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Find Supplemental Insurance Agents Near You in Fernandina Beach, FL
Compare supplemental insurance agents in Fernandina Beach. Review contact information and insurance categorys before you decide.
9 agents listed
Updated May 2026
Fernandina Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 9 supplemental insurance agents in Fernandina Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Brightway Insurance, The Coastal Agency
5472 1st Coast Hwy Suite 12, Fernandina Beach, FL 32034
(904) 712-6300
brightway.com
Fernando Cevallos - State Farm Insurance Agent
474418 E State Rd 200, Fernandina Beach, FL 32034
(904) 261-2664
fernandinafern.com
8 Flags Insurance Agency
1411 S 14th St STE M, Fernandina Beach, FL 32034
(904) 310-6515
8flags.com
Compass Group Insurance
11 S 11th St, Fernandina Beach, FL 32034
(904) 746-4648
compassgroupinsurance.com
Estrella Insurance
474268 E State Rd 200, Fernandina Beach, FL 32034
(904) 432-8736
agents.estrellainsurance.com
Nelson & Associates Insurance, LLC.
1890 S 14th St #301, Fernandina Beach, FL 32034
(904) 326-3288
nelsonandassociatesinsurance.com
Morrow Insurance Group, Inc.
1896 S 14th St STE 5, Fernandina Beach, FL 32034
(904) 261-0707
morrowig.com
Amelia Insurance
2384 Sadler Rd, Fernandina Beach, FL 32034
(904) 261-3606
ameliainsurance.com
Tatum Insurance Agency of Amelia Island
5317 S Fletcher Ave #3, Fernandina Beach, FL 32034
(904) 729-4575
tatumagency.com
Supplemental insurance agents in Fernandina Beach help residents find Medigap or Medicare Supplement plans to cover out-of-pocket costs not paid by Original Medicare. Florida law requires Medigap policies to be guaranteed renewable, and agents can explain the six-month open enrollment period that starts when you turn 65 or enroll in Part B. Local agents also assist with dental, vision, and hospital indemnity plans tailored to Nassau County retirees.
What Does a Supplemental Insurance Agent in Fernandina Beach Cost?
Supplemental insurance costs in Florida vary by plan type, age, gender, and location. Medigap Plan G premiums for a 65-year-old in Fernandina Beach typically range from $120 to $250 per month. Plan N may cost $90 to $180 per month. Dental and vision add-on plans can cost $30 to $70 per month. These are estimates only. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a supplemental insurance agent in Fernandina Beach?
A supplemental insurance agent is a licensed professional who helps you compare and enroll in private insurance plans that fill gaps in Original Medicare. They can explain Medigap plans A through N and help you find a policy that fits your budget and health needs.
When can I enroll in a Medicare Supplement plan in Florida?
The best time to enroll is during your Medigap Open Enrollment Period, which lasts six months starting the month you turn 65 and are enrolled in Medicare Part B. During this period, insurers cannot deny you coverage or charge higher rates due to pre-existing conditions.
Are there Florida-specific rules for supplemental insurance?
Yes. Florida law mandates that Medigap policies be guaranteed renewable, meaning the insurer cannot cancel your policy as long as you pay premiums. Florida also has a 30-day free look period when you first buy a policy, allowing you to change your mind without penalty.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.