The top-rated supplemental insurance agent in Richland, Washington is Bauder & Associates, LLC American Family Insurance, rated 5.0 stars across 59 reviews. Other highly rated options include Legacy One Insurance, Marsh McLennan Agency, Matt Sept - COUNTRY Financial Agent. This directory lists 12 supplemental insurance agents serving Richland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bauder & Associates, LLC American Family Insurance | 430 George Washington Way #104 | (509) 420-5152 |
| 2 | Legacy One Insurance | 750 Swift Blvd Suite #2 | (509) 943-9999 |
| 3 | Marsh McLennan Agency | 390 Bradley Blvd | (509) 946-6161 |
| 4 | Matt Sept - COUNTRY Financial Agent | 1955 Jadwin Ave Suite 410 | (509) 430-8484 |
| 5 | Crigler Insurance Agency | 1301-B George Washington Way | (509) 946-4620 |
| 6 | John Donovan - Insurance Agent | 110 Gage Blvd #205 | (509) 378-1205 |
| 7 | Tri City Insurance and Mortgages | 925 Stevens Dr | (509) 392-8346 |
| 8 | Julia Ward - COUNTRY Financial Agent | 1901 George Washington Way a | (509) 491-6058 |
| 9 | Unlimited Health Insurance Agency | 2500 Aileron Ln | (509) 516-1507 |
| 10 | Advisor Health Benefits Group, LLC | 1446 Spaulding Ave | (509) 524-9611 |
Bauder & Associates, LLC American Family Insurance offers a range of supplemental insurance policies designed to help individuals cover expenses beyond standard health coverage. Its service approach focuses on guiding clients through plan selection and providing ongoing support for policy questions or claims. The company regularly reviews clients’ existing coverage to identify potential gaps. As a local supplemental insurance agent in Richland, Washington, it primarily serves single-family homes, apartments, retail businesses, and restaurants in the area.
Legacy One Insurance serves residents of the Richland, WA area as a supplemental insurance agent. The company helps clients navigate policies that cover out-of-pocket costs not paid by primary health plans, including hospital stays, accident expenses, and critical illness treatments. These plans are designed to provide financial support during medical events, easing the burden of deductibles and copayments. Legacy One Insurance handles individual cancer and accident insurance plans in this region.
Marsh McLennan Agency serves homeowners, businesses, and property managers in Richland, Washington, seeking supplemental insurance solutions. The agency assists clients in filling gaps left by primary health, life, or disability coverage with tailored policy options. They guide customers through enrollment and claims support for accident, critical illness, and hospital indemnity plans. Supplemental insurance helps manage out-of-pocket expenses from deductibles and coinsurance in the Tri-Cities area. The agency also extends its services to nearby Kennewick and Pasco.
Matt Sept with COUNTRY Financial serves clients in Richland, Washington, and the surrounding Tri-Cities communities. As a supplemental insurance agent, the office assists individuals in finding policies that help cover gaps left by standard health or life coverage. Their typical service areas include residents and families seeking financial protection against unexpected medical costs or income loss. The general approach used is to meet with clients personally to assess their specific coverage needs, then present clearly explained insurance options that fit their individual budget and circumstances.
Crigler Insurance Agency in Richland, WA differentiates between one-time fixed policies and recurring supplemental coverage that renews to adapt to changing needs, offering clients tailored protection for health gaps. This agency focuses on bridging expenses not covered by primary medical plans, including accident or hospital indemnity benefits. Service operates on both a one-time enrollment basis for initial plans and a scheduled renewal cycle, with as-needed adjustments available when policyholders experience a qualifying life event.
John Donovan - Insurance Agent offers supplemental insurance plans designed to fill gaps left by primary health coverage, focusing on policies for accident, critical illness, and hospital indemnity. The agency further assists residents of Richland, WA with understanding and enrolling in Medicare supplement options to reduce out-of-pocket medical costs. As tax season approaches, many clients seek help ensuring their coverage remains aligned with new annual deductibles and out-of-pocket maximums.
As the seasons shift and winter weather arrives in Richland, residents often face unexpected gaps in their coverage. Tri City Insurance and Mortgages helps local families find supplemental insurance policies that address these needs during open enrollment periods. This agency focuses on explaining plan options so clients can choose additional protection for their health or finances. After reviewing personal circumstances, an agent schedules an initial assessment to examine current policies and identify any missing layers of coverage.
Julia Ward with COUNTRY Financial provides general supplemental insurance solutions in Richland, Washington, and then specializes in offering add-on policies such as accident, critical illness, and hospital indemnity coverage. These supplemental plans help fill gaps that major medical insurance may leave. The agency serves various commercial sectors needing additional protection, including local offices, warehouses, and food service operations.
Unlimited Health Insurance Agency serves residents in and around Richland, Washington, helping individuals select supplemental plans that address gaps in primary coverage. The agency also assists local businesses by advising on commercial supplemental options for their group policies. Service extends throughout the greater Tri-Cities area, with appointments available to discuss specific needs. Clients who choose a plan can rely on continued support between regular visits, as the agency provides follow-up assistance with claims and policy questions as they arise.
Advisor Health Benefits Group, LLC is known in Richland, WA for assisting clients with supplemental insurance options that help cover out-of-pocket medical expenses standard health plans may not address. Its service range includes guiding individuals through plan comparisons for dental, vision, and life coverages. The company works to explain how these products can fill specific gaps in existing health plans. Closing existing coverage gaps for critical illness events is an specialty service it can add on as an endorsement.
What Does a a Supplemental Insurance Agent in Richland Cost?
Supplemental insurance costs in Washington vary by plan type age and location. Medigap Plan G premiums for a 65-year-old in Richland typically range from $120 to $200 per month. Hospital indemnity plans may cost $30 to $80 per month. These are general estimates and your actual cost depends on the policy and your personal situation. This is general information not insurance advice.
About supplemental insurance agents in Richland
Supplemental insurance agents in Richland Washington help residents find policies that fill gaps in Medicare or major medical coverage. Washington state law requires agents to be licensed through the Office of the Insurance Commissioner. Local agents understand the Tri-Cities healthcare market and can guide you through plans like Medigap or hospital indemnity insurance.
Frequently Asked Questions
What is a supplemental insurance agent in Richland?
A licensed professional who helps you buy private insurance policies to cover costs not paid by Medicare or your primary health plan. In Washington agents must pass a state exam and complete continuing education every two years.
When can I enroll in a Medigap plan in Washington?
You have a six-month open enrollment period starting the month you turn 65 and enroll in Medicare Part B. During this time insurers cannot deny coverage or charge higher premiums based on health conditions.
Do Washington agents charge fees for their services?
Most supplemental insurance agents are paid by commissions from the insurance company, not by you. However Washington law requires agents to disclose any fees or compensation before you buy a policy.