurance plans. This agency focuses on policies that help manage out-of-pocket costs not covered by major medical insurance, such as deductibles, copayments, or accident-related expenses. These add-on plans can reduce financial strain from unexpected medical events, offering a broader safety net for everyday health needs. The agency serves a variety of commercial sectors, including offices, warehouses, and food service establishments.
Brian Dawson - State Farm Insurance Agent serves residential clients in Bear, DE with supplemental insurance policies designed to fill gaps in primary health coverage. Commercial clients also receive similar coverage options tailored to local business needs across the broader area. The agency assists individuals and families by providing supplemental plans that work alongside existing medical insurance. Regular follow-up is offered to ensure policies remain adequate between annual visits, and repeat service includes policy reviews and adjustments as personal circumstances change.
Nationwide Insurance: Steinebach, Beaty & Associates is known for serving Bear, DE, as a local supplemental insurance agent. Its service range includes policies that help cover expenses not paid by primary health insurance, such as accident, critical illness, and hospital indemnity plans. The agency assists individuals and families in selecting the right coverage for their needs. A specialty service it can add on is offering dental and vision insurance to complement existing supplemental health plans.
What Does a a Supplemental Insurance Agent in Bear Cost?
Supplemental insurance costs in Delaware vary by plan type and your age. Medigap Plan G premiums for a 65-year-old in Bear typically range from $120 to $200 per month. Cancer insurance policies may cost $30 to $60 per month. Accident plans often run $15 to $40 per month. Costs also depend on the insurance company and your health status. This is general information and not insurance advice.
About supplemental insurance agents in Bear
Supplemental insurance agents in Bear, Delaware help residents find policies that cover gaps in primary health insurance. Delaware follows federal Medicare guidelines but also has state-specific rules for Medigap plans. Agents can explain how Delaware law affects guaranteed issue rights and open enrollment periods.
Frequently Asked Questions
What is a supplemental insurance agent in Bear?
A supplemental insurance agent in Bear helps you buy policies like Medicare Supplement, cancer, or accident insurance. They explain how these plans work with your existing coverage. Agents are licensed by the Delaware Department of Insurance.
Does Delaware have special rules for Medigap plans?
Yes, Delaware follows federal Medigap open enrollment rules. You have a six-month window starting when you turn 65 and enroll in Medicare Part B. During this time you cannot be denied a Medigap policy for health reasons.
How do I find a licensed supplemental insurance agent in Bear?
You can search the Delaware Department of Insurance website for licensed agents in Bear. Many agents also work with local insurance agencies. Ask for references and check their license status before buying a policy.
Supplemental Insurance Agents in Other Delaware Cities
Dover · Middletown · Newark · Wilmington