The top-rated supplemental insurance agent in Cleveland, Tennessee is Mark Riden - State Farm Insurance Agent, rated 5.0 stars across 1,080 reviews. Other highly rated options include Austin Murray - State Farm Insurance Agent, Acceptance Insurance, Farm Bureau Insurance. This directory lists 20 supplemental insurance agents serving Cleveland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mark Riden - State Farm Insurance Agent | 4681 N Lee Hwy | (423) 472-0248 |
| 2 | Austin Murray - State Farm Insurance Agent | 915 Keith St NW Suite A | (423) 476-2296 |
| 3 | Acceptance Insurance | 2409 Keith St NW | (423) 491-7184 |
| 4 | Farm Bureau Insurance | 435 Berywood Trail | (423) 479-9755 |
| 5 | KMA Insurance Group | 3535 Keith St NW | (423) 476-7587 |
| 6 | Burnside Insurance Group LLC | 149 Inman St E | (423) 709-9010 |
| 7 | Hooper Insurance | 3525 Keith St NW N | (423) 472-1744 |
| 8 | Misty Allen - State Farm Insurance Agent | 242 1st St NE | (423) 790-5656 |
| 9 | Insurance Incorporated | 2551 Georgetown Rd NW | (423) 472-5051 |
| 10 | Bradley Insurance Inc | 2601 N Ocoee St | (423) 472-3344 |
Mark Riden - State Farm Insurance Agent serves the Cleveland, Tennessee area as a supplemental insurance agent. The agency helps residents manage the financial gaps that primary health plans may not fully cover. Its work focuses on offering policies that provide cash benefits for expenses like deductibles or critical illness treatment. Through these supplementary products, policyholders gain additional support for recovery and household costs. Specific services it handles in this area include hospital indemnity plans and accident-related coverage for local families.
Austin Murray - State Farm Insurance Agent in Cleveland, TN, provides a range of supplemental insurance options to help cover gaps left by primary health plans. Its service approach focuses on explaining policy benefits clearly and assisting with claims to ensure clients understand their coverage. Regular policy reviews are offered to adjust plans as needs change. The agency handles properties including single-family homes, apartments, retail locations, and restaurants.
Acceptance Insurance serves homeowners, renters, and small business owners in Cleveland, Tennessee, by helping them find supplemental insurance policies that fill gaps left by standard health, accident, or property plans. As a supplemental insurance agent, the company guides clients through options like critical illness or hospital indemnity coverage to address potential out-of-pocket costs. This local agency also provides similar services for residents and property managers in the greater Bradley County area, including nearby Charleston.
Farm Bureau Insurance in Cleveland, Tennessee serves as a local resource for supplemental insurance coverage. This agency helps individuals address financial gaps that primary health plans may leave uncovered. Their work focuses on offering policies that provide cash benefits for specific events such as accidents or critical illnesses. Clients in the surrounding area consult them to manage out-of-pocket expenses from medical treatments. The agency can also add hospital indemnity coverage, which pays a fixed amount directly to the policyholder for each day of a covered hospital stay.
KMA Insurance Group serves Cleveland, Tennessee, and the surrounding communities. As a supplemental insurance agent, it assists clients with policies designed to cover gaps left by major medical plans. This includes helping individuals and families find coverage for accidents, critical illnesses, and hospital stays. The company approaches each job by first assessing a client's existing health benefits, then explaining how additional policies can address specific financial risks and out-of-pocket expenses.
Burnside Insurance Group LLC in Cleveland, TN distinguishes between one-time benefit enrollment and recurring service options for supplemental coverage. Their plans help fill gaps left by primary health insurance, addressing out-of-pocket expenses such as deductibles and copays. Unlike basic medical policies, these supplemental options focus on specific needs like accident or critical illness support. Service arrangements run on a scheduled or as-needed basis to accommodate client review and plan adjustments throughout the year.
Hooper Insurance offers Medicare supplement and other supplemental insurance policies to residents of Cleveland, Tennessee. It also provides general supplemental plans covering gaps left by major medical coverage, helping clients manage out-of-pocket expenses for hospital stays and routine care. As a local supplemental insurance agent, it assists individuals in finding policies suited to their specific healthcare needs and budgets. During the annual Medicare open enrollment period, Hooper Insurance helps clients review and adjust their coverage to align with changing health requirements.
As winter weather in Cleveland, TN, brings unexpected damage and medical costs, many residents realize their health insurance may leave gaps in coverage. Misty Allen - State Farm Insurance Agent assists locals by offering supplemental insurance plans designed to fill those specific financial shortfalls. These policies provide added protection for deductibles, copays, and other out-of-pocket expenses not covered by primary plans. The agent begins every new inquiry with a thorough review of the client’s current coverage to identify missing protections, followed by an initial needs assessment to tailor a suitable supplemental plan.
Insurance Incorporated in Cleveland, TN helps clients navigate their existing health coverage and then offers specialty supplemental insurance to fill gaps. These optional policies can help cover unexpected expenses after a major illness or accident. The company also provides plans for hospital confinement and critical illness events. This local agency works with commercial accounts of many kinds, including office staff, warehouse workers, and food service personnel.
What Does a a Supplemental Insurance Agent in Cleveland Cost?
Supplemental insurance costs in Cleveland, Tennessee vary by plan type and your age. A Medigap Plan G may cost between $120 and $250 per month for a 65-year-old. Hospital indemnity plans can range from $30 to $100 per month. Life insurance supplemental policies depend on health and coverage amount. This is general information, not insurance advice.
About supplemental insurance agents in Cleveland
Supplemental insurance agents in Cleveland, Tennessee help residents fill gaps in their primary health coverage. These agents work with plans like Medicare Supplement (Medigap) and hospital indemnity policies. Tennessee law requires agents to hold a valid state license and follow strict disclosure rules under the Tennessee Insurance Code.
Frequently Asked Questions
What does a supplemental insurance agent in Cleveland do?
A supplemental insurance agent helps you choose and enroll in policies that cover costs not paid by your main health insurance. This includes Medicare Supplement plans, dental, vision, and accident policies. They explain plan benefits and premiums based on your needs.
Is there a special enrollment period for Medigap in Tennessee?
Yes, Tennessee follows federal rules for Medigap open enrollment. This six-month period starts when you are 65 and enrolled in Medicare Part B. During this time, you can buy any Medigap policy without medical underwriting.
How do I verify a supplemental insurance agent is licensed in Tennessee?
You can check an agents license on the Tennessee Department of Commerce and Insurance website. Use the license lookup tool to confirm their status and any disciplinary history. Always verify before signing an application.
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