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Find Supplemental Insurance Agents Near You in Narragansett, RI

Directory of supplemental insurance agents in Narragansett, Rhode Island. Verify credentials with the state department of insurance before hiring.

2 agents listed
Updated May 2026
Narragansett, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 2 supplemental insurance agents in Narragansett, RI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Narragansett
14 Woodruff Ave, Narragansett, RI 02882
(401) 789-3000 branches.northeast.aaa.com
Sunshine Insurance RI
120 Point Judith Rd, Narragansett, RI 02882
(401) 213-1307

Supplemental insurance agents in Narragansett, Rhode Island help residents fill gaps left by primary health insurance. These agents offer policies such as Medicare Supplement (Medigap), cancer, critical illness, and accident plans. Rhode Island law requires Medigap policies to follow federal standards, and agents must be licensed by the Rhode Island Department of Business Regulation.

What Does a Supplemental Insurance Agent in Narragansett Cost?

Supplemental insurance costs in Rhode Island vary by plan type, age, and health status. Medigap Plan G premiums for a 65-year-old in Narragansett typically range from $120 to $250 per month. Cancer and critical illness policies may cost $30 to $80 per month. Costs can differ between carriers and are subject to annual rate changes. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of supplemental insurance are available in Narragansett?
Common plans include Medicare Supplement (Medigap), hospital indemnity, cancer, critical illness, and accident insurance. Agents can also offer dental, vision, and life insurance as supplemental coverage.
Do I need a special license to sell supplemental insurance in Rhode Island?
Yes, agents must hold a valid Rhode Island insurance producer license. They must complete continuing education courses every two years to maintain their license.
Can I buy a Medigap policy in Narragansett if I have a pre-existing condition?
During the Medigap open enrollment period (the first six months after you turn 65 and enroll in Medicare Part B), insurers cannot deny coverage or charge more due to pre-existing conditions. After that period, medical underwriting may apply.