The top-rated supplemental insurance agent in Wilkes-Barre, Pennsylvania is Eric Rivera - State Farm Insurance Agent, rated 5.0 stars across 190 reviews. Other highly rated options include Berkshire Hathaway GUARD Insurance Companies, Cruz Insurance LLC, Gallagher Insurance, Risk Management & Consulting. This directory lists 13 supplemental insurance agents serving Wilkes-Barre.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Eric Rivera - State Farm Insurance Agent | 165 Wilkes-Barre Blvd | (570) 829-3657 |
| 2 | Berkshire Hathaway GUARD Insurance Companies | 39 Public Square | (570) 825-9900 |
| 3 | Cruz Insurance LLC | 200 Spring St | (570) 970-7730 |
| 4 | Gallagher Insurance, Risk Management & Consulting | 1130 PA-315 | (570) 819-2000 |
| 5 | Goosehead Insurance - Jeff Roth | 100 Wilkes-Barre Blvd Suite 403 | (570) 408-1646 |
| 6 | J.W. Hoban & Associates | 265 S Main St | (570) 823-0711 |
| 7 | Len Podrasky: Allstate Insurance | 140 Wilkes Barre Township Blvd | (570) 829-5015 |
| 8 | Abraham Hobson Insurance Services | 529 Scott St | (570) 208-5640 |
| 9 | Bankers Life | 613 Baltimore Dr | (570) 822-3149 |
| 10 | Blue Cross of Northeastern PA | 19 N Main St | (570) 405-8504 |
Eric Rivera - State Farm Insurance Agent in Wilkes-Barre, PA offers a range of supplemental insurance services designed to fill gaps left by primary health coverage. Plans focus on helping clients manage out-of-pocket expenses from accidents or illnesses. Service includes periodic policy reviews to ensure coverage aligns with changing needs and personal circumstances. The agent provides support for claims filing and answers questions about how supplemental benefits work with existing plans. This agency services single-family homes, apartments, retail spaces, and restaurants within the local area.
Berkshire Hathaway GUARD Insurance Companies serves the Wilkes-Barre area as a supplemental insurance agent, helping individuals address coverage gaps left by standard policies. It focuses on optional plans that provide extra financial protection for unexpected medical or accident-related expenses. Clients often seek policies tailored to offer added support during recovery periods or hospital stays. Specific services the agency handles in this area include accident insurance and critical illness coverage.
Cruz Insurance LLC in Wilkes-Barre, PA helps homeowners, business owners, and property managers find supplemental insurance policies that cover gaps left by standard plans. This agency guides clients through options for added financial protection against unexpected medical or property costs. The company understands local insurance needs and works to match residents with suitable coverage solutions for various life stages and property types. Cruz Insurance LLC also serves clients in the surrounding Wyoming Valley communities and the Scranton metro area.
Gallagher Insurance, Risk Management & Consulting serves Wilkes-Barre and surrounding communities in northeastern Pennsylvania, handling supplemental insurance policies such as accident, critical illness, and hospital indemnity plans. These plans help individuals cover out-of-pocket expenses not addressed by major medical coverage. The office works directly with local residents to assess their existing health benefits and identify gaps. By conducting a straightforward review of each client’s current coverage and personal needs, it selects suitable options from available carriers to fill those specific gaps.
Goosehead Insurance - Jeff Roth in Wilkes-Barre, PA, offers both one-time policy placement and recurring service options, with coverage tailored to fill gaps in major medical plans. These supplemental insurance products help clients manage out-of-pocket costs for accidents, critical illness, or hospital stays. Each plan is selected based on individual needs and budget. Service runs on an as-needed basis, with ongoing policy reviews and claims support available upon client request.
J.W. Hoban & Associates specializes in helping clients secure supplemental insurance coverage that fills gaps left by major medical plans, offering policies tailored to individual needs. In its Wilkes-Barre, PA service area, the agency assists customers with selecting plans for accident, critical illness, or hospital indemnity. As the winter months bring increased risks of slips and weather-related injuries, the agency helps residents review and adjust their coverage to address these seasonal concerns.
As residents of Wilkes-Barre prepare for the unpredictable weather of a new season, gaps in standard health coverage can become a financial concern. Len Podrasky: Allstate Insurance provides supplemental policies that help fill those gaps, reducing out-of-pocket costs for doctor visits or hospital stays. These plans are designed to work alongside existing health insurance, offering extra security during routine care or unexpected emergencies. The process begins with a simple review of a person’s current coverage to identify potential needs.
Abraham Hobson Insurance Services works with clients to identify coverage gaps in their existing health plans, specializing in supplemental insurance products that help manage out-of-pocket costs. Located in Wilkes-Barre, Pennsylvania, the agency assists individuals and business owners in selecting policies that address specific financial risks not covered by primary insurance. These supplementary options provide support for everyday expenses during medical events. The agency is available to consult with offices, warehouses, and food service operations regarding coverage solutions for their employees.
Bankers Life serves residential clients in Erie, Pennsylvania, with supplemental insurance policies designed to bridge gaps in primary health coverage. The agency also provides commercial coverage options for local businesses seeking additional financial protection for their employees. Their service area encompasses the greater Erie region and surrounding communities. Clients can expect follow-up consultations after policies are issued, ensuring coverage remains aligned with changing needs between regular annual reviews or life event updates.
Blue Cross of Northeastern PA assists residents in Wilkes-Barre with supplemental insurance needs, covering gaps left by primary health plans. The agency also advises local businesses on commercial supplemental policies tailored to their workforce. Serving clients throughout Northeastern Pennsylvania, they provide clear explanations of plan options and claims processes. Appointments are available for initial consultations, and agents routinely follow up between regular visits to adjust coverage or address new requirements as clients’ circumstances change.
What Does a a Supplemental Insurance Agent in Wilkes-Barre Cost?
Supplemental insurance costs in Pennsylvania vary by plan type age and location. Medigap Plan G premiums for a 65-year-old in Wilkes-Barre typically range from 120 to 200 dollars per month. Medicare Advantage plans often have low or zero monthly premiums but include copays and deductibles. Hospital indemnity plans may cost 30 to 80 dollars monthly. This is general information not insurance advice.
About supplemental insurance agents in Wilkes-Barre
Supplemental insurance agents in Wilkes-Barre help residents fill gaps in Medicare and employer health plans. Pennsylvania law requires agents to be licensed by the state and follow strict disclosure rules. Local agents can explain plans that cover deductibles copays and coinsurance for services at Geisinger Wyoming Valley Medical Center or other area providers.
Frequently Asked Questions
What is a supplemental insurance agent in Wilkes-Barre?
A supplemental insurance agent is a licensed professional who helps you buy policies like Medigap Medicare Advantage or hospital indemnity plans. They work with multiple carriers to find coverage that fits your needs and budget.
When can I enroll in a Medigap plan in Pennsylvania?
You have a six-month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. Outside this window you may face health questions or higher rates.
Do supplemental insurance agents charge fees in Pennsylvania?
Most supplemental insurance agents are paid by commissions from the insurance company not by you. Some agents may charge a consultation fee but they must disclose this in writing before any work begins. Always ask about costs upfront.
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