The top-rated supplemental insurance agent in Lynnwood, Washington is Mosaic Insurance Alliance, Llc, rated 4.9 stars across 814 reviews. Other highly rated options include Villa Insurance Group, Vern Fonk Insurance, Sea-Mountain Insurance. This directory lists 19 supplemental insurance agents serving Lynnwood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mosaic Insurance Alliance, Llc | 16108 Ash Way #201 | (425) 320-4280 |
| 2 | Villa Insurance Group | 20006 Cedar Valley Rd Ste. 202 | (425) 771-9000 |
| 3 | Vern Fonk Insurance | 3225 Alderwood Mall Blvd Suite D | (425) 434-4030 |
| 4 | Sea-Mountain Insurance | 19630 76th Ave W | (425) 775-1410 |
| 5 | Michelle Tullius: Allstate Insurance | 16418 7th Pl W Ste C | (425) 337-7151 |
| 6 | Lynnwood Ace Insurance & Retirement Services | 3301 184th St SW # 115 | (425) 678-6901 |
| 7 | Empire Insurance Brokers | 19401 40th Ave W #270 | (866) 774-1324 |
| 8 | Hood Insurance Agency, Inc | 17925 Hwy 99 Ste 202 | (425) 689-5855 |
| 9 | Josh Culotti - State Farm Insurance Agent | 18904 Hwy 99 H | (425) 776-0133 |
| 10 | The Pleasant Agency: Allstate Insurance | 4100 194th St SW #300 | (425) 775-1920 |
Mosaic Insurance Alliance, Llc serves Lynnwood and surrounding Snohomish County as a local supplemental insurance agent. This agency helps clients bridge gaps left by major medical coverage by offering policies that pay cash benefits directly to the insured. Common supplemental plans address expenses from accidents, critical illnesses, or hospital stays. Policyholders use these funds for deductibles, copays, or everyday bills during recovery. The agency specializes in accident and hospital indemnity insurance for residents of this area.
Villa Insurance Group provides supplemental insurance solutions in Lynnwood, WA, covering gaps left by primary health or life policies. Its services include helping clients navigate Medicare supplements, accident, and critical illness plans. The agency offers ongoing policy reviews and claims assistance to maintain coverage alignment with changing needs over time. Services are available for individuals residing in single-family homes, apartments, retail spaces, and restaurants.
At Vern Fonk Insurance in Lynnwood, Washington, clients gain access to specialized Medicare supplement plans, including Medigap policies that cover gaps in original Medicare. The agency also advises on long-term care insurance and hospital indemnity coverage, ensuring supplemental protection for routine and unexpected healthcare needs. By carefully matching clients with appropriate plans, it helps manage out-of-pocket costs and coverage limitations. As winter approaches, the office particularly assists seniors with navigating the annual Medicare open enrollment and understanding how Part B excess charges may affect their budgets.
Sea-Mountain Insurance serves homeowners, renters, and property managers in Lynnwood, Washington, by offering supplemental insurance coverage to help fill gaps left by standard policies. These plans can provide additional financial protection for medical expenses or property losses not fully covered elsewhere. The agency focuses on explaining policy options clearly so clients can select suitable plans for their needs. It also extends its supplemental insurance agent services to neighboring communities in Snohomish County, including the Edmonds area.
Serving Lynnwood, Washington, and the surrounding communities of Snohomish County, Michelle Tullius: Allstate Insurance handles supplemental insurance policies that help cover gaps left by primary health plans. These supplemental plans can provide additional financial support for deductibles, copays, and other out-of-pocket expenses not covered by major medical insurance. When assessing a client’s needs, the agent generally conducts a detailed review of the individual’s existing coverage to identify specific areas where a supplemental policy would offer practical financial protection.
Lynnwood Ace Insurance & Retirement Services helps clients distinguish between one-time policy enrollments and ongoing supplemental coverage that may require periodic adjustments. Supplemental insurance in Lynnwood, WA, typically addresses gaps left by primary health plans, such as accident, cancer, or critical illness protection. These plans offer financial support for deductibles, copays, and other out-of-pocket expenses not covered by major medical insurance. Service runs on a one-time, scheduled, or as-needed basis, depending on whether a policy is newly purchased, reviewed annually, or updated after a life change.
Empire Insurance Brokers in Lynnwood, WA offers supplemental insurance that fills gaps left by primary health plans, providing targeted coverage for dental, vision, and accident-related expenses. This local agency helps clients strengthen their financial safety net against unexpected medical costs. As winter’s seasonal illnesses and slip-and-fall injuries become more common, it assists with policies that can offset deductibles or copays for urgent care visits or emergency room treatment.
As the Pacific Northwest fall and winter months bring increased flu activity and seasonal accidents, residents of Lynnwood look to hood Insurance Agency, Inc for supplemental insurance agent services. These policies help cover gaps left by primary health or disability plans, addressing out-of-pocket costs for hospital stays or recovery time. Every local client relationship begins with a no-obligation initial assessment of their current coverage and specific personal needs.
Josh Culotti’s agency works with local clients in Lynnwood, Washington, to identify and fill gaps in their primary health coverage. As a supplemental insurance agent, he helps individuals and families obtain policies for life, accident, disability, or critical illness that standard plans may not include. Additional specialty add-ons such as hospital indemnity or cancer coverage can provide extra financial protection during serious medical events. This agency can serve a range of commercial sectors, including local offices, warehouses, and food service businesses.
The Pleasant Agency: Allstate Insurance serves residents in and around Lynnwood, Washington, offering supplemental insurance plans to address coverage gaps. Commercial policies are also available for local business owners and operators in the region. Their supplemental insurance products help clients manage out-of-pocket expenses, such as deductibles and copayments, that standard health insurance may not cover. After reviewing a client’s existing coverage, the agency typically schedules follow-up appointments to adjust plans as needs change, providing consistent support between routine policy reviews.
What Does a a Supplemental Insurance Agent in Lynnwood Cost?
Supplemental insurance costs in Washington vary by plan type, age, gender, and location. Medigap Plan G premiums for a 65-year-old in Lynnwood typically range from $120 to $250 per month. Dental or vision supplemental plans may cost $30 to $80 per month. Costs can change each year and differ between insurers. This is general information and not insurance advice.
About supplemental insurance agents in Lynnwood
Supplemental insurance agents in Lynnwood, Washington help residents find plans that fill gaps in Medicare or other health coverage. Washington state requires agents to be licensed and follow strict disclosure rules under RCW 48.17. These agents can explain Medigap plans, which must follow federal and state standards for guaranteed issue rights.
Frequently Asked Questions
What does a supplemental insurance agent in Lynnwood do?
A supplemental insurance agent helps you compare and enroll in plans like Medigap, dental, vision, or hospital indemnity insurance. They explain coverage options and costs based on your needs and Washington state regulations.
Are there special enrollment periods for Medigap in Washington?
Yes, Washington follows federal rules for Medigap open enrollment. You have a six-month period starting when you are 65 and enrolled in Medicare Part B. During this time, insurers cannot deny coverage or charge more for pre-existing conditions.
Do I need a license to sell supplemental insurance in Washington?
Yes, all insurance agents in Washington must hold a valid license from the Office of the Insurance Commissioner. They must also complete continuing education and follow consumer protection laws.