The top-rated supplemental insurance agent in Lexington, South Carolina is Williams Insurance Team, rated 4.9 stars across 262 reviews. Other highly rated options include Farrell Insurance Agency, Relation Insurance Services, Mauldin Insurance Group. This directory lists 20 supplemental insurance agents serving Lexington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Williams Insurance Team | 581 Old Chapin Rd | (803) 957-8004 |
| 2 | Farrell Insurance Agency | 237 Charter Oak Rd. | (803) 399-0200 |
| 3 | Relation Insurance Services | 5465 Sunset Blvd | (803) 808-2886 |
| 4 | Mauldin Insurance Group | 100 Old Cherokee Rd Ste F #167 | (843) 509-2462 |
| 5 | Safe Harbor Insurance Advisors | 201 W Main St | (803) 386-1885 |
| 6 | Blackston Insurance Solutions | 1792 S Lake Dr Suite 90-307 | (803) 240-7524 |
| 7 | HealthMarkets Insurance Agency: Jeff Howle | 109 Old Chapin Rd STE E | (803) 678-9808 |
| 8 | Midlands Insurance Center | 339 W Butler St | (803) 957-3311 |
| 9 | The Carter Insurance Group | 4727A Sunset Blvd | (803) 520-5260 |
| 10 | Kuhn Insurance Group | 510 E Main St | (803) 636-2214 |
Williams Insurance Team serves Lexington County, South Carolina, as a supplemental insurance agent. It helps residents obtain policies that cover gaps left by major medical plans, addressing costs like copays and deductibles. The agency assists clients in selecting coverage for income replacement during illness or injury. Its local work includes helping individuals secure hospital indemnity and accident insurance plans.
Farrell Insurance Agency in Lexington, SC provides supplemental insurance policies designed to fill gaps in standard health coverage. Its service options include personal consultations to help clients assess their specific needs for accident, critical illness, or hospital indemnity plans. Coverage maintenance plans involve periodic policy reviews to adjust benefits as health or financial circumstances change. The agency helps individuals ensure that medical expenses not covered by primary insurance are managed effectively. It services single-family homes, apartments, retail establishments, and restaurants in the local area.
Serving homeowners, businesses, and property managers in the Lexington area, Relation Insurance Services provides supplemental insurance coverage designed to fill gaps left by standard policies. This independent agency helps clients obtain affordable protection for unforeseen expenses not covered by primary insurance. Licensed agents review individual needs to recommend appropriate products like accident, critical illness, or hospital indemnity plans. The company also offers its services to residents and commercial clients throughout the greater Columbia metropolitan area, including the nearby community of West Columbia.
Located in Lexington, SC, Mauldin Insurance Group offers supplemental insurance agents who help clients understand the crucial distinction between one-time coverage options, such as accident policies, and recurring services like monthly disability income protection. Their representatives work to explain how supplemental plans can fill gaps left by primary health insurance. Clients can schedule an initial consultation to explore their specific needs. Service for ongoing policy reviews and claims assistance is available only on an as-needed basis.
Safe Harbor Insurance Advisors serves Lexington, South Carolina, and the surrounding Midlands communities, handling supplemental insurance policies that address coverage gaps left by major medical plans. These agents explain how accident, cancer, critical illness, or hospital indemnity plans can provide direct cash benefits to policyholders during unexpected health events. The company approaches each client situation by first reviewing existing health and life insurance, then recommending specific supplemental options tailored to individual financial needs and risk exposure.
Blackston Insurance Solutions specializes in supplemental insurance products such as accident, critical illness, and hospital indemnity plans. Serving the Lexington, SC area, the agency helps clients bridge gaps left by primary health coverage by offering policies that pay cash benefits directly to the insured. The company guides individuals through plan options to address financial vulnerabilities during medical events. Seniors budgeting for Medicare out-of-pocket expenses or younger families facing a sudden emergency room visit both find focused support here.
As the seasons shift in Lexington, homeowners often review their insurance portfolios to cover gaps left by standard policies. HealthMarkets Insurance Agency: Jeff Howle offers supplemental insurance options tailored to these local needs, helping clients address costs for copays, deductibles, or unexpected care. Working as an agent in this area, Jeff assists individuals in comparing plans for dental, vision, accident, or hospital coverage without overpromising results. An initial consultation involves reviewing existing plans and explaining how Medicare supplements or critical illness policies might apply to a specific household situation.
Midlands Insurance Center provides supplemental insurance coverage to individuals and families in the Lexington, SC area. This agency focuses on policies that fill gaps left by major medical plans, such as accident, critical illness, and hospital indemnity benefits. These specialized add-ons help policyholders manage out-of-pocket costs during unexpected health events. The company can serve a range of commercial sectors, including local offices, warehouses, and food service operations.
The Carter Insurance Group provides supplemental insurance services to residential clients in Lexington, SC. They also offer coverage solutions for small commercial operations within the greater Lexington area. Their role involves explaining policy options that help fill gaps left by standard health or life plans during unexpected medical events. Agents maintain regular follow-up with clients to adjust plans after life changes, ensuring policyholders receive repeat service between annual open-enrollment periods.
What Does a a Supplemental Insurance Agent in Lexington Cost?
Typical Medigap premiums in Lexington South Carolina range from about $100 to $300 per month depending on your age, gender, and plan type. Plan G and Plan N are common choices with different cost-sharing features. Costs vary by carrier and your health status if you enroll outside the open enrollment period. This is general information and not insurance advice.
About supplemental insurance agents in Lexington
Supplemental insurance agents in Lexington South Carolina help residents choose Medigap or Medicare Supplement plans to cover out-of-pocket costs. South Carolina law requires Medigap policies to be guaranteed renewable, and agents must follow state regulations on plan offerings. Working with a local agent can simplify comparing plans from carriers like Aetna or Humana.
Frequently Asked Questions
What does a supplemental insurance agent in Lexington do?
A supplemental insurance agent helps you compare and enroll in Medigap or Medicare Supplement plans. They explain coverage options, costs, and how plans work with Original Medicare. Agents in Lexington must be licensed by the South Carolina Department of Insurance.
When can I enroll in a Medigap plan in South Carolina?
You have a six-month Medigap Open Enrollment Period starting when you are 65 and enrolled in Medicare Part B. During this time, you can buy any Medigap policy without medical underwriting. Outside this window, insurers may use health questions to decide coverage.
Are there special rules for Medigap in South Carolina?
Yes, South Carolina follows federal Medigap laws and offers a Medicare Supplement Guaranteed Issue right in certain situations. For example, if you lose employer coverage or move out of a Medicare Advantage plan service area, you have rights to buy a Medigap policy. Agents must follow these state protections.
Supplemental Insurance Agents in Other South Carolina Cities
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