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Supplemental Insurance Agents in Otsego, MN

Looking for a supplemental insurance agent in Otsego? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Otsego, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 2 supplemental insurance agents in Otsego, MN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Solid Ground Insurance
17649 51st St NE, Otsego, MN 55374
(763) 464-8240 solidgroundinsurance.com
EnviZion Insurance
14271 77th St NE, Otsego, MN 55330
(612) 354-6496 ezinsuranceplan.com

Supplemental insurance agents in Otsego, Minnesota help residents find coverage that works with Medicare or individual health plans. Minnesota law requires Medigap policies to follow state-specific rules, including guaranteed issue rights during certain enrollment periods. Local agents can explain how these rules affect your options in Wright County.

What Does a Supplemental Insurance Agent in Otsego Cost?

Supplemental insurance costs vary by plan type, age, and health status. In Minnesota, Medigap Plan G premiums for a 65-year-old typically range from $120 to $200 per month. Medicare Advantage plans often have $0 monthly premiums but include copays and deductibles. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of supplemental insurance do agents in Otsego offer?
Agents in Otsego typically offer Medigap plans, Medicare Advantage plans, dental and vision coverage, and hospital indemnity plans. They can also help with short-term medical policies and critical illness insurance.
How do Minnesota Medigap rules differ from other states?
Minnesota has standardized Medigap plans labeled A through N, but it also requires a unique basic benefit package. You have a 6-month open enrollment period starting when you turn 65 and enroll in Medicare Part B.
Do I need to live in Otsego to use a local supplemental insurance agent?
No, you can use an agent licensed in Minnesota even if you live outside Otsego. However, local agents know Wright County providers and may offer in-person meetings.