The top-rated supplemental insurance agent in Chesapeake, Virginia is Centerville Insurance Agency, rated 4.9 stars across 154 reviews. Other highly rated options include Shawn Fischer - State Farm Insurance Agent, Ferguson Insurance Center, Garlow Insurance Agency - Nationwide Insurance. This directory lists 17 supplemental insurance agents serving Chesapeake.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Centerville Insurance Agency | 516 Innovation Dr Ste 301 | (757) 420-0006 |
| 2 | Shawn Fischer - State Farm Insurance Agent | 825 S Battlefield Blvd Ste B | (757) 482-8350 |
| 3 | Ferguson Insurance Center | 1407 Stephanie Way Ste A | (757) 201-3000 |
| 4 | Garlow Insurance Agency - Nationwide Insurance | 312 Cedar Lakes Dr suite 201 | (757) 548-1515 |
| 5 | Stephanie Grayson - State Farm Insurance Agent | 1111 Eden Way N | (757) 547-9323 |
| 6 | COVA Insurance | 638 Independence Pkwy Ste 220 | (757) 410-5800 |
| 7 | Nationwide Insurance: W T Jennings Insurance Agency Inc. | 676 Battlefield Blvd N Ste A | (757) 549-2447 |
| 8 | Coastal Financial Insurance Group | 616 Happy Acres Rd | (757) 350-6960 |
| 9 | Kursti Woolard Medicare Insurance Broker, Life & Annuity Agent | 103 Watson Rd | (757) 692-8438 |
| 10 | Virginia Farm Bureau Insurance Company | 552 S Battlefield Blvd | (757) 546-8000 |
Centerville Insurance Agency serves Chesapeake, Virginia, as a local supplemental insurance agent. It provides policies designed to fill gaps left by standard health or major medical coverage. Clients in the area work with the agency to address out-of-pocket costs from accidents, critical illnesses, or hospital stays. The company handles supplemental plans for specific health events, including cancer diagnosis coverage and hospital indemnity insurance.
Serving Chesapeake, Virginia, and the surrounding communities, Shawn Fischer operates as a supplemental insurance agent. This local agency handles policies designed to fill gaps left by primary health coverage, including options for accident, hospital, and critical illness plans. The agent works with clients to identify specific coverage needs and then presents suitable policy choices from available carriers. Typically, the agency begins each case with a thorough review of the client's existing benefits to determine where supplementary protection is lacking, then provides clear, itemized recommendations.
Ferguson Insurance Center in Chesapeake, VA, provides a range of services focused on supplemental insurance coverage, helping clients address gaps in their primary health or life policies. The agency offers guidance on policy selection and assists with claims or plan adjustments as client needs change. Its routine service includes reviewing existing coverage and explaining options for hospital indemnity, accident, or critical illness plans. The company serves a variety of properties and policyholders, including those in single-family homes, apartments, retail spaces, and restaurants.
Garlow Insurance Agency - Nationwide Insurance in Chesapeake, VA, serves homeowners, renters, and small business owners seeking supplemental insurance coverage. It helps clients fill gaps left by standard policies, such as accident, critical illness, or hospital indemnity plans. The agency provides personalized guidance to ensure individuals and families have appropriate financial protection for unexpected medical costs. This agent also extends its services to neighboring areas like Suffolk and the broader Hampton Roads metro region.
Some supplemental insurance policies offer one-time payments for specific events, while others provide recurring coverage through monthly renewals. In Chesapeake, VA, Stephanie Grayson - State Farm Insurance Agent supplies plans that help fill gaps left by major medical insurance. Clients can select from hospital indemnity, accident, or critical illness policies to manage out-of-pocket costs. Service arrangements depend on the policy chosen, with options running on a scheduled payment plan or as-needed basis for single-event claims.
Offering hospital indemnity, accident, and critical illness coverage, COVA Insurance serves as a supplemental insurance agent in Chesapeake, VA. It assists individuals in bridging gaps left by primary health plans by providing policies that pay cash benefits directly to policyholders for specific medical events. Guiding clients through plan selection and claims filing, this agency focuses on financial protection from unexpected out-of-pocket costs. This support proves especially valuable during open enrollment season when people reassess their healthcare budget and seek to manage risks associated with unforeseen hospitalization or recovery time.
Spring storms often leave Chesapeake homeowners evaluating gaps in their health and property coverage, and Nationwide Insurance: W T Jennings Insurance Agency Inc. addresses these concerns by providing supplemental insurance options that fill in where standard policies fall short. Supplemental policies can cover unexpected deductibles or copays for medical visits, critical illness events, or accident-related expenses. The agency guides clients through a no-obligation initial assessment to identify which supplemental products best suit their individual financial and health circumstances.
Coastal Financial Insurance Group serves clients in Chesapeake, VA, by offering core coverage options that address common financial gaps. Their supplemental insurance agency specializes in adding layers of protection beyond standard health or life policies. This helps individuals manage out-of-pocket expenses during unexpected medical events or recoveries. Businesses in the area often seek their assistance to bolster employee benefit packages. Commercial sectors they regularly support include professional offices, warehouse operations, and food service establishments.
Kursti Woolard Medicare Insurance Broker, Life & Annuity Agent offers supplemental insurance services to residents in and around Chesapeake, VA. The agency also provides commercial coverage options for small business owners and local professionals in the region. Each policy is designed to help clients manage out-of-pocket costs and fill gaps in their primary health or life plans. Agents personally follow up with existing clients between regular visits to review coverage changes or adjust benefits as needs evolve.
Homeowners, businesses, and property managers in Chesapeake, Virginia, turn to Virginia Farm Bureau Insurance Company for supplemental insurance solutions that address coverage gaps not filled by primary policies. The agency helps clients customize additional protection for assets and income, working within the neighborhood to explain options for accident, critical illness, or hospital indemnity plans. Its team serves the greater Hampton Roads area, including nearby communities such as Norfolk and Virginia Beach.
What Does a a Supplemental Insurance Agent in Chesapeake Cost?
Supplemental insurance costs in Virginia vary by plan type and carrier. For a Medicare Supplement Plan G a 65-year-old in Chesapeake might pay between 120 and 200 dollars per month. Dental and vision plans often cost 30 to 60 dollars monthly. Your age health and tobacco use affect the premium. This is general information not insurance advice.
About supplemental insurance agents in Chesapeake
Supplemental insurance agents in Chesapeake Virginia help residents fill gaps in their primary health coverage. These agents can explain Medigap plans that work with Medicare Parts A and B. Virginia law requires agents to be licensed by the State Corporation Commission and to follow specific marketing rules for Medicare products.
Frequently Asked Questions
What is a supplemental insurance agent in Chesapeake?
A supplemental insurance agent is a licensed professional who helps you buy policies that cover costs not paid by your main health insurance. In Chesapeake these agents often focus on Medicare Supplement plans and dental or vision policies.
When can I enroll in a Medigap plan in Virginia?
In Virginia you have a six-month Medigap Open Enrollment Period starting the month you turn 65 and enroll in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. Outside this window insurers may deny coverage based on health history.
Do Virginia agents have special rules for selling supplemental insurance?
Yes. Virginia agents must follow the Senior Market Sales Practice rules. They cannot use high-pressure sales tactics and must provide a clear outline of coverage. Agents must also disclose if they represent only one company or multiple carriers.
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