The top-rated supplemental insurance agent in Hampton, New Hampshire is Bean Insurance Agency LLC, rated 4.9 stars across 66 reviews. Other highly rated options include Tobey & Merrill Insurance, Granite State Insurance and Risk Management, LLC, Camden Mitchell: Allstate Insurance. This directory lists 13 supplemental insurance agents serving Hampton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bean Insurance Agency LLC | 151 Winnacunnet Rd | (603) 926-3830 |
| 2 | Tobey & Merrill Insurance | 20 High St | (603) 926-7655 |
| 3 | Granite State Insurance and Risk Management, LLC | 1 Park Ave | (603) 580-4706 |
| 4 | Camden Mitchell: Allstate Insurance | 387 Lafayette Rd STE 203 | (603) 929-3600 |
| 5 | Trim-Co/WG Insurance | 540 Lafayette Rd #4 | (603) 926-6600 |
| 6 | Brownell Insurance Center Inc | 860 Lafayette Rd # 2 | (603) 437-1992 |
| 7 | SIAA - The Agent Alliance | 234 Lafayette Rd | (603) 430-0055 |
| 8 | Hampton Bay Insurance | 1 Park Ave #1A-2 | (603) 368-9067 |
| 9 | Baystate Financial - Hampton Bay Insurance- Jim Dearden | 1 Park Ave #1A-2 | (603) 502-2027 |
| 10 | SAN Group | 234 Lafayette Rd | (800) 790-1395 |
Bean Insurance Agency LLC serves the Hampton, New Hampshire area as a supplemental insurance agent. It helps residents review and select additional coverage that traditional health plans often leave out. This includes policies designed to fill gaps in major medical insurance, such as critical illness and accident coverage. A local agent assists clients in understanding how these options address hospital stays and recovery expenses. Agency services routinely cover plans for specified disease and hospital indemnity in this region.
Tobey & Merrill Insurance serves as a supplemental insurance agent in Hampton, NH, offering policies that help cover gaps left by primary health or property plans. These policies typically include accident, critical illness, and hospital indemnity coverage. The company focuses on tailoring its supplemental plans to address specific client needs, providing straightforward applications and dedicated support for claims or policy adjustments. Its service approach emphasizes clear communication regarding coverage options and benefits. Tobey & Merrill Insurance services single-family homes, apartments, retail establishments, and restaurants.
Homeowners, businesses, and property managers in Hampton, New Hampshire rely on this supplemental insurance agent to address gaps in their standard coverage. Granite State Insurance and Risk Management, LLC offers policies that help protect against deductibles, co-pays, or income loss from illness or accident. Each plan is selected to fit individual lifestyle needs and budget constraints, with professional guidance throughout the enrollment process. The agency also serves clients across greater Rockingham County, including the neighboring community of North Hampton.
Serving Hampton, NH, and the surrounding Seacoast communities, Camden Mitchell: Allstate Insurance assists residents with supplemental insurance coverage to help bridge gaps left by major medical plans. This includes products designed to provide additional financial protection for unexpected events or routine care not fully covered. For each client, the agency first reviews existing coverage to identify any potential shortfalls, then recommends options that fit personal needs and budget. The company approaches every job by first listening to the client’s concerns before explaining available choices in clear terms.
Trim-Co/WG Insurance in Hampton, NH, helps fill gaps in primary health plans with supplemental coverage, including options for one-time benefit payments or recurring monthly benefits for specific medical events. Supplemental insurance can cover expenses like copays or deductibles not addressed by major medical policies, providing financial flexibility during treatment. They also offer policies tailored to local needs. Their services are available on both a one-time and an as-needed basis, depending on the policy selected.
Brownell Insurance Center Inc in Hampton, New Hampshire is known for connecting residents with supplemental insurance plans that help cover gaps in primary health coverage. Its service range includes Medicare supplements, hospital indemnity, and fixed-benefit policies tailored to individual needs. These plans can offset out-of-pocket costs like deductibles and coinsurance for routine care or unexpected events. A specialty service it can add on is a dental and vision rider to broaden its clients’ protection.
SIAA - The Agent Alliance specializes in supplemental insurance plans that fill coverage gaps left by major medical policies, including accident, critical illness, and hospital indemnity options. It also advises local residents in Hampton, NH, on integrating these policies with existing benefits to reduce out-of-pocket expenses. The agency helps families manage the financial strain from seasonal hazards such as Lyme disease from area tick exposures.
With winter storms regularly impacting property and travel in Hampton, New Hampshire, local residents often seek financial protection beyond standard health coverage. Hampton Bay Insurance serves the community as a supplemental insurance agent, helping individuals fill gaps in existing policies for unexpected medical expenses or event-level liabilities. The company focuses on assessing each client’s specific exposure to seasonal risks before presenting relevant supplemental plans. An initial at-home or phone consultation, including a review of current coverage documents, typically begins the process of matching available options to personal circumstances.
Baystate Financial - Hampton Bay Insurance- Jim Dearden provides supplemental insurance to residents in Hampton, New Hampshire. Its specialty add-ons fill gaps left by major medical plans, covering costs for accidents, critical illness, and hospital stays. These policies help individuals manage out-of-pocket expenses and lost income during recovery. The agency works with small businesses and commercial operators, offering coverage options for offices, warehouses, and food service establishments.
SAN Group provides supplemental insurance services to residential clients in Hampton, New Hampshire, helping fill gaps left by primary health plans. Commercial coverage is also available for local businesses seeking additional protection for employees or operations. The agency serves clients throughout the Hampton area and nearby communities. Regular policy reviews and claims assistance are offered, and the agency follows up between annual visits to ensure coverage remains appropriate as circumstances change.
What Does a a Supplemental Insurance Agent in Hampton Cost?
Costs for supplemental insurance in New Hampshire vary by policy type, age, and health status. For Medicare Supplement Plan G, monthly premiums in Hampton typically range from $120 to $250 for a 65-year-old. Cancer and accident policies may cost $30 to $80 per month. These are general estimates; your actual cost depends on the insurer and your specific situation. This is general information, not insurance advice.
About supplemental insurance agents in Hampton
Supplemental insurance agents in Hampton, New Hampshire help residents find policies that cover gaps in primary health insurance, such as Medicare supplements or accident plans. New Hampshire law requires agents to be licensed through the New Hampshire Insurance Department and follow specific disclosure rules for Medicare supplement policies. Local agents can explain how state regulations affect your coverage options and premium rates.
Frequently Asked Questions
What is a supplemental insurance agent in Hampton?
A supplemental insurance agent in Hampton is a licensed professional who helps you buy policies that pay for costs not covered by your main health insurance, like deductibles or copays. They can assist with Medicare Supplement plans, cancer insurance, or hospital indemnity policies. Agents must follow New Hampshire rules about policy comparisons and cooling-off periods.
Do I need a license to sell supplemental insurance in New Hampshire?
Yes, all insurance agents in New Hampshire must hold a valid license from the New Hampshire Insurance Department. This requires passing a state exam and completing continuing education credits. You can verify an agents license on the NH Insurance Department website.
Are there special rules for Medicare supplement plans in New Hampshire?
Yes, New Hampshire has a Medicare Supplement Open Enrollment period that starts when you first enroll in Medicare Part B. During this time, you cannot be denied coverage or charged more due to health conditions. After this period, insurers may use medical underwriting in most cases.
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