The top-rated supplemental insurance agent in Liberty, Missouri is Matt Kelly - State Farm Insurance Agent, rated 5.0 stars across 351 reviews. Other highly rated options include Ethan Stark - Missouri Farm Bureau Insurance, Northland Wood Insurance, Danielle Kohler Agency LLC American Family Insurance. This directory lists 18 supplemental insurance agents serving Liberty.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Matt Kelly - State Farm Insurance Agent | 888 Haines Suite 206 | (816) 415-9898 |
| 2 | Ethan Stark - Missouri Farm Bureau Insurance | 944 Sutton Pl Ste C | (816) 781-4370 |
| 3 | Northland Wood Insurance | 810 W Liberty Dr | (816) 415-3441 |
| 4 | Danielle Kohler Agency LLC American Family Insurance | 1201 Landmark Ave #4 | (816) 792-3303 |
| 5 | David Lawson Agency Inc American Family Insurance | 1512 N Church Rd # D | (816) 792-4448 |
| 6 | David Starns: Allstate Insurance | 1512 N Church Rd Ste B | (816) 781-7331 |
| 7 | Antioch Insurance Agency | 5 Victory Ln #204 | (816) 454-0400 |
| 8 | Shelter Insurance - Ken Bohr | 963 W Liberty Dr | (816) 792-2949 |
| 9 | Laurel Cross - State Farm Insurance Agent | 836 Reed St | (816) 792-1855 |
| 10 | Gary Wagner Insurance, LLC | 249 W Mill St Ste 106 | (816) 792-2526 |
Matt Kelly - State Farm Insurance Agent serves the Liberty, MO, area and the surrounding Clay County region, focusing on supplemental insurance coverage. This agency helps individuals fill the gaps often left by primary health or life insurance plans with targeted policies. By offering tools for financial protection against unexpected medical costs, the office assists clients in managing out-of-pocket expenses. Common services handled here include accident insurance for unexpected injuries and critical illness insurance for serious health diagnoses.
Ethan Stark - Missouri Farm Bureau Insurance serves homeowners, businesses, and property managers in Liberty, MO, with supplemental insurance agent services. These policies help cover gaps not addressed by standard health or property plans, offering added financial support for unexpected expenses. The agent guides clients through available supplemental options tailored to their needs. The office also provides service for residents in nearby Kansas City’s Northland communities.
Northland Wood Insurance provides supplemental insurance coverage tailored to address specific gaps in primary health or property policies in Liberty, MO. It offers straightforward enrollment and plan guidance to help clients understand their options. Service support includes assistance with claims, policy questions, and annual plan reviews. The company helps individuals and business owners protect their finances from unexpected out-of-pocket expenses. It services clients with single-family homes, apartments, retail locations, and restaurants.
In this area, supplemental insurance agents offer both one-time policy purchases for specific needs and recurring service options to adjust coverage as circumstances evolve. Whether addressing gaps in health, life, or disability protection, policies are designed to complement existing primary plans in Liberty, MO. An agent at Danielle Kohler Agency LLC American Family Insurance helps clients compare plans that cover out-of-pocket expenses from accidents or illnesses. Service appointments are available on an as-needed basis for plan reviews, policy changes, or to answer questions whenever the client requests.
David Lawson Agency Inc American Family Insurance specializes in supplemental insurance policies designed to fill coverage gaps. Based in Liberty, MO, the agency serves clients seeking additional financial protection alongside their primary health or life plans. It offers general insurance agent services, helping customers navigate their options and secure appropriate supplemental coverage for changing needs. The agency particularly assists individuals reviewing their policies before the annual open enrollment period to ensure adequate protection against unexpected medical costs or income loss.
David Starns: Allstate Insurance serves Liberty, MO, and the surrounding communities, handling supplemental insurance policies that help cover gaps left by primary health plans. These policies often provide financial support for unexpected medical costs or income loss. To serve clients effectively, the agency begins each engagement by reviewing individual coverage needs and explaining available options in clear terms. It then assists with plan selection and enrollment, following up as situations change to ensure ongoing alignment with personal circumstances. This process relies on straightforward guidance and consistent communication throughout every step.
As the seasons change in Liberty, residents often face new gaps in their health coverage that original Medicare or employer plans may leave open. Antioch Insurance Agency steps in to explain how supplemental insurance can help cover unexpected deductibles or copayments for necessary care. The agency meets with clients to review individual healthcare needs and typical local medical costs. This process includes a straightforward initial assessment to identify where current coverage falls short, with a visit to the agency or a home inspection to discuss available options.
Shelter Insurance - Ken Bohr assists individuals in Liberty and the surrounding area with supplemental coverage that works alongside primary health plans. This agent focuses on policies designed to fill gaps in existing insurance, offering options like accident, critical illness, and hospital indemnity plans. Clients receive support in selecting appropriate supplementary protection for unexpected medical expenses. The agency serves a variety of business environments, including offices, warehouses, and food service operations.
Laurel Cross works as a supplemental insurance agent in Liberty, MO, assisting residents with gap coverage for medical out-of-pocket costs. Commercial clients can likewise secure plans that complement existing business policies. Service extends throughout the Liberty area for both individual and small-group accounts. Consultations are offered to identify suitable supplemental options tailored to current coverage. After policies are issued, the office provides follow-up support to address changes in health needs or financial circumstances between regular plan renewal visits.
What Does a a Supplemental Insurance Agent in Liberty Cost?
Supplemental insurance costs in Missouri vary by plan type, age, and health status. For example, a Medicare Supplement Plan G for a 65-year-old in Liberty may range from 120 to 200 dollars per month. Cancer and accident plans typically cost between 30 and 80 dollars per month. These figures are estimates only. This is general information and not insurance advice.
About supplemental insurance agents in Liberty
Supplemental insurance agents in Liberty, Missouri help residents choose plans that cover gaps left by major medical insurance. Missouri law allows insurers to offer Medicare Supplement plans with guaranteed issue rights during open enrollment. Local agents can explain how these plans work with your existing coverage in Clay County.
Frequently Asked Questions
What is a supplemental insurance agent in Liberty Missouri?
A supplemental insurance agent helps you buy policies like Medicare Supplement, cancer, or accident insurance. These agents are licensed by the Missouri Department of Insurance and can compare plans from different carriers for you.
Do I need a supplemental insurance policy in Missouri?
Missouri does not require you to have supplemental insurance, but it can help pay for deductibles and copays. Many people buy a Medigap policy during their initial Medicare enrollment period to avoid medical underwriting.
How do I choose a supplemental insurance agent in Liberty?
Look for an agent who is licensed in Missouri and has experience with plans offered in Clay County. Ask about their carrier options and whether they can help you compare premiums and benefits for your specific needs.
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