The top-rated supplemental insurance agent in Lynchburg, Virginia is Hedges Insurance Agency LLC, rated 4.9 stars across 91 reviews. Other highly rated options include Insurance Consultants of Lynchburg, Nelles Insurance Solutions, Parr Insurance Services- Lynchburg. This directory lists 17 supplemental insurance agents serving Lynchburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Hedges Insurance Agency LLC | 22491 Timberlake Rd | (434) 237-2021 |
| 2 | Insurance Consultants of Lynchburg | 22174 Timberlake Rd m | (434) 237-5926 |
| 3 | Nelles Insurance Solutions | 101 Duncraig Dr UNIT 108 | (434) 832-0332 |
| 4 | Parr Insurance Services- Lynchburg | 2154-B Wards Rd | (434) 528-8100 |
| 5 | Leech & Hicks, Inc. Insurance | 2504 Langhorne Rd | (434) 528-5855 |
| 6 | Taylor Insurance Agencies | 1840 Graves Mill Rd | (434) 385-1664 |
| 7 | Adams Insurance Agency Inc. | 7708 Timberlake Rd | (434) 455-4333 |
| 8 | Lindsey Blanks - Licensed Health Insurance Broker | 7315 Timberlake Rd | (434) 771-0512 |
| 9 | Andy Mathews Agency | 2782 Waterlick Rd | (434) 534-9004 |
| 10 | Brickhouse Medicare Solutions | 3109 Rivermont Ave | (434) 252-3889 |
Hedges Insurance Agency LLC serves the Lynchburg, VA area as a local supplemental insurance agent. The agency helps individuals and families close gaps in their primary health coverage with tailored plans. These supplemental policies are designed to ease the financial burden of unexpected medical events. The company works with clients to understand their specific needs and find appropriate coverage solutions. Common policies it handles include accident and hospital indemnity insurance.
Insurance Consultants of Lynchburg serves homeowners and local business owners in and around Lynchburg, Virginia, who are seeking supplemental insurance coverage to fill gaps left by standard health or property policies. It offers assistance with Medicare supplements, hospital indemnity, and critical illness plans, and it helps property managers protect rental income through tailored gap coverage. The firm also extends its services to clients in the Forest and surrounding Bedford County areas.
Nelles Insurance Solutions provides supplemental insurance coverage designed to fill the gaps left by major medical plans, serving clients in and around Lynchburg, Virginia. It offers ongoing policy support, including assistance with claims and routine plan reviews to ensure coverage remains aligned with changing needs. The agency works with individuals and businesses, servicing a variety of properties such as single-family homes, apartments, retail establishments, and restaurants.
Parr Insurance Services- Lynchburg serves clients in Lynchburg, Virginia, and the surrounding communities, handling supplemental insurance needs for individuals and families. The company focuses on policies that help cover expenses not paid by major medical plans, such as accident, critical illness, or hospital indemnity coverage. This local agent works directly with clients to identify gaps in their primary health insurance. To handle a typical job, an agent first reviews the client's current coverage, then explains available supplemental options and their benefits clearly, and finally assists with the enrollment process.
Leech & Hicks, Inc. Insurance operates in Lynchburg, VA, as a supplemental insurance agent. Such agents help clients bridge coverage gaps left by primary medical plans. A key distinction exists between their one-time service options, which address single short-term needs, and recurring service offerings that provide ongoing gap coverage over time. These supplemental policies typically pay benefits directly to the policyholder upon a covered event. All client service and policy administration is available on an as-needed basis.
When unexpected medical expenses arise for Lynchburg residents, supplemental insurance can help bridge coverage gaps for hospital stays or recovery periods. Taylor Insurance Agencies assists local policyholders by presenting various affordable plans designed to complement existing health insurance. An agent typically begins by reviewing a client’s current coverage and discussing personal health concerns to match suitable supplemental options. An initial fact-finding consultation precedes any formal quote or plan recommendation to assess specific needs. Insurance products discussed require a review of medical history as part of the application inspection process.
Adams Insurance Agency Inc. in Lynchburg, VA specializes in supplemental insurance products designed to fill gaps left by major medical plans, covering costs such as deductibles and copays. The agency serves local residents by explaining policy options and guiding them through the enrollment process. This type of coverage is particularly valuable during annual enrollment periods or when experiencing a significant life change like a new job or retirement.
Lindsey Blanks - Licensed Health Insurance Broker provides supplemental insurance services to residents in and around Lynchburg, Virginia. Commercial coverage is offered to local businesses seeking to fill gaps in employee health plans, with the same attentive service extended to individual clients. The agency takes time to explain policy details and compare available options so customers can make informed decisions. After an initial appointment, the office follows up periodically to review changing needs before scheduled renewal dates.
Andy Mathews Agency in Lynchburg, VA provides supplemental insurance solutions that help individuals manage out-of-pocket expenses not covered by major medical plans. The agency focuses on offering added protection through policies that can address gaps in existing coverage for unexpected health events. These plans may assist with income replacement or treatment costs during recovery. Commercial sectors such as offices, warehouses, and food service operations often utilize these supplemental policies to enhance their employee benefit packages.
Brickhouse Medicare Solutions is a supplemental insurance agent in Lynchburg, Virginia, known for helping individuals navigate Medicare plan options. It serves local residents by clarifying the differences between Medigap, Medicare Advantage, and Part D prescription drug plans. The agency assists clients during open enrollment and special enrollment periods, ensuring they understand coverage gaps and out-of-pocket costs. A specialty service it can add on is tailored consultations for those transitioning from employer-based insurance to Medicare.
What Does a a Supplemental Insurance Agent in Lynchburg Cost?
The cost of supplemental insurance in Virginia varies by plan type, age, and health status. For example, a Medicare Supplement Plan G in Lynchburg can range from 120 to 250 dollars per month for a 65-year-old. Accident and critical illness plans may cost between 20 and 80 dollars per month. These are estimates only. This information is general and not insurance advice.
About supplemental insurance agents in Lynchburg
Supplemental insurance agents in Lynchburg, Virginia help residents fill gaps in their primary health coverage. These agents can explain options like Medicare Supplement plans, which in Virginia must follow federal guidelines and state-specific enrollment rules. Local agents also offer policies for accident, cancer, and critical illness coverage to provide extra financial protection.
Frequently Asked Questions
What is a supplemental insurance agent in Lynchburg?
A supplemental insurance agent in Lynchburg helps you buy policies that cover costs not paid by your main health insurance. These agents are licensed by the Virginia State Corporation Commission. They can explain plans like Medicare Supplement, accident, and hospital indemnity insurance.
When can I enroll in a Medicare Supplement plan in Virginia?
In Virginia, you have a six-month Medigap open enrollment period that starts when you are 65 or older and enrolled in Medicare Part B. During this time, insurers cannot deny you coverage or charge more based on health conditions. After this period, you may face medical underwriting.
Do supplemental insurance agents in Lynchburg charge fees?
Most supplemental insurance agents in Lynchburg are paid by commissions from the insurance companies, not by you directly. However, some may charge a consultation fee. Always ask about any fees before you sign an application.
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