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Find Supplemental Insurance Agents in Cottage Grove, MN

Browse supplemental insurance agents serving Cottage Grove, Minnesota. Contact information and addresses listed below.

5 agents listed
Updated May 2026
Cottage Grove, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 5 supplemental insurance agents in Cottage Grove, MN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Truguard Insurance Brokers
8063 Hadley Ave S, Cottage Grove, MN 55016
(651) 888-2170 truguardib.com
Farmers Insurance - Jennifer Wheeler
7449 80th St S, Cottage Grove, MN 55016
(651) 459-6699 agents.farmers.com
Daniel Lawrence American Family Insurance
7750 Harkness Ave S #103, Cottage Grove, MN 55016
(651) 458-6900 amfam.com
Tim Maluski Agcy, Inc. American Family Insurance
8617 W Point Douglas Rd S #180, Cottage Grove, MN 55016
(651) 458-3519 amfam.com
Darin Husaby American Family Insurance
8617 W Point Douglas Rd S #180, Cottage Grove, MN 55016
(651) 458-3519 amfam.com

Supplemental insurance agents in Cottage Grove, Minnesota help residents choose Medigap policies or Medicare Advantage plans. Minnesota has a unique Medigap standard plan that provides uniform basic benefits. Local agents can explain how state laws affect your coverage options and enrollment periods.

What Does a Supplemental Insurance Agent in Cottage Grove Cost?

Supplemental insurance costs in Minnesota vary by age, gender, and location. For a 65-year-old in Cottage Grove, Medigap Plan G premiums typically range from $120 to $200 per month. Medicare Advantage plans may have $0 premiums but include copays and deductibles. Costs change each year and depend on the insurer. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a supplemental insurance agent in Cottage Grove?
A supplemental insurance agent helps you buy policies that fill gaps in Medicare coverage, such as Medigap or Medicare Advantage plans. They are licensed by the Minnesota Department of Commerce and must follow state regulations.
What is the open enrollment period for Medigap in Minnesota?
In Minnesota, the Medigap open enrollment period lasts 6 months starting the month you turn 65 and enroll in Medicare Part B. During this time, insurers cannot deny coverage or charge higher premiums due to health conditions.
Are there Minnesota-specific rules for Medigap plans?
Yes, Minnesota requires all Medigap policies to include a standard basic benefit package. Insurers may offer additional benefits, but the core coverage is uniform across companies. This simplifies comparison shopping.