The top-rated supplemental insurance agent in Asheville, North Carolina is Hummingbird Insurance Asheville NC, rated 4.9 stars across 568 reviews. Other highly rated options include McKinney Insurance Services, ALLCHOICE Insurance, The Juengel Agency. This directory lists 17 supplemental insurance agents serving Asheville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Hummingbird Insurance Asheville NC | 4 Vermont Ave #2 | (828) 372-0101 |
| 2 | McKinney Insurance Services | 5 Allen Ave | (828) 684-5020 |
| 3 | ALLCHOICE Insurance | 81 Broadway St Suite 201-031 | (828) 277-5432 |
| 4 | The Juengel Agency | 1278 Hendersonville Rd C | (828) 274-6036 |
| 5 | WNC Insurance Agency | 60 N Merrimon Ave #111 | (828) 285-9590 |
| 6 | Kiser Insurance Agency | 536 Haywood Rd | (828) 253-9500 |
| 7 | Morton Insurance & Financial Services | 152 Tunnel Rd | (828) 252-9391 |
| 8 | General Insurance Services Of Asheville, Inc. | 982 Haywood Rd | (828) 252-6848 |
| 9 | Superior Insurance Asheville | Patton Ave | (828) 333-4866 |
| 10 | House of Insurance | 1114 Patton Ave Suite A | (828) 281-9030 |
Hummingbird Insurance Asheville NC serves the Asheville metro area and surrounding Buncombe County as a supplemental insurance agent. This agency helps clients explore policies that bridge coverage gaps left by major medical plans. Supplemental insurance can provide financial support for unexpected expenses like hospital stays, critical illness treatments, or accident recovery. The agency guides individuals in reviewing available plans tailored to local healthcare needs. It handles enrollment for hospital indemnity and fixed-benefit accident policies.
McKinney Insurance Services provides supplemental insurance agency services to the Asheville, North Carolina area. It assists clients in evaluating policies that help cover gaps left by primary health, disability, or life coverage. The company guides customers through plan selection and enrollment for accident, hospital indemnity, or critical illness policies. It also helps with policy reviews to adjust coverage when individual circumstances change. The agency services single-family homes, apartments, retail clients, and local restaurants.
As summer storms frequently bring power outages and property damage across Asheville, residents seek dependable coverage for unexpected gaps in their standard health plans. ALLCHOICE Insurance specializes in supplemental insurance to help local individuals manage deductibles and non-covered expenses. Understanding North Carolina’s increasingly volatile weather patterns, the agency assesses each client’s specific risks from floods or strong winds. After identifying potential coverage shortfalls, the agent reviews personal policy documents and schedules a free walk-through of the home or business to inspect existing protections.
The Juengel Agency serves local homeowners and renters in Asheville, North Carolina, who need to fill coverage gaps in their primary health or dental plans. As a supplemental insurance agent, the company offers policies designed to address out-of-pocket costs from accidents, critical illnesses, or hospital stays. Its focus is on providing straightforward options that complement major medical coverage. The agency extends its services to clients throughout the surrounding Buncombe County area, including the neighboring community of Black Mountain.
WNC Insurance Agency serves Asheville and the surrounding communities of Western North Carolina, handling supplemental insurance coverage for individuals and families. These policies help pay for out-of-pocket expenses that major medical plans do not fully cover, such as deductibles and copays. The agency guides clients through plan options that provide additional financial protection for unexpected health events or accidents. Each client’s situation is reviewed carefully to identify coverage gaps, and recommendations are tailored to fit specific needs and budgets for the region.
Kiser Insurance Agency in Asheville, North Carolina works with clients who need either a one-time policy for a specific shortfall or an ongoing plan that offers recurring, long-term protection against unexpected expenses. The agency specializes in supplemental insurance, which provides additional coverage for gaps left by major medical insurance claims. Such policies help pay for deductibles, copays, or other out-of-pocket costs during a health event. Service runs on a scheduled, as-needed, or one-time basis depending on each policyholder's initial enrollment choice and ongoing renewal preferences.
Morton Insurance & Financial Services specializes in supplemental insurance plans, offering coverage for gaps left by major medical policies in Asheville. It assists clients with policies that provide fixed cash benefits for hospital stays, accidents, and critical illnesses. The company works with individuals to find plans that help manage out-of-pocket costs and deductibles. With the start of open enrollment season, Morton Insurance & Financial Services helps families evaluate their current coverage to address potential shortfalls before winter illnesses arise.
As the seasons shift in Asheville and homeowners review their financial safety nets, General Insurance Services Of Asheville, Inc. offers focused supplemental insurance coverage to fill the gaps in major medical plans. The agency works with local residents to address deductibles, copays, and other out-of-pocket expenses that standard health policies may leave uncovered. A new client’s initial step involves a straightforward in-office or phone assessment of current plans to identify specific supplemental needs before any policy is presented.
Superior Insurance Asheville works with clients to identify gaps in their standard health coverage and then offers supplemental insurance add-ons to fill those specific needs. These policies help cover out-of-pocket costs like deductibles, copays, and lost income during a serious illness or accident. The agency serves small business owners across the region, including commercial operations such as professional offices, retail warehouses, and food service establishments in the Asheville, NC area.
House of Insurance serves residents of Asheville, North Carolina, by helping them navigate supplemental insurance options to fill gaps in primary health coverage. For commercial clients, the agency offers guidance on policies that address business-specific supplemental needs within the Asheville area. Their service approach focuses on explaining plan details clearly so clients can make informed decisions. The agency remains available for follow-up inquiries or policy adjustments between regular service intervals to ensure coverage continues to align with changing circumstances.
What Does a a Supplemental Insurance Agent in Asheville Cost?
Supplemental insurance agent services in Asheville are typically free to the consumer because agents earn commissions from insurance carriers. Medicare Supplement plan premiums in North Carolina vary by company and plan type. For example Plan G premiums for a 65 year old can range from 100 to 250 dollars per month. Costs depend on age gender tobacco use and location. This is general information and not insurance advice.
About supplemental insurance agents in Asheville
Supplemental insurance agents in Asheville North Carolina help residents choose Medicare Supplement plans and other gap coverage. North Carolina law requires agents to be licensed by the state Department of Insurance. Local agents understand the specific needs of the Blue Ridge region and can explain how plans work with Original Medicare.
Frequently Asked Questions
What is a supplemental insurance agent in Asheville?
A supplemental insurance agent is a licensed professional who helps you buy Medicare Supplement plans and other gap insurance policies. In North Carolina these agents must complete continuing education each year to maintain their license.
When can I enroll in a Medicare Supplement plan in Asheville?
You have a six month Medigap Open Enrollment Period that starts when you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. North Carolina also allows guaranteed issue rights in certain situations like losing employer coverage.
Do I need a special license to sell supplemental insurance in North Carolina?
Yes. North Carolina requires agents to hold a valid accident and health insurance license. Agents selling Medicare products must also complete an annual Medicare training course approved by the state.
Supplemental Insurance Agents in Other North Carolina Cities
Apex · Asheboro · Burlington · Cary · Chapel Hill · Charlotte · Clayton · Concord · Cornelius · Durham · Fayetteville · Fuquay-Varina · Garner · Gastonia · Goldsboro