The top-rated supplemental insurance agent in Mountlake Terrace, Washington is Josh Culotti - State Farm Insurance Agent, rated 4.9 stars across 652 reviews. Other highly rated options include PALTA INSURANCE GROUP, Alex Bagdasarov - State Farm Insurance Agent, Farmers Insurance - Yvonne Spitzenberg. This directory lists 12 supplemental insurance agents serving Mountlake Terrace.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Josh Culotti - State Farm Insurance Agent | 5720 220th St SW B | (425) 771-2929 |
| 2 | PALTA INSURANCE GROUP | 22725 44th Ave W #207 | (206) 724-3973 |
| 3 | Alex Bagdasarov - State Farm Insurance Agent | 23601 56th Ave W Ste 500 | (206) 946-1986 |
| 4 | Farmers Insurance - Yvonne Spitzenberg | 6100 219th St SW Ste. 480 | (425) 329-4011 |
| 5 | MIIA Insurance | 6100 219th St SW Ste 480-370 | (425) 477-9292 |
| 6 | Dave Keen: Allstate Insurance | 6603 220th St SW Ste 101 | (425) 686-7801 |
| 7 | Jones-Taylor Insurance Group, LLC | 6100 219th St SW Ste. 480 | (425) 390-4035 |
| 8 | Premera Blue Cross Building 4 (Orcas) | 6813 220th St SW | (800) 722-1471 |
| 9 | Plaza Insurance Agency | 5505 230th St SW | (425) 778-2134 |
| 10 | Golden Insurance LLC | 24001 56th Ave W Ste D403 | (206) 512-8921 |
Josh Culotti - State Farm Insurance Agent in Mountlake Terrace, Washington, helps clients distinguish between one-time supplemental policies for specific events and recurring plans that provide ongoing financial protection. These supplemental insurance options bridge gaps left by primary health plans, covering out-of-pocket costs for accidents, critical illnesses, or hospital stays. Service for policy selection and enrollment runs on an as-needed basis, allowing clients to adjust coverage when their needs or life circumstances change.
PALTA INSURANCE GROUP serves Mountlake Terrace and Snohomish County as a supplemental insurance agent. This agency helps residents bridge gaps left by major medical plans, such as coinsurance and deductibles. It works with clients to identify policies that cover everyday health needs not included in standard coverage. An agent reviews individual situations to recommend appropriate plans for predictable expenses like hospital stays or outpatient care. Specific services here include Medicare supplement and accident insurance policies.
Alex Bagdasarov - State Farm Insurance Agent provides supplemental insurance, including accident, critical illness, and hospital indemnity policies, to help fill gaps in primary health coverage. Service and maintenance plans focus on annual policy reviews, claims assistance, and personalized guidance for changing needs. Clients in Mountlake Terrace, WA, are served, including those with single-family homes, apartments, retail spaces, and restaurants.
Homeowners, businesses, and property managers in Mountlake Terrace turn to Farmers Insurance - Yvonne Spitzenberg for supplemental insurance agent services. These professionals help clients fill gaps in primary policies by offering additional coverage options that address specific financial vulnerabilities. The agency focuses on providing tailored solutions to protect assets and manage unexpected costs. Beyond Mountlake Terrace, the operation provides similar support to residents and property owners across the nearby communities of Lynnwood and the greater Snohomish County metro area, ensuring broader local access to supplemental coverage.
MIIA Insurance in Mountlake Terrace, WA helps individuals navigate the difference between one-time policy purchases and recurring coverage plans, with an emphasis on supplemental insurance that fills gaps in primary health or life policies. Their services focus on offering options that cover unexpected medical costs, critical illness events, or accident-related expenses not fully addressed by major medical plans. Clients can arrange meetings or policy reviews on a scheduled, one-time, or as-needed basis according to their current needs.
As a supplemental insurance agent, Dave Keen: Allstate Insurance offers specialized policies such as accident, critical illness, and hospital indemnity coverage to residents of Mountlake Terrace, WA. Its general service work includes helping clients evaluate their existing plans to identify gaps in protection and then pairing them with an appropriate supplemental plan. This agency advises on how supplemental insurance can offset out-of-pocket costs from deductibles and copays, which can be especially valuable during cold and flu season when unexpected medical visits occur.
As open enrollment ends or major life changes occur in Mountlake Terrace, local residents often seek clarity on what Medicare or employer plans do not cover. Jones-Taylor Insurance Group, LLC helps fill those gaps by offering supplemental insurance policies that address out-of-pocket costs for hospital stays, skilled nursing, or unexpected medical events. Their brokers review existing coverage to identify specific exposure areas, then recommend suitable supplementary plans from available carriers. An initial in-person or virtual consultation is scheduled to verify personal needs before any formal proposal is presented.
Located in Mountlake Terrace, Washington, this agency serves Snohomish County and the greater Puget Sound region, offering supplemental insurance solutions to individuals and families in surrounding communities. It helps clients navigate Medicare gaps, hospital indemnity, and accident policies that work alongside primary health coverage. Every client situation is assessed individually, with agents taking time to compare available plans and explain how different policies address specific gaps in coverage. The agency uses a consultative, step-by-step approach to help each person select a plan that fits their healthcare needs and budget.
Plaza Insurance Agency provides general supplemental insurance solutions for individuals and businesses, specializing in add-on policies that cover gaps left by standard health plans. These supplemental offerings can include dental, vision, critical illness, and accident insurance, helping clients manage out-of-pocket expenses. Serving the Mountlake Terrace, Washington area, the agency supports diverse commercial sectors, including office workplaces, warehouses, and food service establishments that require tailored coverage options for their employees.
Golden Insurance LLC serves residential clients in Mountlake Terrace, Washington, by providing supplemental insurance coverage that helps fill gaps left by primary health plans. The agency also offers commercial supplemental policies for local small businesses. Its service area covers Mountlake Terrace and nearby communities in Snohomish County. Each policyholder receives clear explanations of benefits during enrollment. The agent regularly schedules follow-up appointments to review coverage needs and adjust plans as necessary between the client’s standard benefit periods.
What Does a a Supplemental Insurance Agent in Mountlake Terrace Cost?
Supplemental insurance agent services in Washington are typically free to you because the agent earns a commission from the insurance company. Plan premiums vary widely for example a Medicare Supplement Plan G in Mountlake Terrace can cost between 120 and 250 dollars per month depending on age and health. Some policies like dental or vision plans may have lower premiums around 30 to 60 dollars per month. This is general information and not insurance advice.
About supplemental insurance agents in Mountlake Terrace
Supplemental insurance agents in Mountlake Terrace Washington help residents choose policies that fill gaps in Medicare or employer coverage. Washington state law requires agents to be licensed through the Office of the Insurance Commissioner. These agents can explain how local medical costs and network options affect your plan choice.
Frequently Asked Questions
What is a supplemental insurance agent in Mountlake Terrace?
A supplemental insurance agent helps you buy policies like Medicare Supplement or dental plans. They are licensed in Washington and can compare plans from different carriers. They do not work for a single company so they can show you multiple options.
Do I need a supplemental insurance agent in Washington?
Washington residents often use an agent to avoid mistakes in Medicare enrollment periods. An agent can explain the Washington state guarantee issue rules and help you avoid late enrollment penalties. This can save you money and ensure you get the coverage you need.
How do I find a supplemental insurance agent in Mountlake Terrace?
You can search the Washington State Office of the Insurance Commissioner website for licensed agents near Mountlake Terrace. Many agents offer free consultations to review your current coverage. Look for an agent with experience in Medicare supplement plans.