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Showing 3 supplemental insurance agents in Guilderland, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jen Dolan - State Farm Insurance Agent
5 New Karner Rd, Guilderland, NY 12084
(518) 456-2910
jendolaninsurance.com
Tim Berryhill: Allstate Insurance
2301 Western Ave, Guilderland, NY 12084
(518) 456-8643
agents.allstate.com
2001 Central Insurance Agency
2390 Western Ave, Guilderland, NY 12084
(518) 395-2001
2001cia.com
What Does a Supplemental Insurance Agent in Guilderland Cost?
Typical costs for supplemental insurance in Guilderland vary by policy type and your age. Medigap plans often range from 100 to 350 dollars per month for most seniors. Critical illness or accident plans may cost 30 to 80 dollars monthly. New York law limits how much premiums can increase based on age. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a supplemental insurance agent in Guilderland?
A supplemental insurance agent in Guilderland helps you find policies that pay for costs not covered by primary health insurance. They can assist with Medigap, dental, vision, or accident plans. Agents must be licensed by the New York State Department of Financial Services.
When can I enroll in a Medigap plan in New York?
In New York, you have a six-month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. During this time, insurers cannot deny coverage or charge higher premiums due to health conditions. Outside this window, you may face medical underwriting.
Are supplemental insurance costs regulated in New York?
Yes, New York regulates Medigap premiums and requires insurers to offer the same rates to all applicants of the same age. Costs for plans like Plan G or Plan N vary by company but typically range from 100 to 300 dollars per month. Always compare plans from multiple agents.