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Supplemental Insurance Agents in Spencer, MA

Browse supplemental insurance agents serving Spencer, Massachusetts. Contact information and addresses listed below.

4 agents listed
Updated May 2026
Spencer, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 4 supplemental insurance agents in Spencer, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
David F. Kelley Insurance Agency, Inc.
154 Main St, Spencer, MA 01562
(508) 885-3794 davidkelleyins.com
HUB International
369 Main St #9, Spencer, MA 01562
(508) 885-9999 hubinternational.com
McGrath Insurance, a Division of Starkweather and Shepley Insurance
130 W Main St, Spencer, MA 01562
(508) 885-6545 starshep.com
Gregson Insurance Agency Inc
369 Main St, Spencer, MA 01562
(508) 248-3800

Supplemental insurance agents in Spencer, Massachusetts help residents find policies that cover gaps in primary health insurance. These agents can assist with Medicare Supplement plans, dental insurance, and accident or critical illness coverage. Massachusetts law requires all Medicare Supplement plans to be guaranteed issue during open enrollment periods, which agents explain to clients.

What Does a Supplemental Insurance Agent in Spencer Cost?

The cost of supplemental insurance in Massachusetts varies by policy type and your age. A Medicare Supplement Plan G for a 65-year-old in Spencer typically costs between $120 and $250 per month. Dental insurance plans range from $30 to $80 per month. Life insurance premiums depend on your health and coverage amount. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a supplemental insurance agent in Spencer?
A supplemental insurance agent in Spencer helps you buy extra insurance policies that pay for costs not covered by your main health plan. They can offer Medicare Supplement, dental, vision, and hospital indemnity plans.
When can I enroll in a Medicare Supplement plan in Massachusetts?
In Massachusetts, you have a six-month open enrollment period starting the month you turn 65 and enroll in Medicare Part B. During this time, insurers cannot deny you coverage or charge higher premiums due to pre-existing conditions.
Do supplemental insurance agents charge fees in Spencer?
Most supplemental insurance agents in Spencer are paid by commissions from insurance companies, not by charging you directly. You should always ask about any fees before signing a policy.