The top-rated supplemental insurance agent in Lebanon, Pennsylvania is Strickler Insurance, rated 4.8 stars across 128 reviews. Other highly rated options include Adam Kuhn - State Farm Insurance Agent, Hoaster Gebhard & Co., Greg Snyder - State Farm Insurance Agent. This directory lists 17 supplemental insurance agents serving Lebanon.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Strickler Insurance | 161 N 8th St | (717) 273-2641 |
| 2 | Adam Kuhn - State Farm Insurance Agent | 115 Springwood Dr Ste 600 | (717) 274-0538 |
| 3 | Hoaster Gebhard & Co. | 719 Quentin Rd | (717) 274-3360 |
| 4 | Greg Snyder - State Farm Insurance Agent | 1901 E Cumberland St | (717) 274-0411 |
| 5 | Bob Phillips - State Farm Insurance Agent | 832 Chestnut St | (717) 273-0545 |
| 6 | Gingrich Insurance Agency | 702 S 12th St | (717) 272-2975 |
| 7 | AAA Central Penn | 984 Isabel Dr | (717) 273-8534 |
| 8 | Tim McShane: Allstate Insurance | 605 Cornwall Rd | (717) 272-6062 |
| 9 | Ronald N Ensminger Insurance | 860 Kimmerlings Rd | (717) 272-9877 |
| 10 | Kelly Glass Insurance | 731 E Cumberland St | (717) 272-2242 |
Strickler Insurance serves the Lebanon, Pennsylvania area as a supplemental insurance agent. The company focuses on helping clients address coverage gaps not filled by major medical plans. These policies provide financial protection for expenses such as deductibles and coinsurance. Common plans in this field include coverage for accidents, critical illnesses, and hospital stays. Strickler Insurance works directly with individuals to explain policy options and assist with enrollment. It specifically handles dental insurance plans and cancer insurance policies in this region.
Adam Kuhn - State Farm Insurance Agent in Lebanon, PA provides a range of supplemental insurance services designed to help clients manage unexpected out-of-pocket expenses. Service plans and maintenance discussions focus on identifying gaps in clients' existing health or life coverage. Policies may include options for accident, hospital, or critical illness indemnity, with ongoing support for claims and policy adjustments. This agent regularly works with single-family homeowners, apartment dwellers, owners of retail spaces, and operators of local restaurants.
Hoaster Gebhard & Co. serves Lebanon, Pennsylvania, and the surrounding communities as a local supplemental insurance agent. It handles various policies designed to cover gaps left by primary health plans, including accident, critical illness, and hospital indemnity protection. The company typically works directly with clients to evaluate individual coverage needs and current medical plans. Its general approach to a typical job involves explaining how a chosen supplemental policy interacts with major medical benefits to minimize out-of-pocket costs.
Homeowners and renters in Lebanon, Pennsylvania rely on Greg Snyder - State Farm Insurance Agent for supplemental insurance coverage that fills gaps in standard policies. The agency helps local property managers and business owners address deductibles and uncovered expenses through tailored supplemental plans. Services focus on providing financial protection against unexpected costs from accidents, illnesses, or property damage. Greg Snyder - State Farm Insurance Agent also serves clients in nearby Annville and Palmyra throughout Lebanon County.
Bob Phillips - State Farm Insurance Agent in Lebanon, PA, distinguishes between one-time policy enrollments for specific needs and ongoing service for evolving supplemental coverage. Their typical supplemental offerings fill gaps left by primary health plans, providing financial protection for unexpected medical costs or lost income. As a local agent, they help clients understand how these plan options align with their existing benefits. Service runs on an as-needed basis when a policyholder has questions, experiences a life change, or seeks to adjust their current coverage.
Gingrich Insurance Agency specializes in offering supplemental insurance policies that cover gaps left by major medical plans, such as accident, critical illness, and hospital indemnity coverage. The agency serves residents of Lebanon, PA, by assisting them in selecting plans that provide additional financial protection for unexpected health events. These policies often complement existing coverage by offering direct cash benefits. Many clients seek its services during open enrollment or before a planned surgery, when understanding potential out-of-pocket costs becomes essential for careful financial preparation.
AAA Central Penn serves residents of the Lebanon, Pennsylvania, area with supplemental insurance coverage, helping individuals fill gaps left by primary health plans. The agency also provides commercial policies for local businesses requiring additional protection options. Their service area includes the city and the surrounding Lebanon County region. By offering routine policy reviews and prompt claims assistance, the team ensures clients remain informed between regular service visits, with follow-up arranged as needed for any adjustments or questions.
As Lebanon residents prepare for winter weather and seasonal changes in health needs, supplemental coverage often becomes a fresh concern. Tim McShane of Allstate Insurance speaks with local clients about closing gaps that traditional plans leave open, from accident policies to critical illness options. These conversations focus on finding added financial protection for everyday expenses. The process typically begins with a straightforward inspection of current coverage so the agent can identify specific areas that might benefit from supplemental support.
Ronald N Ensminger Insurance provides supplemental insurance policies designed to fill gaps left by major medical plans. These additional coverages help manage out-of-pocket costs for specific events such as accidents, critical illnesses, or hospital stays. Operating in Lebanon, Pennsylvania, the agency assists individuals and small business owners in securing supplementary protection tailored to their needs and daily budget. This coverage supports financial stability during unexpected health events. Commercial clients in local offices, warehouses, and food service operations can arrange supplemental benefits for employees independently of their primary group health plan.
Kelly Glass Insurance in Lebanon, PA works with residents to fill coverage gaps for unexpected medical costs. The agency also assists local businesses with supplemental insurance options for their employees. Service includes the Lebanon area and surrounding communities. Agents help clients understand how supplemental plans coordinate with primary health policies. After an initial enrollment, the team follows up to address changes in health or budget needs. Regular visits or annual reviews help ensure continued coverage between any major life events.
What Does a a Supplemental Insurance Agent in Lebanon Cost?
Supplemental insurance costs in Pennsylvania depend on the plan type and your age. Medigap Plan G premiums for a 65-year-old in Lebanon typically range from $120 to $200 per month. Hospital indemnity plans may cost $30 to $80 per month. Costs vary by insurer and your health status. This is general information, not insurance advice.
About supplemental insurance agents in Lebanon
Supplemental insurance agents in Lebanon Pennsylvania help residents fill gaps in Medicare or employer coverage. These agents explain plans like Medigap and hospital indemnity policies. Pennsylvania law allows a six-month open enrollment period for Medigap starting when you turn 65, giving you guaranteed issue rights.
Frequently Asked Questions
What does a supplemental insurance agent in Lebanon do?
A supplemental insurance agent in Lebanon helps you compare and enroll in plans that cover costs not paid by Medicare or your main health plan. They review your needs and explain options like Medigap or accident insurance. Agents are licensed by the Pennsylvania Insurance Department.
When can I enroll in a Medigap plan in Pennsylvania?
In Pennsylvania, you have a six-month Medigap open enrollment period that begins the month you turn 65 and enroll in Medicare Part B. During this time, you can buy any Medigap policy without medical underwriting. After this period, you may face health questions or higher premiums.
Are supplemental insurance costs regulated in Pennsylvania?
Yes, Pennsylvania insurance laws require Medigap plans to be standardized, which helps control costs. However, premiums vary by company and location. Agents must provide a clear outline of costs before you enroll.
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