The top-rated supplemental insurance agent in Spring Valley, New York is Skyscraper Insurance, rated 4.9 stars across 585 reviews. Other highly rated options include Safeside Insurance Brokerage, Adler's Insurance Agency, Pedriena Wheeler - State Farm Insurance Agent. This directory lists 17 supplemental insurance agents serving Spring Valley.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Skyscraper Insurance | 296 NY-45 | (212) 470-1953 |
| 2 | Safeside Insurance Brokerage | 324 N Main St | (845) 364-0000 |
| 3 | Adler's Insurance Agency | 86 NY-59 | (845) 356-5656 |
| 4 | Pedriena Wheeler - State Farm Insurance Agent | 4 Spring Valley Market Pl | (845) 425-5200 |
| 5 | Hamaspik Medicare Plans | 775 N Main St | (888) 426-2774 |
| 6 | LHB Insurance Brokerage | 176 N Main St | (845) 352-4000 |
| 7 | Zev Rosenbaum: Allstate Insurance | 298 NY-59 | (845) 425-1800 |
| 8 | B & R Insurance Agency Inc | 15 S Main St | (845) 425-0303 |
| 9 | Edouard Insurance Agency Inc | 17 Perlman Dr #205 | (845) 426-0868 |
| 10 | Glucks Insurance Agency | 10 Jackson Ave | (845) 362-8689 |
Skyscraper Insurance serves Spring Valley, NY and the greater Rockland County area as a supplemental insurance agent. The company assists clients in securing policies that help cover gaps left by major medical plans. These plans often address daily living expenses or specific health events not fully paid by primary insurance. In this region, the agent connects local customers with affordable coverage options for unexpected needs. It handles accident insurance and critical illness insurance in this area.
Safeside Insurance Brokerage in Spring Valley, NY, offers a range of supplemental insurance services, including gap coverage for health plans and additional protection for medical expenses not covered by primary policies. It provides ongoing policy management and annual plan reviews to adjust coverage as clients' needs change. The company services individual clients, single-family homes, apartments, retail shops, and restaurants.
Adler's Insurance Agency serves homeowners, renters, and local business owners in Spring Valley, NY, by offering supplemental insurance policies that cover gaps left by primary health or property plans. These policies help policyholders manage out-of-pocket costs for accidents, critical illnesses, or hospital stays. As a licensed agency in this category, they provide free consultations to explain policy options and ensure clients understand coverage details clearly. The agency also extends its services to neighboring Monsey and the broader Rockland County area.
Serving Spring Valley and the surrounding communities of Rockland County, Pedriena Wheeler of State Farm Insurance handles supplemental insurance policies designed to bridge coverage gaps not addressed by primary health plans. The agency guides residents through options like accident, hospital indemnity, and critical illness insurance. Each engagement begins with a thorough review of an individual's existing coverage to identify specific needs, then presents tailored plan comparisons. This consultative approach ensures a clear, practical selection process for each client's unique situation.
Hamaspik Medicare Plans, serving Spring Valley, NY, focuses on supplemental insurance to bridge gaps left by primary coverage, with a clear distinction between one-time policy enrollments and recurring service adjustments that address changing health needs. Their assistance typically covers plan selection, application submission, and ongoing support for policyholders navigating Medicare supplements. This independent agency provides guidance on standardized plans, helping clients understand options for out-of-pocket costs. Service runs on both a scheduled and as-needed basis, accommodating annual enrollment periods as well as immediate inquiries.
LHB Insurance Brokerage specializes in providing supplemental insurance products, including plans for accident, critical illness, and hospital indemnity, while also offering more general policies to address coverage gaps. Located in Spring Valley, NY, the agency helps individuals and families secure additional financial protection alongside their primary health insurance. This service is particularly valuable during open enrollment periods and for those facing unexpected medical expenses from a sudden illness or injury.
As winter weather in Spring Valley brings increased risks of slips, unexpected health issues, and property damage, Zev Rosenbaum at Allstate Insurance provides supplemental insurance policies that help bridge coverage gaps. These plans offer financial support for deductibles, co-pays, and daily expenses not fully covered by standard health or auto insurance. Each policy is explained in clear terms to ensure local residents understand what is protected. The initial assessment begins with a free, no-obligation review of existing coverage to identify specific supplemental needs for the household.
B & R Insurance Agency Inc in Spring Valley, NY provides general supplemental insurance to help individuals and families cover expenses not addressed by primary health plans. The company specializes in offering add-on policies for dental, vision, accident, and critical illness needs. Clients often choose these plans to manage out-of-pocket costs or deductibles associated with medical events. The agency can serve commercial sectors such as local offices, warehouses, and food service businesses seeking to offer voluntary benefits to their workforces.
Edouard Insurance Agency Inc serves residents of Spring Valley, New York with their supplemental insurance needs, offering additional coverage to complement existing health plans. The agency also provides commercial supplemental policies for local businesses seeking to protect their employees. Their service area includes Spring Valley and surrounding communities. Following the initial enrollment, clients can rely on the agency for ongoing support and policy adjustments during regular annual review periods.
What Does a a Supplemental Insurance Agent in Spring Valley Cost?
Supplemental insurance agent services in Spring Valley are usually free to you because agents earn commissions from insurance companies. Medigap Plan G premiums in New York range from about $150 to $400 per month for a 65-year-old, varying by company and location. Medicare Advantage plans often have $0 monthly premiums but include copays and deductibles. This is general information, not insurance advice.
About supplemental insurance agents in Spring Valley
Supplemental insurance agents in Spring Valley, New York help residents choose policies that cover gaps in Medicare or employer health plans. New York law guarantees a six-month open enrollment period for Medigap policies starting when you turn 65 and enroll in Medicare Part B. Agents licensed in New York must follow state regulations on policy disclosures and commission limits.
Frequently Asked Questions
What is a supplemental insurance agent in Spring Valley?
A supplemental insurance agent in Spring Valley is a licensed professional who helps you buy Medigap, Medicare Advantage, or other gap coverage policies. They explain plan options and assist with enrollment.
When can I enroll in a Medigap plan in New York?
In New York, you have a six-month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. During this time, insurers cannot deny coverage or charge higher premiums due to health conditions.
Are there state rules for supplemental insurance agents in New York?
Yes. New York agents must follow state laws on policy replacement, disclosure, and anti-fraud rules. They cannot misrepresent benefits and must provide a written outline of coverage before sale.
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