Effective Date: May 2026
Last Updated: May 2026
These Terms of Service ("Terms") govern your use of BeforeInsuranceUSA.com ("the Site"), owned and operated by Page One Biz LLC ("we," "us," or "our"). By accessing or using the Site, you agree to be bound by these Terms.
Use of the Site
BeforeInsuranceUSA.com is a free informational directory. You may use the Site to browse insurance agent listings and related information for personal, non-commercial purposes. You agree not to use the Site for any unlawful purpose or in any way that could damage, disable, or impair the Site.
No Insurance Advice
The information on this Site is for general informational purposes only and does not constitute insurance advice. We are not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is created by using this Site. You should consult directly with a licensed insurance professional before making any insurance decisions.
Accuracy of Information
Agent listings are compiled from publicly available sources including state department of insurance records and business directories. While we strive for accuracy, we do not guarantee that any information on the Site is complete, current, or error-free. We do not verify agent licensing, credentials, or disciplinary status. Always verify agent information with your state department of insurance.
No Endorsement
The inclusion of any agent on this Site does not constitute an endorsement, recommendation, or referral. No agent has paid for, authorized, or approved their listing. Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA.
Intellectual Property
All content on this Site, including text, design, and code, is the property of Page One Biz LLC and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works from any content on this Site without our express written permission.
Third-Party Links
The Site may contain links to third-party websites. We are not responsible for the content, privacy practices, or availability of any linked sites.
Limitation of Liability
To the fullest extent permitted by law, Page One Biz LLC shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Site or reliance on any information provided on the Site.
Indemnification
You agree to indemnify and hold harmless Page One Biz LLC from any claims, damages, losses, or expenses arising from your use of the Site or violation of these Terms.
Changes to Terms
We reserve the right to modify these Terms at any time. Continued use of the Site after changes constitutes acceptance of the updated Terms.
Governing Law
These Terms are governed by the laws of the State of Wyoming, without regard to its conflict of law provisions.
Contact
For questions about these Terms, contact us at [email protected].