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Find Supplemental Insurance Agents Near You in Ramsey, NJ
Compare supplemental insurance agents in Ramsey. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Ramsey, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 3 supplemental insurance agents in Ramsey, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Randy Loyd - State Farm Insurance Agent
145 N Franklin Tpke #333, Ramsey, NJ 07446
(201) 825-2100
randyloyd.com
American Insurance Agency LLC
145 N Franklin Tpke, Ramsey, NJ 07446
(551) 866-1741
Key Group Benefits
70 Hilltop Rd #2450, Ramsey, NJ 07446
(201) 604-2524
keygroupbenefit.com
Supplemental insurance agents in Ramsey, New Jersey help residents fill gaps in their primary health coverage. These agents can explain plans like Medicare Supplement (Medigap) and accident or critical illness policies. Under New Jersey law, insurers must offer standardized Medigap plans during open enrollment periods.
What Does a Supplemental Insurance Agent in Ramsey Cost?
The cost of supplemental insurance in New Jersey varies by plan type, age, and health status. For example, a Medigap Plan G for a 65-year-old may range from $120 to $250 per month. Cancer and accident policies often cost $30 to $100 per month. These are general estimates; actual premiums depend on your specific situation. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of supplemental insurance do agents in Ramsey offer?
Agents in Ramsey typically offer Medicare Supplement (Medigap) plans, cancer insurance, accident insurance, and hospital indemnity plans. These policies pay cash benefits directly to you or the provider for covered events.
When can I enroll in a Medigap plan in New Jersey?
In New Jersey, the Medigap open enrollment period lasts six months starting when you are both 65 and enrolled in Medicare Part B. During this time, insurers cannot deny you coverage or charge higher premiums due to health conditions.
Do I need a supplemental insurance agent if I have employer coverage?
If your employer coverage has high deductibles or copays, a supplemental policy may help. An agent can review your current plan and explain how a hospital indemnity or critical illness policy might cover out-of-pocket costs.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.