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Browse supplemental insurance agents serving Harvard, Massachusetts. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Harvard, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 2 supplemental insurance agents in Harvard, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
D. Francis Murphy Insurance Agency
276 Ayer Rd, Harvard, MA 01451
(978) 772-0070
dfmurphy.com
Nikopoulos Insurance
206 Ayer Rd, Harvard, MA 01451
(978) 456-9700
nikinsurance.com
Supplemental insurance agents in Harvard Massachusetts help residents find policies that cover gaps in original Medicare. Massachusetts has a unique annual enrollment period from October 15 to December 7. Local agents can explain Medigap plans standardized under state law and compare options for your needs.
What Does a Supplemental Insurance Agent in Harvard Cost?
Supplemental insurance agent services in Massachusetts are usually free to you because agents earn commissions from insurance companies. Medigap Plan G premiums in Harvard typically range from $120 to $250 per month for a 65 year old. Medicare Advantage plans may have $0 monthly premiums but include copays and network limits. Costs vary by age health and plan type. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a supplemental insurance agent in Harvard?
A supplemental insurance agent in Harvard helps you buy Medigap Medicare Advantage or other private health plans. They explain policy details and costs. Agents must be licensed by the Massachusetts Division of Insurance.
When can I enroll in a Medigap plan in Massachusetts?
Massachusetts has a six-month Medigap open enrollment period starting when you turn 65 and enroll in Part B. During this time you can buy any Medigap plan without medical underwriting. Outside this window you may face health questions.
Are there special rules for Medicare supplements in Massachusetts?
Yes Massachusetts has a birthday rule for Medigap. Once a year within 30 days of your birthday you can switch to a similar or lesser Medigap plan without medical questions. This rule helps you change coverage more easily.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.