The top-rated supplemental insurance agent in Brownsville, Texas is Espino Insurance Group, rated 5.0 stars across 168 reviews. Other highly rated options include FAMPRO Insurance, Insurance Advisors Agency (IAA), RED SHIELD INSURANCE. This directory lists 20 supplemental insurance agents serving Brownsville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Espino Insurance Group | 222 US-77 STE. #195 | (956) 455-1313 |
| 2 | FAMPRO Insurance | 848 W Price Rd | (956) 476-3865 |
| 3 | Insurance Advisors Agency (IAA) | 4920 Frontage Rd Unit 04 | (956) 542-3535 |
| 4 | RED SHIELD INSURANCE | 215 Frontage Rd #3 | (956) 338-1009 |
| 5 | TWFG-Benavides Insurance | 3505 Boca Chica Blvd #420 | (956) 541-3232 |
| 6 | Gallardo Insurance | 2965 Wilson St | (956) 504-5980 |
| 7 | Torres Insurance | 4735 Southmost Rd A | (956) 546-2707 |
| 8 | De Leon Insurance Agency | 414 Paredes Avenue | (956) 546-0081 |
| 9 | Lette Life and Health Insurance Agency | 145 Boca Chica Blvd A | (956) 546-7232 |
| 10 | KB Insurance Agency - Bernardo Avendano | 3193 W Alton Gloor Blvd Ste A | (956) 640-2355 |
Espino Insurance Group serves Brownsville, Texas, offering supplemental insurance agent services to local residents. The company helps individuals assess their existing coverage needs and identify policies that can fill gaps in health or life protection. Supplemental insurance typically provides additional financial support for expenses not covered by primary medical plans. Clients can explore options for accident insurance, which pays cash benefits directly to the policyholder after an injury. This business also assists with hospital indemnity plans, designed to cover out-of-pocket costs during a hospital stay.
FAMPRO Insurance provides a full range of supplemental insurance plans designed to cover gaps in primary health coverage. These plans include options for accident, critical illness, hospital confinement, and disability income, each tailored to help manage out-of-pocket expenses. The agency assists clients in Brownsville by explaining plan options and enrollment procedures, with ongoing support for claims and policy changes. Its services are available to residents living in single-family homes, apartments, and also extend to those employed in retail establishments and restaurants.
Insurance Advisors Agency (IAA) serves homeowners, renters, and small business owners in Brownsville, Texas, who need additional financial protection beyond standard plans. As a local supplemental insurance agent, it helps clients fill gaps in existing coverage for medical events or property damage. The agency simplifies policy details and explains options without pressure. It also covers client needs in the nearby communities of Los Fresnos and the broader Cameron County area, ensuring accessible guidance for residents across the lower Rio Grande Valley.
RED SHIELD INSURANCE serves Brownsville, Texas, and the surrounding communities of the Rio Grande Valley with supplemental insurance agent services. The company handles policies designed to fill gaps left by major medical coverage, specifically for clients seeking financial protection from unforeseen healthcare expenses. In a typical job, an agent reviews a client’s existing health plan and needs, then presents clear matching policy options. This straightforward process helps residents close coverage gaps without confusion or pressure.
TWFG-Benavides Insurance in Brownsville, TX, focuses on the key difference between one-time supplemental plans and recurring coverage options. Their services typically provide financial support for gaps left by primary health insurance, such as accident, critical illness, or hospital indemnity policies. These plans are designed to pay cash benefits directly to policyholders when eligible events occur. Service for clients at this agency generally runs on an as-needed basis, allowing individuals to purchase coverage when their personal circumstances or specific insurance needs change.
Gallardo Insurance specializes in supplemental insurance coverage, offering policies that address gaps not filled by major medical plans. It serves residents in Brownsville, Texas, providing options for accident, critical illness, and hospital indemnity needs. The agency helps clients understand how supplemental plans can reduce out-of-pocket costs during medical events. A common seasonal concern it assists with is managing expenses related to winter flu complications or unexpected illnesses that require extended recovery time.
In Brownsville, where seasonal storms and unexpected health events can create coverage gaps, Torres Insurance helps residents explore supplemental insurance plans that fill those voids left by standard policies. As a local supplemental insurance agent, the company focuses on explaining options like accident, critical illness, or hospital indemnity coverage so clients can understand their choices. An initial appointment typically involves a straightforward review of the individual's current coverage and a discussion of potential needs before scheduling an in-home or phone inspection.
De Leon Insurance Agency provides supplemental insurance services to residents in and around Brownsville, Texas. For homeowners and renters, the company offers policies that help cover gaps left by major medical plans. Commercial clients can also obtain tailored supplemental coverage designed for local businesses operating in the area. The agency serves clients needing protection against unexpected out-of-pocket costs from accidents or critical illnesses. After each initial policy setup, the team schedules follow-up assistance to review coverage needs and adjustments during every enrollment period between regular annual visits.
Lette Life and Health Insurance Agency works as a supplemental insurance agent in Brownsville, Texas, offering policies that fill gaps left by major medical plans. These add-ons, such as accident, critical illness, or hospital indemnity coverage, help clients manage out-of-pocket costs. The agency assists individuals in securing financial protection for unexpected health events while focusing on localized service. It serves commercial sectors including offices, warehouses, and food service operations, providing tailored benefit solutions for their employees.
KB Insurance Agency - Bernardo Avendano, based in Brownsville, TX, is known for providing supplemental insurance policies that help fill gaps in primary health coverage. The agency serves local residents seeking financial protection against unexpected medical costs, hospital stays, and accident-related expenses. Policies are designed to pay cash benefits directly to policyholders for covered events. Available plans typically include hospital indemnity, accident, and critical illness options. As a specialty, the agency can also add on cancer-specific supplemental insurance for more targeted coverage.
What Does a a Supplemental Insurance Agent in Brownsville Cost?
Supplemental insurance costs in Texas vary by plan type age and health status. For example a Medicare Supplement Plan G in Brownsville may cost between 100 and 250 dollars per month. Cancer insurance premiums typically range from 20 to 60 dollars per month. Costs can change based on the insurer and the coverage level you choose. This is general information and not insurance advice.
About supplemental insurance agents in Brownsville
Supplemental insurance agents in Brownsville Texas help residents fill gaps in their primary health coverage. These agents offer plans like Medicare Supplement Medigap and cancer insurance which are regulated by the Texas Department of Insurance. Local agents understand the unique needs of the Rio Grande Valley community.
Frequently Asked Questions
What types of supplemental insurance are common in Brownsville Texas?
Common types include Medicare Supplement Medigap plans cancer insurance and accident insurance. Texas law requires Medigap policies to follow federal guidelines and offer guaranteed issue rights during certain enrollment periods.
Do I need a license to sell supplemental insurance in Texas?
Yes all supplemental insurance agents in Texas must hold a valid license from the Texas Department of Insurance. Agents must complete pre licensing education and pass a state exam to sell health or life insurance products.
Can a supplemental insurance agent help me with a Texas specific claim?
Yes agents can guide you through claim filing and explain Texas prompt pay laws. Texas requires insurers to pay or deny claims within 15 business days for most health policies. An agent can help you understand your policy and appeal a denial.
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