The top-rated supplemental insurance agent in Pharr, Texas is Eagle Insurance, rated 5.0 stars across 826 reviews. Other highly rated options include Ana Cares, Contigo Insurance Agency, RG Insurance Agency. This directory lists 14 supplemental insurance agents serving Pharr.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Eagle Insurance | 212 W Ferguson Ave | (956) 620-2028 |
| 2 | Ana Cares | 2825 N Veterans Blvd | (956) 758-8700 |
| 3 | Contigo Insurance Agency | 1101 N Cage Blvd #5B | (956) 782-2443 |
| 4 | RG Insurance Agency | 208 W Ferguson Ave STE 4 | (956) 702-2705 |
| 5 | Clark Insurance Plus: Allstate Insurance | 900 N Sugar Rd Ste A | (956) 283-5815 |
| 6 | GUZMAN INSURANCE AGENCY | 300 I-2 Suite D | (956) 354-9645 |
| 7 | B & B Insurance Agency LLC | 300 E Expressway 83 ste j | (956) 782-8686 |
| 8 | Univista Insurance | 1201 S Jackson Rd #3 | (956) 709-1109 |
| 9 | Olympia Insurance Services, LLC. | Commercial Insurance Specialist | 800 S Cage Blvd STE E | (956) 884-4912 |
| 10 | J.O.A. Insurance Agency LLC | 126 E Park Ave # 2 | (956) 448-4821 |
Eagle Insurance in Pharr, Texas, is known for providing supplemental insurance policies that help cover gaps left by primary health plans. Its service range includes options for accident, critical illness, and hospital indemnity coverage, designed to address out-of-pocket costs and deductibles common in the area. These plans assist residents with financial protection for unexpected medical events not fully covered by major medical insurance. A specialty service it can add on is dental and vision supplemental coverage for comprehensive care.
Ana Cares serves the Pharr, Texas metro area and surrounding Hidalgo County as a supplemental insurance agent. The company helps individuals and families explore gap coverage options not provided by major medical plans. With a focus on financial protection during unexpected health events, the agency assists clients in understanding and enrolling in policies that cover out-of-pocket costs. Specific services handled in this region include Medicare supplement plans and hospital indemnity insurance for local residents.
Contigo Insurance Agency serves the Pharr, Texas area as a supplemental insurance agent, providing policies designed to cover gaps left by major medical plans. Supplemental insurance assists local residents with out-of-pocket expenses, such as deductibles, copays, and lost income from illness or injury. The agency typically works with clients to enroll in accident and critical illness coverage. These specific plans help policyholders manage unexpected financial burdens from hospital stays or serious diagnoses.
RG Insurance Agency in Pharr, TX offers supplemental insurance products that help individuals cover gaps left by primary health plans. It provides policies such as accident, critical illness, and hospital indemnity coverage. The agency assists clients in selecting appropriate plans and explains policy details clearly. It supports clients during the claims process and offers flexible payment options. The agency services single-family homes, apartments, retail businesses, and local restaurants in the Pharr area.
Clark Insurance Plus: Allstate Insurance serves Pharr, Texas, and the surrounding Rio Grande Valley communities. The agency handles supplemental insurance policies that help cover gaps left by major medical plans, such as accident, cancer, and hospital indemnity coverage. It also offers dental and vision plans designed to meet local needs. To complete a typical request, the agency reviews a client’s existing coverage, identifies potential out-of-pocket exposures, and then presents straightforward option comparisons so the client can make an informed choice.
Serving clients in Pharr, TX, this agency offers both one-time plan enrollment assistance and recurring policy review services. Supplemental insurance provides coverage for gaps left by major medical plans, helping with deductibles and out-of-pocket costs. Seniors and working families may access policies that pay cash benefits for hospital stays, accidents, or critical illnesses. Service runs on an as-needed basis, typically arranged by appointment for consultations or annual plan checkups.
B & B Insurance Agency LLC serves homeowners, businesses, and property managers in the Pharr, Texas area by offering supplemental insurance agent services. These plans help fill gaps left by primary policies, covering additional medical costs or property exposures. The agency assists clients in reviewing their existing coverage and identifying suitable supplemental options for added financial protection. This focused approach ensures local property owners and business operators receive appropriate support for their specific risk management needs. The company also extends its services to nearby communities throughout the McAllen metropolitan region.
Univista Insurance in Pharr, Texas, provides a range of supplemental insurance policies designed to cover gaps in primary health coverage. The company offers assistance with plan enrollment and maintains ongoing account management to help clients understand their benefits and filing procedures. Services typically address needs such as accident, critical illness, and hospital indemnity coverage. Univista Insurance supports clients with coverage for single-family homes, apartments, retail establishments, and restaurants in the local area.
Olympia Insurance Services, LLC, a commercial insurance specialist in Pharr, TX, provides supplemental insurance policies that help local business owners close coverage gaps in their primary plans. It also serves individual clients with policies that add financial layers for unexpected medical or accident costs. This agency assists those needing extra coverage after a hospital stay or when facing a serious diagnosis that strains existing health benefits during flu season.
As the summer heat intensifies in the Rio Grande Valley, many area residents seek additional financial protection against unexpected health events. J.O.A. Insurance Agency LLC in Pharr, TX, focuses on supplemental insurance options that help cover gaps left by major medical plans. The agency works directly with clients to explain policies addressing routine and non-routine care needs. A policy review and initial assessment of each individual's current coverage is scheduled during the first no-obligation meeting.
What Does a a Supplemental Insurance Agent in Pharr Cost?
Costs for supplemental insurance in Texas vary by plan type, age, and location. For example, Medigap Plan G in Pharr can range from $120 to $250 per month for a 65-year-old. Medicare Advantage plans may have low or zero monthly premiums but include copays and deductibles. This is general information, not insurance advice.
About supplemental insurance agents in Pharr
Supplemental insurance agents in Pharr, Texas help residents find policies that cover gaps in Medicare or employer health plans. Texas law requires agents to be licensed by the Texas Department of Insurance and to follow strict disclosure rules. These agents can explain how plans like Medigap or Medicare Advantage work under Texas regulations.
Frequently Asked Questions
What is a supplemental insurance agent in Pharr?
A supplemental insurance agent is a licensed professional who helps you buy policies that pay for costs not covered by Medicare or other health insurance. In Texas, agents must pass a state exam and complete continuing education to keep their license.
When can I enroll in a Medigap plan in Texas?
In Texas, you have a six-month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time, you can buy any Medigap policy without medical underwriting. After this period, insurers may deny coverage or charge higher premiums based on health.
Are there Texas laws that protect me when buying supplemental insurance?
Yes. Texas has a free look period of 30 days for Medicare supplement policies, allowing you to cancel for a full refund. Agents must also provide a buyer guide and outline of coverage before you purchase a policy.
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