The top-rated supplemental insurance agent in Huntington, New York is The Michaels Group, rated 5.0 stars across 757 reviews. Other highly rated options include Kelly Schumacher - State Farm Insurance Agent, Joe Mattera - State Farm Insurance Agent, K&N Insurance Brokerage. This directory lists 21 supplemental insurance agents serving Huntington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Michaels Group | 425 New York Ave Suite 102 | (631) 629-2233 |
| 2 | Kelly Schumacher - State Farm Insurance Agent | 1870 E Jericho Tpke Unit 9 | (631) 629-4100 |
| 3 | Joe Mattera - State Farm Insurance Agent | 82 Main St #101 | (631) 683-5400 |
| 4 | K&N Insurance Brokerage | 1730 E Jericho Tpke | (631) 646-9090 |
| 5 | Borg Insurance Agency | 148 E Main St #106 | (631) 673-7600 |
| 6 | Keefe Consulting Corp. | 140 E Main St #6 | (631) 824-9642 |
| 7 | Shane Roer Agency Inc. | 7 High St Ste 305 | (631) 923-2840 |
| 8 | JW Hirschfeld Agency Inc | 299 Main St | (631) 421-2525 |
| 9 | Michelle Laglenne-Spronck - State Farm Insurance Agent | 1160 E Jericho Tpke Suite109 | (631) 427-4636 |
| 10 | Heather Schaefer - State Farm Insurance Agent | 158 E Main St #1 | (631) 479-4809 |
The Michaels Group serves the Huntington, New York, area and the broader Suffolk County region as a supplemental insurance agent. It assists local residents with policies that help cover expenses not included by primary health plans. These gaps often include deductibles, copayments, and coinsurance for medical care. The company also helps clients manage income loss due to illness or injury. It handles both Medicare Supplement and critical illness insurance policies.
Kelly Schumacher - State Farm Insurance Agent, located in Huntington, NY, provides a range of supplemental insurance products, including policies designed to cover gaps left by major medical plans. These offerings often include accident, critical illness, and hospital indemnity coverage. The agency focuses on helping clients understand their existing benefits and identify where additional protection may be needed. It offers individualized service to explain policy details and manage claims. The company services single-family homes, apartments, retail stores, and local restaurants throughout the Huntington community.
Joe Mattera - State Farm Insurance Agent serves clients in Huntington, New York, and the surrounding communities of Long Island. The agency handles supplemental insurance policies, which are designed to help cover expenses not fully addressed by primary health insurance. Common offerings typically include accident, critical illness, and hospital indemnity plans. For each client, the agent generally begins by reviewing their existing coverage to identify gaps, then proceeds to explain suitable policy options and their potential benefits, ensuring the customer makes an informed selection.
K&N Insurance Brokerage in Huntington, NY distinguishes between one-time policies for specific medical events and recurring supplemental plans that provide ongoing financial protection. As a supplemental insurance agent, the company helps clients manage out-of-pocket costs that traditional health insurance may not fully cover. This includes assisting with claims and explaining plan benefits. Based in Huntington, the brokerage offers its supplemental insurance services exclusively on an as-needed basis, allowing clients to request guidance or policy adjustments whenever a coverage need arises.
Homeowners, small business owners, and property managers in Huntington turn to Borg Insurance Agency for supplemental insurance solutions. These policies help fill gaps left by major medical and property coverage, addressing deductibles, copays, and loss of income. The agency guides clients through selecting plans that align with their specific financial needs. It also provides support for claims filing and policy adjustments. Additionally, Borg Insurance Agency serves clients in the neighboring communities along Long Island’s North Shore, including Greenlawn and Cold Spring Harbor.
As winter approaches, many Huntington residents review budget concerns over rising out-of-pocket medical expenses. Keefe Consulting Corp. assists local households in navigating supplemental insurance options, offering personalized agent consultations to cover critical gaps in traditional health plans. These policies help manage deductibles or co-pays not included in standard Medicare or employer coverage. The initial assessment step involves a quick inspection of existing coverage, followed by a tailored overview of available plans.
The Shane Roer Agency Inc. in Huntington focuses on filling income and coverage gaps left by major medical plans through supplemental insurance products. It provides policies for accidents, critical illness, and hospital confinement to help clients manage out-of-pocket costs and lost wages. These plans work alongside existing health insurance to offer additional financial protection. The agency helps residents facing the higher medical expenses and deductible payments that often arise during the winter flu and respiratory illness season.
JW Hirschfeld Agency Inc in Huntington, NY assists clients with acquiring core supplemental insurance policies. Their work focuses on offering critical add-ons, including accident, critical illness, and hospital indemnity plans, to fill gaps left by standard major medical coverage. These policies provide direct cash benefits for unexpected medical events. The agency can serve a variety of commercial sectors. They help protect office staff, warehouse operations, and food service businesses with tailored supplemental benefits for their employees.
Michelle Laglenne-Spronck, a supplemental insurance agent in Huntington, NY, assists residents with policies that fill gaps in standard health coverage. Commercial clients in the area can also obtain tailored supplemental plans for their businesses. The agency serves Huntington and the surrounding Long Island communities. After an initial consultation and enrollment, the office schedules periodic policy reviews to ensure coverage remains appropriate, and customers are encouraged to follow up for adjustments between regular visits as their needs change.
Heather Schaefer - State Farm Insurance Agent in Huntington, NY, is known for providing supplemental insurance coverage that helps fill gaps left by major medical plans. The agency serves local residents seeking financial protection for unexpected health events or income loss. Policies typically assist with copays, deductibles, and other out-of-pocket expenses. Clients can discuss options for accident or hospital indemnity plans. A specialty service this agency can add on is a critical illness insurance policy, offering a lump-sum benefit upon diagnosis of a covered condition.
What Does a a Supplemental Insurance Agent in Huntington Cost?
Costs for supplemental insurance in Huntington New York vary by plan type age and health status. Medigap Plan G premiums typically range from 150 to 300 dollars per month for a 65-year-old. Hospital indemnity plans may cost 30 to 80 dollars monthly. This is general information not insurance advice.
About supplemental insurance agents in Huntington
Supplemental insurance agents in Huntington New York help residents find policies that cover gaps in primary health plans. New York state law guarantees certain rights for Medigap enrollees including guaranteed issue periods. Local agents can explain how plans like Medicare Supplement or hospital indemnity work with your existing coverage.
Frequently Asked Questions
What is a supplemental insurance agent in Huntington?
A supplemental insurance agent in Huntington helps you buy policies that pay for costs not covered by your main health insurance. These agents are licensed in New York and can explain plans like Medigap or accident insurance.
When can I enroll in a Medigap plan in New York?
In New York you have a six-month open enrollment period starting when you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting.
Are supplemental insurance plans regulated in New York?
Yes the New York State Department of Financial Services regulates all supplemental insurance plans. Plans must meet state standards for coverage and consumer protections including guaranteed renewability.
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