The top-rated supplemental insurance agent in Richmond, Indiana is Angie Witherby - State Farm Insurance Agent, rated 4.9 stars across 210 reviews. Other highly rated options include Acceptance Insurance, Brian Benedict, Licensed Agent, Medicare Questions?, Richard Lake: Allstate Insurance. This directory lists 20 supplemental insurance agents serving Richmond.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Angie Witherby - State Farm Insurance Agent | 833 Chester Blvd | (765) 935-7348 |
| 2 | Acceptance Insurance | 3547 E Main St | (765) 756-5788 |
| 3 | Brian Benedict, Licensed Agent, Medicare Questions? | 534 E Main St | (765) 703-8080 |
| 4 | Richard Lake: Allstate Insurance | 1025 S A St | (765) 966-1106 |
| 5 | McGowan Insurance Group | 1126 E Main St | (765) 962-9502 |
| 6 | VanVleet Insurance | 1 Glen Miller Pkwy | (765) 935-5655 |
| 7 | Brian Fuller: Allstate Insurance | 2901 E Main St | (765) 939-3009 |
| 8 | Affordable Insurance Agency, Division of RMD-Patti Insurance | 36 S 9th St | (765) 966-7531 |
| 9 | Mike Miller - State Farm Insurance Agent | 1825 W Main St | (765) 966-6586 |
| 10 | Tracy Schweizer - State Farm Insurance Agent | 1701 W Nat'l Rd | (765) 935-7373 |
Angie Witherby - State Farm Insurance Agent serves the Richmond, Indiana area and surrounding Wayne County communities. This agency specializes in supplemental insurance policies that help cover gaps left by primary health or life insurance plans. Clients can explore options like accident coverage or hospital indemnity plans. These products provide direct cash benefits for unexpected medical events or illnesses. The company handles critical illness insurance and short-term disability coverage in this region.
Acceptance Insurance in Richmond, Indiana, is known for offering tailored supplemental insurance policies that fill coverage gaps left by standard health plans. Its service range includes accident, critical illness, and hospital indemnity plans for local residents seeking additional financial protection. The agency assists clients in comparing options and selecting affordable monthly premiums. As a specialty service, it can add on a dental or vision rider to an existing supplemental policy for comprehensive care.
Brian Benedict, Licensed Agent, Medicare Questions? offers guidance on Medicare supplement and related supplemental insurance options for residents in and around Richmond, IN. Services include plan comparisons and annual reviews to help clients adjust their coverage as healthcare needs evolve. The agent assists with enrollment paperwork and explains policy details in plain language. The practice serves individual homeowners, apartment dwellers, small retail store owners, and workers at local restaurants.
Richard Lake: Allstate Insurance serves local homeowners and small business owners in Richmond, Indiana, offering supplemental insurance policies to help cover gaps left by standard health or property plans. These policies cater to individuals seeking protection for unexpected medical expenses or income loss. The agency guides clients through plan options to match their coverage needs. It also provides service to nearby communities in Wayne County, including the Centerville area.
Unlike one‑time policies that provide a single benefit period, supplemental insurance agents at McGowan Insurance Group in Richmond, IN help clients set up coverage that can renew. These plans are designed to pay cash directly to policyholders for expenses that major medical insurance does not fully cover, such as deductibles and co‑pays. Service is offered on either a scheduled in‑person appointment or an as‑needed basis for plan adjustments and claims help throughout the year.
VanVleet Insurance serves Richmond, Indiana, and the surrounding Wayne County communities as a local supplemental insurance agent. It handles individual policies that help cover out-of-pocket expenses not paid by major medical plans, such as accident, critical illness, and hospital indemnity insurance. These plans provide a cash benefit directly to the policyholder to use for deductibles, co-pays, or everyday living costs. To handle a typical job, the agent schedules a personal consultation to explain coverage options, then helps the client select a plan and complete the application process.
Brian Fuller: Allstate Insurance offers supplemental insurance solutions designed to fill gaps in primary health coverage, such as accident, hospital confinement, and critical illness policies. The agency works with individuals and families in Richmond, IN, to explain these additional benefits and help them manage out-of-pocket medical expenses. They also assist with integrating supplemental plans into existing financial strategies. As winter approaches, the agency can help evaluate coverage options for seasonal injuries like slips on ice.
As winter weather can bring unexpected medical bills for Richmond residents, Affordable Insurance Agency, a Division of RMD-Patti Insurance, helps local households by focusing on supplemental insurance policies that fill coverage gaps. The company guides clients through understanding what traditional health plans may leave out, offering personal visits to discuss options that fit a home budget. Each consultation begins with a simple review of an individual’s current coverage and lifestyle needs before scheduling the initial in-person assessment.
Mike Miller – State Farm Insurance Agent in Richmond, IN, provides supplemental insurance coverage to residential clients, helping them manage out-of-pocket costs not covered by primary health plans. The agency also serves local commercial clients, offering supplemental policies tailored to small businesses in the Richmond area. Coverage options are available throughout Wayne County and surrounding communities. The agency encourages clients to schedule follow-up reviews between regular visits, ensuring their supplemental plans remain aligned with changing needs.
Tracy Schweizer - State Farm Insurance Agent in Richmond, IN, provides general insurance solutions and specializes in supplemental coverage options that fill gaps in standard health or life policies. These add-on plans help policyholders manage out-of-pocket expenses not typically covered by major medical insurance. The agency serves a variety of commercial clients, tailoring supplemental offerings to meet the distinct needs of local offices, warehouses, and food service operations.
What Does a a Supplemental Insurance Agent in Richmond Cost?
Supplemental insurance costs in Indiana vary by plan type, age, and insurer. For a Medigap Plan G, monthly premiums in Richmond typically range from $120 to $250 for a 65-year-old. Plan N may cost between $90 and $180 per month. Costs can increase with age or if you have pre-existing conditions outside of open enrollment. This is general information, not insurance advice.
About supplemental insurance agents in Richmond
Supplemental insurance agents in Richmond, Indiana help residents fill gaps in their primary health coverage. These agents can explain Medicare Supplement plans, also known as Medigap, which are standardized by Indiana law under the Indiana Insurance Code. Local agents understand the specific needs of Wayne County residents, including those near Reid Health and other regional providers.
Frequently Asked Questions
What is the open enrollment period for Medigap in Indiana?
In Indiana, the Medigap open enrollment period lasts for six months starting on the first day of the month you are both 65 and enrolled in Medicare Part B. During this time, you can buy any Medigap policy without medical underwriting.
Can I switch supplemental insurance plans in Richmond after open enrollment?
Yes, but outside of open enrollment you may face medical underwriting and higher premiums. Indiana allows a one-time trial period for Medicare Advantage plan members to switch back to a Medigap policy within 12 months.
Do supplemental insurance agents in Richmond charge fees for their services?
Most supplemental insurance agents in Richmond are paid by insurance companies through commissions, not by charging clients directly. Always confirm the agent's compensation structure before signing an application.
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