Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 5 supplemental insurance agents in Hackettstown, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Assurance Innovations
2045 NJ-57 STE 7, Hackettstown, NJ 07840
(908) 223-7262
assuranceinnovations.com
Jim Malay - State Farm Insurance Agent
915 County Rd 517 b21, Hackettstown, NJ 07840
(908) 852-4070
jimmalay.com
Stuber Insurance Agency
115 Mill St, Hackettstown, NJ 07840
(908) 852-4444
stuberinsurance.com
Otterstedt Insurance Agency
313 High St #1, Hackettstown, NJ 07840
(908) 852-5555
otterstedt.com
Individual Commercial Brokerage
1500 County Rd 517 #307, Hackettstown, NJ 07840
(800) 422-0696
icbinsures.com
What Does a Supplemental Insurance Agent in Hackettstown Cost?
Supplemental insurance costs in New Jersey vary widely by plan type age and health status. Medigap Plan G premiums for a 65 year old in Hackettstown typically range from $120 to $250 per month. Hospital indemnity plans may cost $30 to $80 per month. Dental and vision supplemental plans add $20 to $60 per month. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a supplemental insurance agent in Hackettstown do?
A supplemental insurance agent helps you find policies that cover costs not paid by your primary health insurance such as deductibles copays and coinsurance. They explain plan options like Medigap critical illness or accident insurance and assist with enrollment. Agents must be licensed in New Jersey and follow state rules for policy comparisons.
Is there a time limit to buy a Medigap policy in New Jersey?
Yes New Jersey has a six month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. After this period insurers may deny coverage or charge higher rates based on health status.
Are supplemental insurance premiums tax deductible in New Jersey?
Medical insurance premiums including supplemental policies may be deductible on your federal taxes if you itemize deductions. New Jersey does not allow a state deduction for health insurance premiums unless you are self employed. Consult a tax professional for your specific situation.