The top-rated supplemental insurance agent in Lake Charles, Louisiana is Hight-Doland Agency: Allstate Insurance, rated 4.9 stars across 309 reviews. Other highly rated options include Mila Robichaux: Allstate Insurance, Kelly Lee Insurance, Goosehead Insurance - James Bice. This directory lists 20 supplemental insurance agents serving Lake Charles.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Hight-Doland Agency: Allstate Insurance | 3405 Lake St | (337) 474-2020 |
| 2 | Mila Robichaux: Allstate Insurance | 4405 Lake St | (337) 474-3500 |
| 3 | Kelly Lee Insurance | 3205 Ryan St | (337) 656-2890 |
| 4 | Goosehead Insurance - James Bice | 417 W College St | (337) 313-2603 |
| 5 | Goosehead Insurance - Garet Berry | 113 W Sallier St | (337) 347-7022 |
| 6 | Goosehead Insurance - Jeff Jones | 4216 Lake St | (225) 960-4370 |
| 7 | Staci Boudreaux: Allstate Insurance | 909 Sam Houston Jones Pkwy A | (337) 217-0013 |
| 8 | Scotty Mathews Ins Agcy Inc | 4640 Nelson Rd | (337) 474-0865 |
| 9 | Melisa McMillian Adrian: Allstate Insurance | 3600 Common St Ste 300 | (337) 474-4939 |
| 10 | Jennifer Stevens - GEICO Insurance Agent | 4201 Nelson Rd Suite 300 | (337) 474-1700 |
Hight-Doland Agency serves the Lake Charles, Louisiana area, operating as an Allstate supplemental insurance agent. This agency provides policies that help cover out-of-pocket expenses beyond what primary health insurance typically pays. Supplemental insurance plans can include benefits for hospitalization, accidents, or critical illnesses. By offering such coverage, the agency assists residents in managing the financial gaps that often arise during medical events. Specialized services it handles in this region include dental insurance and short-term medical plans.
Homeowners and businesses in Lake Charles looking for added financial security turn to Mila Robichaux: Allstate Insurance for supplemental insurance agent services. These plans help cover gaps left by primary policies, offering an extra layer of protection for unexpected costs. Serving the local community, the agency guides clients through available options to match their specific needs and budgets. Its coverage area also extends into the nearby Sulphur metro region.
Kelly Lee Insurance provides a range of supplemental insurance products to help cover gaps in primary health coverage, including plans for accident, critical illness, and hospital indemnity. Its service focuses on explaining policy options and assisting with claims to ensure clients understand their benefits. A maintenance plan involves periodic policy reviews to adjust coverage as needs change. The agency serves various property types in Lake Charles, LA, including single-family homes, apartments, retail stores, and restaurants.
Goosehead Insurance - James Bice serves Lake Charles and the surrounding communities of Southwest Louisiana, offering supplemental insurance coverage to individuals and families. The agency handles policies designed to fill gaps left by major medical plans, such as accident, critical illness, and hospital indemnity products. It works with clients to identify specific financial exposures that primary health insurance may not address. To handle a typical job, the agent conducts a personal needs analysis, then presents clear coverage options tailored to the client's situation and budget.
Goosehead Insurance - Garet Berry in Lake Charles, LA distinguishes between plans requiring a single payment and recurring premium options for ongoing supplemental coverage. The agency assists local residents in selecting policies that help fill gaps left by primary health or life insurance. This supplemental insurance agent office manages account services for claims guidance and basic policy adjustments. Service runs on both a scheduled annual review basis and an as-needed appointment structure for immediate client questions.
As open enrollment season approaches in Lake Charles, residents often seek to fill coverage gaps left by major medical plans. Goosehead Insurance - Jeff Jones offers supplemental insurance agent services to address these needs. The agency helps clients explore options for critical illness, accident, or hospital indemnity policies that can ease out-of-pocket expenses. A typical initial step involves a personal assessment of existing coverage during a no-obligation consultation.
Staci Boudreaux: Allstate Insurance handles general insurance needs for clients in Lake Charles. It also specializes in supplemental insurance policies that provide extra coverage for gaps in primary plans. These products help individuals cover unexpected out-of-pocket costs from accidents or illnesses. The agency works with local businesses and residents to design appropriate coverage for a variety of commercial settings, including offices, warehouses, and food service operations.
Scotty Mathews Ins Agcy Inc provides supplemental insurance services to residents in and around the Lake Charles, Louisiana area, helping individuals secure plans that cover gaps left by primary health policies. For commercial clients, the agency offers guidance on benefit options suitable for local businesses seeking to support their teams. Lake Charles clients receive attentive follow-up support between regular service visits, ensuring policies continue meeting their changing needs.
Jennifer Stevens - GEICO Insurance Agent in Lake Charles, LA specializes in supplemental coverage that fills gaps left by primary health plans. Its general work includes helping customers select policies addressing expenses like deductibles, copays, and out-of-pocket costs. The agency focuses on simplifying complex insurance terms so clients feel confident in their decisions. For local residents, this service becomes especially valuable during the winter months when seasonal illnesses, such as flu and respiratory infections, often lead to unexpected medical bills.
What Does a a Supplemental Insurance Agent in Lake Charles Cost?
Supplemental insurance costs in Louisiana vary by plan type, age, and location. Medigap Plan G premiums for a 65-year-old in Lake Charles typically range from $120 to $250 per month. Medicare Advantage plans may have low or zero monthly premiums but include copays and deductibles. This is general information, not insurance advice.
About supplemental insurance agents in Lake Charles
Supplemental insurance agents in Lake Charles, Louisiana help residents choose Medigap or Medicare Advantage plans to cover out-of-pocket costs. Louisiana law requires a six-month open enrollment period for Medigap when you first turn 65. Local agents can explain how state regulations affect your coverage options.
Frequently Asked Questions
What is a supplemental insurance agent in Lake Charles?
A supplemental insurance agent helps you buy Medigap or Medicare Advantage plans. They explain how these plans cover costs not paid by Original Medicare.
When can I enroll in a Medigap plan in Louisiana?
In Louisiana, you have a six-month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time, insurers cannot deny coverage or charge higher premiums due to health conditions.
Do supplemental insurance agents charge a fee in Louisiana?
Most supplemental insurance agents are paid by insurance companies through commissions. You typically do not pay a separate fee for their services. Always ask about any costs before signing up.
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