The top-rated supplemental insurance agent in Spokane, Washington is All Lines Insurance, rated 4.9 stars across 796 reviews. Other highly rated options include North Town Insurance, Western Insurance Associates, Affordable Insurance. This directory lists 18 supplemental insurance agents serving Spokane.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | All Lines Insurance | 6404 N Monroe St | (509) 327-1658 |
| 2 | North Town Insurance | 5727 N Division St | (509) 483-3030 |
| 3 | Western Insurance Associates | 608 N Maple St | (509) 279-0999 |
| 4 | Affordable Insurance | 1514 W Northwest Blvd | (509) 279-2100 |
| 5 | Legacy Insurance LLC | 7307 N Division St # 303 | (509) 960-2550 |
| 6 | Dan Hoffman Insurance Agency | 6105 N Astor St | (509) 482-2994 |
| 7 | Jorgensen Insurance Agency | 816 W Francis Ave PMB#551 | (509) 563-4413 |
| 8 | Trish Harrison Medicare Insurance Broker | 808 E Sprague Ave Suite 220 | (509) 903-9675 |
| 9 | Kraft Insurance | 3151 E 29th Ave Suite 202 | (509) 343-5555 |
| 10 | The Advisors Insurance Agency | 601 W Riverside Ave Ste 230 | (509) 928-1111 |
All Lines Insurance in Spokane, Washington, provides a full range of supplemental insurance coverage to address gaps in standard health and income protection plans. Its service includes assistance with policy review and claims support to help clients maintain their coverage without unexpected lapses. The agency serves various property types, including single-family homes, apartment complexes, retail businesses, and restaurants.
North Town Insurance serves the greater Spokane, Washington area as a supplemental insurance agent. It provides policies designed to help cover out-of-pocket expenses not paid by primary health insurance plans. These plans typically offer direct benefits to policyholders for specific medical events. The company assists clients with understanding differences between Medigap and Medicare Advantage options available locally. Dental and vision supplemental plans are two specific services it handles in this region.
Western Insurance Associates provides supplemental insurance solutions in the Spokane, Washington area. Its services help clients cover gaps left by standard health policies, with tailored plans addressing specific needs such as accident, critical illness, or hospital indemnity coverage. The company also offers routine policy reviews to ensure ongoing alignment with changing circumstances. Administrative support includes straightforward claims filing assistance and plan maintenance options. Typical properties served include single-family homes, apartment communities, retail storefronts, and local restaurants.
Affordable Insurance serves homeowners, renters, and small business owners in Spokane who want to fill coverage gaps left by major medical plans. It offers supplemental insurance policies designed to cover deductibles, copays, and other out-of-pocket healthcare expenses. These plans also help protect personal income during unexpected illness or injury. Each policy is tailored to fit the specific needs of working families and self-employed individuals in eastern Washington. The company additionally serves clients in the nearby community of Liberty Lake.
Serving Spokane, WA, and the surrounding Inland Northwest communities, Legacy Insurance LLC handles supplemental insurance needs for local residents. These policies help fill gaps left by primary health and Medicare coverage, often addressing expenses like deductibles and copays. The company focuses on guiding clients through plan comparisons for hospital, accident, or critical illness coverage. A typical job begins with a comprehensive needs assessment, followed by a straightforward presentation of plan options tailored to the client’s current medical and financial situation.
Dan Hoffman Insurance Agency serves the Spokane, Washington area by offering supplemental insurance policies that bridge gaps left by primary health coverage. Clients choose between one-time products and recurring service options, with each tailored to individual needs. Their supplemental coverage helps manage copays, deductibles, and other out-of-pocket medical expenses. This support provides financial peace of mind for unexpected healthcare costs. Service at the agency is available on an as-needed basis for policy reviews, questions, or new enrollments.
Jorgensen Insurance Agency in Spokane specializes in supplemental insurance products that fill the gaps left by primary health plans, offering policies designed to cover deductibles, copays, and out-of-pocket expenses. It generally serves individuals and families seeking financial protection against unexpected medical costs, helping them coordinate benefits with existing coverage. During the winter and flu season, the agency assists clients with claims for urgent care visits or hospital stays that Medicare or standard insurance might only partially cover.
Trish Harrison Medicare Insurance Broker helps residents in Spokane, Washington, navigate supplemental insurance options to fill gaps in their existing Medicare coverage. The company focuses on assisting clients with selecting appropriate Medigap and Medicare Advantage plans that address individual healthcare needs. Its service extends to local commercial sectors, including office workers, warehouse employees, and those in food service environments.
Winter weather in Spokane can create unexpected health and recovery costs. Kraft Insurance helps local residents address these financial gaps by working as a supplemental insurance agent. Their consultations focus on explaining how added policies can cover co-pays, deductibles, and other expenses that primary health plans leave behind. They tailor recommendations to individual budgets and coverage needs. The process begins with a straightforward review of a client’s existing medical plan and financial goals. An initial in-person or phone assessment follows, where specific supplemental options are presented for consideration.
The Advisors Insurance Agency in Spokane provides supplemental insurance solutions for residential clients, helping cover gaps in standard health policies. It also offers commercial coverage to local businesses seeking additional protection for their employees. Serving the Spokane area, the agency focuses on personalized consultations to identify individual needs. Clients often appreciate the clear guidance provided during the initial enrollment process. Follow-up service ensures policies remain suitable, and repeat visits between regular reviews help adjust coverage when circumstances change.
What Does a a Supplemental Insurance Agent in Spokane Cost?
Supplemental insurance agent services in Washington are typically free to consumers because agents earn commissions from insurance companies. The cost of a Medigap plan in Spokane ranges from about 100 to 300 dollars per month depending on age gender and plan type. Medicare Advantage plans often have low or zero monthly premiums but include copays and deductibles. This is general information and not insurance advice.
About supplemental insurance agents in Spokane
Supplemental insurance agents in Spokane Washington help residents find policies that fill gaps in Medicare or employer health coverage. Washington state law requires agents to be licensed through the Office of the Insurance Commissioner. Local agents can explain plans like Medicare Supplement Medigap or Medicare Advantage available in Spokane County.
Frequently Asked Questions
What does a supplemental insurance agent in Spokane do?
A supplemental insurance agent helps you compare and enroll in plans that cover costs not paid by original Medicare or your group health plan. They explain policy benefits premiums and exclusions. Agents must follow Washington state insurance regulations and disclose their license status.
Is there a time limit to enroll in a Medigap plan in Washington?
Yes Washington state follows federal rules for Medigap open enrollment. You have a six month period starting when you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting.
Can a Spokane agent help with Medicare Advantage plans?
Yes many Spokane agents are licensed to sell Medicare Advantage plans also called Part C. These plans replace original Medicare and often include prescription drug coverage. Agents can show you which plans are available in Spokane County for the current year.