The top-rated supplemental insurance agent in Fall River, Massachusetts is New England Family Insurance, rated 5.0 stars across 3,042 reviews. Other highly rated options include Donald J. Medeiros Insurance Agency, Branco Gardner Insurance Agency, Inc, Patriot Growth Insurance Services (FBinsure) - Fall River. This directory lists 21 supplemental insurance agents serving Fall River.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | New England Family Insurance | 101 President Ave Suite #1 | (508) 672-2997 |
| 2 | Donald J. Medeiros Insurance Agency | 154 Rhode Island Ave | (508) 678-1271 |
| 3 | Branco Gardner Insurance Agency, Inc | 245 Rhode Island Ave | (508) 233-2557 |
| 4 | Patriot Growth Insurance Services (FBinsure) - Fall River | 1467 S Main St | (508) 678-9611 |
| 5 | Dias Insurance Agcy | 101 President Ave Suite #1 | (508) 672-2997 |
| 6 | Optima Insurance | 1228 Pleasant St | (508) 491-1001 |
| 7 | Foundation Insurance Agency, LLC | 800 Davol St | (508) 689-7504 |
| 8 | Bearingstar Insurance | 375 Airport Rd | (508) 676-0309 |
| 9 | Pacheco Insurance Agency, Inc | 411 Columbia St | (508) 675-2361 |
| 10 | Rua-Dumont-Audet Ins Agency, Inc | 155 N Main St | (508) 678-7571 |
New England Family Insurance serves Fall River, Massachusetts, offering supplemental insurance coverage to individuals and families. This agency assists clients with policies that help bridge gaps in primary health, dental, or Medicare plans. It works with residents to address specific gaps like out-of-pocket costs and routine care. Common products handled include hospital indemnity plans and critical illness insurance, which provide fixed cash benefits for covered medical events.
Donald J. Medeiros Insurance Agency provides supplemental insurance policies that help clients cover costs not included in primary health plans. Its offerings focus on bridging gaps in existing coverage, with straightforward policy management and any modifications handled through direct contact with agents. The agency serves residential and commercial clients throughout Fall River, Massachusetts, including those owning single-family homes, apartment buildings, retail spaces, and restaurants.
Based in Fall River, Massachusetts, Branco Gardner Insurance Agency, Inc serves clients throughout the greater South Coast region and its surrounding communities. The company focuses on supplemental insurance, handling policies designed to cover gaps in primary health coverage. These plans often help with expenses like hospital stays, accidents, or critical illness care. To serve each client, the agency evaluates individual needs and compares available options to recommend a suitable policy tailored to that person’s specific situation.
Patriot Growth Insurance Services in Fall River, Massachusetts, distinguishes between one-time supplemental plans and coverage options that renew on a recurring basis. As a supplemental insurance agent, the company assists with policies that fill gaps left by major medical plans, such as accident, critical illness, or hospital indemnity coverage. This ensures clients can manage out-of-pocket expenses. Service arrangements for new or existing policies operate on an as-needed basis, allowing individuals to schedule appointments according to their personal financial planning requirements.
Dias Insurance Agcy in Fall River, MA serves local homeowners, renters, and small business owners by offering supplemental insurance policies that help cover gaps left by primary health or property plans. These targeted plans provide financial protection for unexpected costs such as deductibles or hospital stays, giving policyholders added peace of day-to-day coverage. The agency works closely with clients to explain available options and tailor plans to their individual needs. Its service area also extends into the adjacent community of Somerset.
Optima Insurance provides supplemental insurance services to residents in the Fall River, Massachusetts area, helping individuals fill gaps in primary health coverage. The company also supports commercial clients in the region with tailored supplemental insurance plans to protect their businesses and employees. Serving Fall River and its surrounding communities, Optima Insurance offers both initial consultation and policy enrollment for new members. For existing policyholders, the company follows up between regular visits to review coverage needs and assist with claims or plan adjustments.
Foundation Insurance Agency, LLC, located in Fall River, MA, is known for providing supplemental insurance solutions that fill gaps left by primary health plans. The agency helps local clients manage out-of-pocket costs from accidents, critical illnesses, or hospital stays by offering simple, fixed-benefit policies. Its services range from Medicare supplement plans to hospital indemnity and cancer-specific coverage. For those seeking added protection, Foundation Insurance Agency, LLC offers short-term disability income policies to cover lost wages during recovery.
As a supplemental insurance agent in Fall River, MA, Bearingstar Insurance offers specialty gap coverage for accident and critical illness policies alongside general Medicare supplement and life insurance options. These plans help local residents address out-of-pocket costs not covered by primary health insurance, providing added financial protection. The agent works closely with clients to customize a supplemental policy that fits their specific healthcare needs. As winter approaches, for example, they help area seniors plan for potential hospitalization or recovery costs associated with seasonal influenza or fall-related injuries.
Pacheco Insurance Agency, Inc. works with clients in Fall River, MA to identify gaps in their primary health coverage. The agency focuses on supplemental insurance, offering policies that provide additional financial support for expenses not fully covered by major medical plans. These policies assist with out-of-pocket costs arising from accidents, critical illnesses, or hospital stays. Commercial clients, including offices, warehouses, and food service operations, can enroll employees in these voluntary benefit plans to enhance their overall compensation packages.
As winter approaches in Fall River, supplemental coverage needs often arise to fill gaps left by major medical plans. Rua-Dumont-Audet Ins Agency, Inc works directly with residents to identify gaps in their current policies. They explain options such as accident, critical illness, and hospital indemnity plans in simple, clear terms. Every discussion begins with a detailed review of the individual or family’s existing health insurance to recommend an appropriate supplement. An initial assessment then identifies the best plan for the client’s specific situation.
What Does a a Supplemental Insurance Agent in Fall River Cost?
Supplemental insurance costs in Massachusetts vary by plan type age and carrier. Medigap Plan G premiums typically range from 120 to 250 dollars per month for a 65 year old. Medicare Advantage plans may have 0 dollar premiums but include copays and deductibles. Costs change each year and depend on your location and health status. This is general information not insurance advice.
About supplemental insurance agents in Fall River
Supplemental insurance agents in Fall River Massachusetts help residents find plans that cover gaps in original Medicare or employer health coverage. Massachusetts state law requires insurers to offer guaranteed issue Medigap plans during open enrollment periods. Local agents can explain how state regulations like the Massachusetts Health Care Reform Act affect your coverage choices.
Frequently Asked Questions
What is a supplemental insurance agent in Fall River?
A supplemental insurance agent is a licensed professional who helps you compare and enroll in plans like Medigap Medicare Advantage or dental and vision coverage. They work with multiple carriers to find options that fit your needs and budget.
When can I enroll in a Medigap plan in Massachusetts?
In Massachusetts you have a six-month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. During this time insurers cannot deny coverage or charge higher premiums due to health conditions.
Do I need a local agent for supplemental insurance in Fall River?
A local agent knows Massachusetts specific rules such as the state guaranteed issue protections and the Medicare Supplement Birthday Rule. This rule allows you to switch Medigap plans within 60 days of your birthday without medical underwriting.