The top-rated supplemental insurance agent in Rochester, New Hampshire is Bernier Insurance Agency, rated 4.9 stars across 122 reviews. Other highly rated options include Keslar Insurance Agency - Rochester Office, Fleury and Associates LLC, Hi Rise Insurance. This directory lists 13 supplemental insurance agents serving Rochester.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bernier Insurance Agency | 32 Wakefield St | (603) 335-2345 |
| 2 | Keslar Insurance Agency - Rochester Office | 16 N Main St | (603) 602-1112 |
| 3 | Fleury and Associates LLC | 1 Windhaven Dr | (603) 973-9561 |
| 4 | Hi Rise Insurance | 12 Charles St | (603) 332-1983 |
| 5 | The Healey Agency | 40 Winter St | (978) 255-3088 |
| 6 | Bernier Insurance Inc: Bowley Pauline | 32 Wakefield St # 1268 | (603) 335-2345 |
| 7 | Peggy Lynch - State Farm Insurance Agent | 147 Wakefield St | (603) 332-1191 |
| 8 | Jenness & Jenness Agency | 663 Pickering Rd | (603) 332-3030 |
| 9 | Great Insurance New Hampshire | 95 S Main St | (603) 605-8087 |
| 10 | United Insurance | 120 Washington St #201 | (603) 332-3700 |
Bernier Insurance Agency serves the Rochester, New Hampshire area as a supplemental insurance agent. This agency helps residents fill coverage gaps left by major medical plans through specialized policies. Supplemental insurance addresses out‑of‑pocket costs for events not fully covered by standard health insurance. Common needs include accident and critical illness plans that pay cash benefits directly to the policyholder. The agency focuses on offering hospital indemnity and accident insurance solutions for local individuals and families.
Keslar Insurance Agency - Rochester Office offers a range of supplemental insurance solutions, including policies designed to cover gaps left by major medical plans such as accident, critical illness, and hospital indemnity coverage. For clients, the agency provides straightforward plan selection guidance and claims support to help individuals maintain their financial stability during unexpected health events. Service and maintenance plans include regular policy reviews to ensure coverage adapts to changing personal needs. It services single-family homes, apartments, retail spaces, and restaurants in the Rochester, New Hampshire area.
Fleury and Associates LLC serves homeowners and property managers in Rochester, New Hampshire, by offering supplemental insurance coverage designed to fill gaps left by standard policies. This local agency helps clients navigate options for protecting assets and managing out-of-pocket expenses that primary plans may not fully address. Understanding specific coverage needs allows the team to present tailored solutions for financial security. The agency also extends its supplemental insurance services to residents in the neighboring community of Somersworth.
Hi Rise Insurance serves Rochester, New Hampshire, and the surrounding communities within the region. As a supplemental insurance agent, the company handles policies that help fill gaps left by major medical coverage, such as accident, critical illness, or hospital indemnity plans. It works directly with individuals and families to explain these options and coordinate benefits without needing referrals. Typically, a job begins with a free review of a client’s existing coverage, followed by a straightforward comparison of available supplemental plans before a simple enrollment process.
The Healey Agency distinguishes between one-time policy enrollment procedures and ongoing maintenance services for local supplemental insurance coverage. For residents of Rochester, NH, supplemental insurance agents help clients fill gaps left by primary health plans, addressing costs such as deductibles, copays, or lost income. These policies typically cover serious illness, accident, or hospital confinement events with fixed cash benefits. Most carrier-licensing and annual reevaluation meetings require face-to-face consultation at initial setup, after which plan adjustments, claims assistance, and benefit inquiries continue on a scheduled or as-needed basis.
As winter weather increases the risk of slips and falls in Rochester, Bernier Insurance Inc: Bowley Pauline provides supplemental insurance policies to help cover associated out-of-pocket costs that traditional health plans may leave behind. Working independently, the agency guides local residents through their options for managing deductibles and copays. A thorough review of each client's current coverage and potential exposures begins the initial assessment.
Peggy Lynch - State Farm Insurance Agent in Rochester, NH offers supplemental insurance policies designed to cover gaps left by primary health coverage. Its general service work includes helping local residents understand their Medicare options and choose supplementary plans that address out-of-pocket costs. As seasonal changes bring flu season and increased medical visits, this agency assists clients with managing deductibles and copays that may arise during these periods.
Jenness & Jenness Agency provides supplemental insurance solutions to individuals and local employers. Its specialty focuses on filling coverage gaps left by standard health plans with added policy options. The agency works with clients in Rochester, New Hampshire, to identify needs for accident, critical illness, or hospital indemnity coverage. It serves commercial sectors ranging from professional offices and administrative workspaces to warehouses and food service establishments.
Great Insurance New Hampshire, located in Rochester, provides supplemental insurance policies designed to cover gaps left by primary health plans. The agency assists local residents with securing financial protection through products such as accident, critical illness, and hospital indemnity coverage. Every policy is selected to help manage out-of-pocket costs during unexpected medical events or recovery periods. The company serves families and individuals throughout Strafford County, focusing on clear policy explanations and enrollment support. Key plans include hospital confinement coverage to offer daily cash benefits during covered stays.
United Insurance serves residents in Rochester, New Hampshire, by offering supplemental insurance policies that fill coverage gaps left by major medical plans. The agency also provides commercial supplemental options for local businesses seeking added employee benefits. Their service area encompasses Rochester and the surrounding communities in Strafford County. Representatives are available to explain plan details and compare coverage during initial consultations. After a policy is in place, agents maintain contact to review any changes in a client’s situation and arrange for follow-up appointments or updates between regular scheduled visits.
What Does a a Supplemental Insurance Agent in Rochester Cost?
Supplemental insurance costs in Rochester, New Hampshire vary by plan type, age, gender, and tobacco use. For a 65-year-old non-smoker, monthly premiums for Medigap Plan G typically range from $120 to $200, while Plan N may cost $90 to $150. Rates can increase over time due to inflation or carrier adjustments. This is general information, not insurance advice.
About supplemental insurance agents in Rochester
Supplemental insurance agents in Rochester, New Hampshire help residents fill gaps in their primary health coverage, such as Medicare Part A and Part B. New Hampshire law requires Medigap policies to follow federal guidelines, including a six-month open enrollment period that starts when you are 65 and enrolled in Medicare Part B. Local agents can explain plans like Plan G or Plan N and assist with enrollment in Strafford County.
Frequently Asked Questions
What is a supplemental insurance agent in Rochester?
A supplemental insurance agent in Rochester is a licensed professional who helps you buy policies that cover costs not paid by original Medicare, such as copayments, coinsurance, and deductibles. They can compare plans from different carriers and guide you through New Hampshire regulations.
When can I enroll in a Medigap plan in New Hampshire?
In New Hampshire, the best time to enroll is during your Medigap open enrollment period. This six-month period begins when you are 65 and enrolled in Medicare Part B. During this time, insurers cannot deny you coverage or charge higher premiums due to health conditions.
Are there state-specific rules for Medigap in New Hampshire?
Yes. New Hampshire follows federal Medigap laws but also requires that insurers offer at least Medigap Plan A to anyone eligible. The state does not have a birthday rule for switching plans, so you may need to answer health questions outside of open enrollment.
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