The top-rated supplemental insurance agent in Sioux Falls, South Dakota is World Insurance Associates LLC, rated 4.9 stars across 327 reviews. Other highly rated options include Pernell Insurance Agency, Great Plains Medicare, Nelson Insurance Agency. This directory lists 20 supplemental insurance agents serving Sioux Falls.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | World Insurance Associates LLC | 3208 E 26th St | (605) 467-8733 |
| 2 | Pernell Insurance Agency | 528 N Sycamore Ave Unit 2 | (605) 271-7595 |
| 3 | Great Plains Medicare | 6045 S Louise Ave SUITE 203 | (605) 275-5678 |
| 4 | Nelson Insurance Agency | 2200 W 49th St Unit 100 | (605) 275-9700 |
| 5 | WINS Group Insurance Services | 4804 S Minnesota Ave Unit 103 | (605) 271-6600 |
| 6 | Prins Insurance of Sioux Falls, Inc. | 2900 S Phillips Ave #400 | (605) 332-5300 |
| 7 | Platinum Insurance Group | 6330 S Western Ave Unit 110 | (605) 271-4446 |
| 8 | McGreevy & Associates | 4808 S Technopolis Dr #2 | (605) 332-4111 |
| 9 | Great Place Insurance (Formerly Insurance Express Agency, LLC) -- Sioux Falls, SD | 200 S Petro Ave Suite 106 | (605) 361-6318 |
| 10 | Midwest Division Insurance Agency | 3701 W 49th St STE 203 | (605) 274-7420 |
World Insurance Associates LLC serves the Sioux Falls, South Dakota, metro area as a supplemental insurance agent. The company helps individuals and families bridge gaps in primary health coverage by offering policies that address out-of-pocket medical costs and income loss. These extra plans typically cover critical illnesses, hospital stays, and accident recovery when standard insurance falls short. World Insurance Associates LLC specifically handles supplemental cancer and disability income policies in this region.
Pernell Insurance Agency offers supplemental insurance policies designed to cover gaps left by primary health plans, including accident, critical illness, and hospital indemnity options. Their maintenance services help clients adjust coverage following major life changes and ensure claims are filed correctly. These plans are accessible to individuals and small business owners throughout Sioux Falls, SD. The agency services single-family homes and apartments, as well as retail spaces and local restaurants.
Great Plains Medicare serves individuals and families in Sioux Falls, South Dakota who are seeking guidance with supplemental insurance options. The company helps clients navigate Medicare supplement plans and related coverage needs. The agency focuses on explaining policy details clearly, allowing customers to make informed choices. It provides local, face-to-face service for plan comparisons and enrollments throughout the year. Coverage assistance is also available for residents in the nearby community of Brandon.
Nelson Insurance Agency serves clients in Sioux Falls, South Dakota, and the surrounding communities. It handles supplemental insurance policies designed to cover gaps left by primary health plans, such as accident, critical illness, and hospital indemnity coverage. The agency focuses on explaining policy details clearly so customers understand their benefits. To manage a typical job, it assesses an individual’s existing coverage and personal health risks to recommend appropriate supplemental plans.
WINS Group Insurance Services, based in Sioux Falls, SD, helps clients weigh one-time policy purchases against recurring premium plans when securing supplemental coverage. The agency specializes in filling gaps left by major medical insurance, such as accident, critical illness, or hospital indemnity policies. These options provide fixed cash benefits directly to policyholders for unexpected medical events or treatment costs. Service appointments, including initial consultations and claims assistance, are offered on an as-needed basis, allowing clients to schedule guidance only when required.
Prins Insurance of Sioux Falls, Inc. specializes in supplemental insurance agent services, offering policies that help cover costs not included by primary health plans. It works with clients throughout Sioux Falls, SD, to find suitable coverage for gaps in medical expenses or income protection. These supplemental plans can address financial strain from unexpected co-pays or deductibles. The agency often assists individuals facing specific seasonal concerns, such as higher out-of-pocket costs during winter flu season when doctor visits and prescription needs typically increase.
As winter approaches in Sioux Falls, residents often worry about gaps in their standard health coverage for unexpected medical events. Platinum Insurance Group helps local families address these concerns by offering supplemental insurance policies designed to cover deductibles and co-pays that typical plans leave behind. The agents take time to explain different options for accident, critical illness, or hospital indemnity plans so clients can make informed decisions. An initial consultation is scheduled to assess each individual's current coverage and identify specific areas where supplemental protection may be needed.
McGreevy & Associates works with Sioux Falls residents and businesses to identify health coverage gaps that major medical plans often leave uncovered. The company specializes in supplemental insurance add-ons, including policies for accident, critical illness, and hospital indemnity needs. These supplementary plans help policyholders manage out-of-pocket costs and lost income during medical events. McGreevy & Associates serves a variety of commercial sectors in the region, including local offices, warehouses, and food service operations.
Great Place Insurance serves as a supplemental insurance agent for residential clients throughout the Sioux Falls area. The agency also provides commercial coverage options to local businesses and organizations. Their service area includes the entire Sioux Falls metropolitan region. After the initial consultation and policy enrollment, the company offers consistent follow-up support between regular visits to review coverage needs, adjust plans as circumstances change, and ensure clients remain properly protected.
Midwest Division Insurance Agency in Sioux Falls, SD is known for offering supplemental insurance designed to fill gaps left by primary health coverage. Its agents help local residents and workers select policies that address out-of-pocket costs from accidents or critical illnesses. The agency serves clients needing medical supplement, hospital indemnity, or similar products. A specialty service it can provide is setting up dental and vision add-on plans for individuals or small groups.
What Does a a Supplemental Insurance Agent in Sioux Falls Cost?
Typical costs for supplemental insurance in South Dakota vary by plan type and carrier. Medigap Plan G premiums in Sioux Falls often range from 120 to 250 dollars per month for a 65-year-old. Medicare Advantage plans may have low or zero monthly premiums but include cost-sharing. Costs also depend on your age, health, and the specific plan you choose. This is general information and not insurance advice.
About supplemental insurance agents in Sioux Falls
Supplemental insurance agents in Sioux Falls help residents choose Medigap or Medicare Advantage plans that fill gaps in original Medicare. South Dakota law requires agents to be licensed through the state Division of Insurance. Local agents understand the specific needs of Sioux Falls seniors and can explain how South Dakota rules affect plan options.
Frequently Asked Questions
What is a supplemental insurance agent in Sioux Falls?
A supplemental insurance agent in Sioux Falls helps you buy Medigap or Medicare Advantage plans. These agents are licensed in South Dakota and must follow state regulations. They compare plans from different carriers to find coverage that fits your health needs and budget.
When can I enroll in a supplemental plan in South Dakota?
You can enroll during the Medigap Open Enrollment Period which starts when you are 65 and enrolled in Medicare Part B. This period lasts six months and guarantees you can buy any Medigap policy without medical underwriting. South Dakota also has a special enrollment period for certain qualifying events.
Are supplemental insurance agents regulated in South Dakota?
Yes, all supplemental insurance agents in South Dakota must hold a valid license from the South Dakota Division of Insurance. Agents must follow state laws on advertising and sales practices. You can verify an agents license on the Division of Insurance website.