The top-rated supplemental insurance agent in Newburyport, Massachusetts is AAA Newburyport, rated 4.3 stars across 163 reviews. Other highly rated options include Arthur S Page Insurance, Peter L Chetsas Insurance, Highstreet Insurance formerly Kane Insurance. This directory lists 10 supplemental insurance agents serving Newburyport.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA Newburyport | 45 Storey Ave | (978) 499-4200 |
| 2 | Arthur S Page Insurance | 57 State St | (978) 465-5301 |
| 3 | Peter L Chetsas Insurance | 68 Pleasant St | (978) 465-2700 |
| 4 | Highstreet Insurance formerly Kane Insurance | 29 Water St #214A | (978) 225-7933 |
| 5 | Flexible Insurance Solutions | 53 Storey Ave | (351) 212-2660 |
| 6 | Eastern Insurance Group LLC | 65 Parker St | (508) 651-7700 |
| 7 | Cross Insurance | 45 Storey Ave | (978) 225-6116 |
| 8 | Byfield Insurance Inc | 147 Merrimac St | (978) 462-0833 |
| 9 | Ocean Employee Benefits | 10 Prince Pl | (508) 265-5350 |
| 10 | Sullivan Insurance Inc | 4 Middle St | (978) 465-4110 |
AAA Newburyport serves residents in Newburyport, Massachusetts, as a supplemental insurance agent. The company helps clients bridge gaps in their primary health coverage by offering policies that pay cash benefits directly to the policyholder. These policies can cover expenses not fully addressed by major medical plans, such as deductibles, co-pays, and everyday living costs during illness or injury. Specific services handled in this area include accident insurance and hospital indemnity plans.
Arthur S Page Insurance provides supplemental insurance coverage tailored to fill gaps left by primary health plans in Newburyport, MA. It offers ancillary policies that help manage out-of-pocket costs for hospital stays, accidents, or critical illnesses. The agency maintains ongoing client support through personalized policy reviews, ensuring coverage aligns with evolving needs. It regularly assists with claims submissions and coverage adjustments for policyholders. This supplemental insurance agent services the region’s single-family homes, apartments, retail establishments, and various restaurants.
Homeowners, small-business owners, and property managers in Newburyport, Massachusetts turn to Peter L Chetsas Insurance for supplemental insurance solutions. These policies help cover gaps left by primary health or property plans, offering financial protection for unexpected medical or property-related expenses. The agency guides clients through selecting appropriate supplemental coverage without overstepping budget limits. Its service area extends to families and businesses in Amesbury and the greater Merrimack Valley region.
Highstreet Insurance, formerly Kane Insurance, serves Newburyport, Massachusetts, and surrounding communities as a supplemental insurance agent. It handles policies that help cover out-of-pocket expenses not paid by primary health plans, including accident, critical illness, and hospital indemnity coverage. The agency meets with local clients to review their existing coverage and identify gaps that specific supplemental plans can fill. It typically takes a consultative approach, first assessing individual needs before presenting plan options side by side for comparison.
Flexible Insurance Solutions in Newburyport, MA, specializes in supplemental insurance, offering plans that provide one-time benefits for specific events like accidents or critical illness, alongside recurring options such as monthly cash payments for hospital stays. These policies help cover gaps left by major medical coverage, addressing out-of-pocket costs. Service is available on a one-time basis for policy setup or as scheduled for periodic plan updates, and can also be arranged as needed when claims or coverage questions arise.
Eastern Insurance Group LLC serves Newburyport, Massachusetts, and the surrounding Essex County area. As a supplemental insurance agent, it provides policies designed to cover gaps in primary health insurance. These plans help manage out-of-pocket costs such as deductibles and copayments. The agency works with clients to find coverage that fits individual healthcare needs and financial situations. Among the specific services it handles in this area are Medicare Supplement plans and hospital indemnity insurance.
Cross Insurance provides a selection of supplemental insurance options designed to fill gaps left by primary health coverage, including plans for critical illness, accident, and hospital indemnity. It offers service and maintenance plans that ensure policyholders receive regular updates and claims assistance. The agency serves residential properties such as single-family homes and apartments, as well as commercial properties including retail stores and restaurants in Newburyport, Massachusetts.
Byfield Insurance Inc in Newburyport, Massachusetts specializes in offering supplemental insurance agent services that help bridge gaps left by primary health plans. Its general service work includes assisting individuals and families in finding coverage for unexpected medical costs, such as deductibles and copayments. The company also advises on policies for accidents and critical illnesses. During the open enrollment season for Medicare and employer plans, Byfield Insurance Inc helps clients evaluate their supplemental options to avoid costly coverage lapses.
As coastal New England experiences seasonal shifts in tourism and fishing, local residents and small businesses often face gaps in their health coverage. Ocean Employee Benefits, based in Newburyport, Massachusetts, addresses that need by offering supplemental insurance plans designed to bridge what standard policies leave out. This agency helps clients manage out-of-pocket costs, accident expenses, and critical illness scenarios with clear, practical options. An initial assessment of coverage gaps is conducted during a complimentary review of each client's existing policy.
Sullivan Insurance Inc in Newburyport, MA provides supplemental insurance coverage designed to fill gaps left by standard health plans. The agency specializes in offering add-on policies for specific needs such as accident, critical illness, or hospital indemnity protection. These policies help cover deductibles, copays, or lost income during recovery. The agency serves the insurance needs of commercial sectors including local offices, warehouses, and food service establishments throughout the region.
What Does a a Supplemental Insurance Agent in Newburyport Cost?
Supplemental insurance costs in Massachusetts vary by plan type age and carrier. Medigap Plan G premiums in Essex County typically range from 120 to 250 dollars per month for a 65-year-old. Medicare Advantage plans often have lower monthly premiums sometimes zero but include copays and deductibles. This is general information not insurance advice.
About supplemental insurance agents in Newburyport
Supplemental insurance agents in Newburyport Massachusetts help residents choose plans that fill gaps in Medicare or employer coverage. Massachusetts has specific rules for Medigap enrollment including a guaranteed issue period when you first turn 65. Local agents can explain how these state laws affect your options and costs.
Frequently Asked Questions
What is a supplemental insurance agent in Newburyport?
A supplemental insurance agent is a licensed professional who helps you compare and enroll in plans like Medigap Medicare Advantage or dental and vision coverage. They work with multiple carriers to find a plan that fits your needs and budget.
When can I enroll in a Medigap plan in Massachusetts?
In Massachusetts you have a six-month open enrollment period starting the month you turn 65 and enroll in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. After this window insurers may deny coverage or charge higher rates based on health.
Do supplemental insurance agents charge fees in Newburyport?
Most supplemental insurance agents are paid by the insurance company not by you. Their commission is built into the policy premium. You should always ask the agent if any additional fees apply before you enroll.