The top-rated supplemental insurance agent in Laurel, Maryland is State Farm: Adam Herndon, rated 4.9 stars across 564 reviews. Other highly rated options include Simmerer Insurance, William Gunn - GEICO Insurance Agent, Laurel Insurance Center placas y seguro. This directory lists 21 supplemental insurance agents serving Laurel.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | State Farm: Adam Herndon | 8323 Cherry Ln Suite 13 | (240) 280-2285 |
| 2 | Simmerer Insurance | 601 7th St Ste 103 | (301) 386-0900 |
| 3 | William Gunn - GEICO Insurance Agent | 13600 Baltimore Ave Suite 702 | (301) 543-3690 |
| 4 | Laurel Insurance Center placas y seguro | 8641 Cherry Ln | (301) 640-8509 |
| 5 | Jennifer Smigal - State Farm Insurance Agent | 510 4th St | (301) 384-2323 |
| 6 | Mid Atlantic Insurance Financial | 13633 Baltimore Ave | (301) 604-4444 |
| 7 | Global Insure USA | 14502 Greenview Dr # 500 | (410) 507-7781 |
| 8 | Jessica Iglesias: Allstate Insurance | 511 4th St | (301) 683-0470 |
| 9 | Lucy Sanchez: Allstate Insurance | 3450 Fort Meade Rd Ste 106 | (301) 850-5030 |
| 10 | CNR Insurance Inc | 14502 Greenview Dr # 500 | (301) 490-9600 |
State Farm: Adam Herndon serves the Laurel, Maryland area as a supplemental insurance agent. The agency helps residents with gap coverage for unexpected medical costs or income loss. An agent in this region can assist clients in understanding how supplemental policies work alongside major medical plans. Typical services include reviewing existing coverage and recommending additional protection for health or accident gaps. The agency specifically handles hospital indemnity and accident policies in this area.
Simmerer Insurance offers a range of supplemental insurance coverage options designed to address gaps in primary health plans for residents and businesses in Laurel, MD. The agency maintains these policies through ongoing customer support and claims assistance, ensuring clients understand their benefits and filing procedures. Its plans are typically used to cover deductibles, copayments, or hospital stays not included in standard medical insurance. The firm provides these services to clients in single-family homes, apartments, retail establishments, and restaurants.
Homeowners, small business owners, and property managers in Laurel, Maryland, can obtain supplemental insurance policies from the William Gunn - GEICO Insurance Agent agency. The agency offers term life, whole life, and accident protection plans designed to cover gaps left by primary health or property coverage. It also provides rented-space insurance and identity theft protection for added financial security. Its services extend to residents and landlords in nearby Beltsville as well.
Laurel Insurance Center placas y seguro serves Laurel, Maryland, and the surrounding communities in Prince George’s County and Howard County. As a supplemental insurance agent, the company handles plans designed to cover gaps left by major medical policies, including dental, vision, accident, and hospital indemnity products. It works with carriers common to the area to offer clients these additional coverage options. To manage a typical job, the agent first reviews the client’s existing health plan, identifies potential coverage shortfalls, and presents applicable supplemental policies in a clear, side-by-side comparison.
In the Maryland area, one-time appointments address immediate supplemental insurance needs, whereas recurring visits establish ongoing health gap coverage. Jennifer Smigal - State Farm Insurance Agent in Laurel, MD builds plans around these options to help clients manage out-of-pocket costs. Supplemental insurance typically includes accident, critical illness, or hospital indemnity policies. On an as-needed basis, the office offers personal consultations and policy adjustments without requiring a fixed schedule.
Mid Atlantic Insurance Financial specializes in supplemental insurance plans, including accident, critical illness, and hospital indemnity coverage. Based in Laurel, MD, the agency assists local residents by identifying gaps in their primary health insurance and offering tailored policies to address those specific needs. Its general service work involves comparing plans to help clients manage out-of-pocket medical expenses and lost income due to illness or injury. The agency helps area families prepare for the financial strain that often accompanies end-of-year deductibles and seasonal flu or COVID complications.
Global Insure USA assists individuals in Laurel with securing supplemental insurance policies that fill coverage gaps left by primary health plans. The agency specializes in adding hospital indemnity, critical illness, and accident insurance to existing benefits. These voluntary plans provide financial support during unexpected medical events. Global Insure USA serves a variety of commercial sectors, including offices, warehouses, and food service establishments, helping their employees obtain more comprehensive protection.
As winter weather increases the risk of slip-and-fall injuries in Laurel, MD, Jessica Iglesias: Allstate Insurance provides supplemental insurance options designed to fill gaps left by primary health coverage. These policies can help insured individuals manage out-of-pocket costs from accident-related medical care or hospital stays. A local agent reviews personal coverage needs with each client during an initial in-person or phone consultation to identify the most appropriate plan. A brief no-obligation needs assessment then identifies specific coverages worth considering.
Lucy Sanchez: Allstate Insurance provides supplemental insurance solutions for residential clients in Laurel, Maryland, and the surrounding area. The agency also offers commercial coverage to meet the needs of local businesses operating nearby. Serving this region, the firm helps policyholders bridge gaps left by primary health or life plans. Following an initial purchase or claim, agents typically conduct scheduled follow‑up contact or repeat service to ensure coverage remains aligned with changing circumstances between regular visits.
CNR Insurance Inc, located in Laurel, MD, is known for offering supplemental insurance policies designed to fill coverage gaps left by standard health and life plans. It serves local individuals and families by providing options for accident, critical illness, and hospital indemnity insurance. These policies help policyholders manage out-of-pocket costs and unexpected medical expenses. The agency assists clients in selecting plans that complement Medicare or employer-based coverage. A specialty service it provides is adding dental or vision supplemental insurance to an existing policy.
What Does a a Supplemental Insurance Agent in Laurel Cost?
Medigap premiums in Maryland typically range from 100 to 300 dollars per month depending on the plan type and your age. Plan G averages around 150 to 250 dollars monthly in the Laurel area. Costs vary by insurer and your health status. This is general information not insurance advice.
About supplemental insurance agents in Laurel
Supplemental insurance agents in Laurel Maryland help residents choose Medigap policies to cover costs not paid by Original Medicare. Maryland law provides a six-month open enrollment period for Medigap when you first enroll in Medicare Part B. Working with a local agent can simplify comparing plans from different carriers.
Frequently Asked Questions
What does a supplemental insurance agent in Laurel do?
A supplemental insurance agent helps you compare Medigap plans from private insurers. They explain coverage options like Plan G and Plan N. They also assist with enrollment and answer questions about Maryland-specific rules.
When can I enroll in a Medigap plan in Maryland?
You have a six-month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. During this time insurers cannot deny coverage or charge more for pre-existing conditions. Outside this window you may face medical underwriting.
Are Medigap premiums regulated in Maryland?
Yes the Maryland Insurance Administration reviews and approves Medigap rate filings. Premiums vary by company age and location including Laurel. Some plans offer household discounts or early enrollment discounts.
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