The top-rated supplemental insurance agent in Macon, Georgia is Southern Harvest Insurance, rated 4.9 stars across 532 reviews. Other highly rated options include Williams & Associates Insurance, Acceptance Insurance, The Martin Agency. This directory lists 20 supplemental insurance agents serving Macon.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Southern Harvest Insurance | 3755 Bloomfield Rd Suite 8B | (478) 298-8798 |
| 2 | Williams & Associates Insurance | 461 3rd St STE 4 | (478) 731-1349 |
| 3 | Acceptance Insurance | 3706 Mercer University Dr #10 | (478) 210-4315 |
| 4 | The Martin Agency | 5540 Thomaston Rd Suite E | (478) 474-7400 |
| 5 | Meservey & Associates | 830 Mulberry St Ste 104 | (478) 254-4209 |
| 6 | Southern Trust Insurance Company | 5444 Riverside Dr | (478) 474-0555 |
| 7 | Stone Insurance Agency | 3319 Northside Dr | (478) 757-9225 |
| 8 | O'Mahony Insurance Agency | 2942 Vineville Ave | (478) 464-0206 |
| 9 | Heart of Georgia Insurance Brokers | 778 Riverside Dr | (478) 745-4741 |
| 10 | Payne & Powell Insurance | 161 Gateway Dr Suite A | (478) 405-2313 |
Southern Harvest Insurance serves Macon, Georgia, as a supplemental insurance agent helping individuals and families cover costs not paid by major medical plans. These policies can assist with expenses from accidents, critical illnesses, or hospital stays. As a local agency, they work to explain coverage options and guide clients through the application process. Their services often include helping residents find plans for dental care and vision needs in this area.
Williams & Associates Insurance in Macon, Georgia offers a range of supplemental insurance agency services, including accident, critical illness, and hospital indemnity plans designed to cover out-of-pocket costs not paid by primary health coverage. It provides clients with policy review sessions and guidance on filing claims to ensure smooth benefit access. Coverage options typically help individuals manage deductibles, co-pays, and other unexpected medical expenses. The company frequently serves area single-family homes, apartments, retail locations, and restaurants with tailored supplemental policies.
Acceptance Insurance serves the Macon, Georgia area as a supplemental insurance agent, helping clients address coverage gaps left by primary health plans. The agency focuses on policies that provide financial protection for unexpected medical costs and income loss. It assists local residents in finding plans that coordinate with existing Medicare or employer benefits. Specific services include accident insurance and critical illness coverage, which offer lump-sum payments for covered events to help manage out-of-pocket expenses.
The Martin Agency serves Macon, Georgia, and the surrounding central Georgia communities. It handles supplemental insurance policies that help cover costs not paid by major medical plans, such as deductibles and copays. The agency assists clients with selecting plans that address specific gaps in their existing health coverage. To handle a typical job, the agency first reviews a client’s current insurance situation and then compares available supplemental options to determine a suitable plan for their needs.
In Macon, Georgia, Meservey & Associates helps clients understand the key difference between one-time plans and recurring coverage options. The company specializes in supplemental insurance, which provides additional financial support for expenses not fully covered by primary health policies. Clients explore voluntary benefit selections designed to fill gaps in standard protection. Service here runs strictly on an as-needed basis, allowing policyholders to request adjustments or reviews whenever their personal circumstances change.
Homeowners and property managers in Macon, GA, turn to Southern Trust Insurance Company for supplemental insurance agent services that fill gaps in standard coverage. The agency helps clients secure policies for unexpected costs like deductibles, co-pays, or lost income not covered by primary plans. Their role involves explaining plan details so customers can choose appropriate add-on protection. An agent guides each household through simple enrollment and claims assistance locally. The company also serves clients in the nearby city of Warner Robins within the greater Middle Georgia region.
Stone Insurance Agency specializes in supplemental insurance products in Macon, Georgia, covering gaps not addressed by primary health plans. It offers policies that provide cash benefits for specific medical events, hospital stays, or critical illnesses. The agency works with clients to select appropriate coverage levels and assists with claims submissions. Each year, it helps residents prepare for the higher accident rates common during the summer holidays and the winter flu season, when unexpected out-of-pocket costs can arise.
As spring storms sweep through Middle Georgia, many homeowners in Macon review their existing health and life coverage for gaps that may leave them exposed. O'Mahony Insurance Agency provides supplemental insurance policies designed to fill those specific gaps, such as accident, cancer, or hospital indemnity plans. These policies help residents manage out-of-pocket costs that major medical plans typically do not cover. New clients begin with a brief in-home or phone assessment. This initial review helps the agency identify coverage needs and schedule a policy-specific consultation.
Heart of Georgia Insurance Brokers in Macon, GA serves residential clients with supplemental insurance plans designed to fill gaps in primary coverage. Commercial clients are also supported with similar policies tailored to small business needs throughout the Macon area. The agency works primarily by guiding customers through available options and facilitating enrollment. After an initial plan is set, the agent typically follows up to address any claims questions or coverage changes, ensuring continued support between regular visit schedules.
What Does a a Supplemental Insurance Agent in Macon Cost?
Supplemental insurance costs in Macon vary by plan type, age, and health status. For example, a Medigap Plan G for a 65-year-old non-smoker in Georgia typically ranges from $110 to $200 per month. Cancer policies may cost $30 to $80 per month, while hospital indemnity plans often run $40 to $100 per month. These are general estimates; actual premiums depend on the insurer and underwriting. This information is general and not insurance advice.
About supplemental insurance agents in Macon
Supplemental insurance agents in Macon, Georgia help residents find policies that cover expenses not paid by major medical plans. These agents can assist with Medicare Supplement plans, which in Georgia must follow federal guidelines and state-specific open enrollment rules. Local agents also offer cancer, accident, and hospital indemnity policies regulated by the Georgia Office of Insurance and Safety Fire Commissioner.
Frequently Asked Questions
What is a supplemental insurance agent in Macon?
A supplemental insurance agent in Macon helps you buy policies that pay cash benefits for specific events like hospitalization or critical illness. These agents are licensed by the state of Georgia and can explain how supplemental plans work alongside your primary health insurance.
What types of supplemental insurance are common in Georgia?
Common supplemental plans in Georgia include Medicare Supplement (Medigap), cancer insurance, accident insurance, and hospital indemnity plans. Georgia law requires Medigap policies to be standardized into lettered plans A through N, making comparison easier for consumers.
Is there a special enrollment period for Medigap in Georgia?
Yes, Georgia follows federal rules for Medigap open enrollment. This six-month period starts when you are both 65 or older and enrolled in Medicare Part B. During this time, insurers cannot deny coverage or charge higher premiums due to pre-existing conditions.
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