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Find Title Insurance Companies Near You in Chico, CA
Directory of title insurance companies in Chico, California. Verify credentials with the state department of insurance before hiring.
4 agents listed
Updated May 2026
Chico, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 4 title insurance companies in Chico, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Timios Title
1058 Mangrove Ave, Chico, CA 95926
(530) 349-4781
timios.com
Mid Valley Title & Escrow Company
601 Main St, Chico, CA 95928
(530) 893-5644
local.firstam.com
Old Republic Title
500 Wall St, Chico, CA 95928
(530) 894-2612
oldrepublictitle.com
Fidelity National Title
1263 Esplanade STE C, Chico, CA 95928
(530) 630-6180
fntnorthstate.com
Title insurance companies in Chico California help homebuyers and sellers protect against property ownership disputes. California law requires title insurers to be licensed by the Department of Insurance. Local companies in Butte County can perform title searches and issue policies that cover liens or defects in the chain of title.
What Does a Title Insurance Company in Chico Cost?
In California, the cost of a title insurance policy is usually a one-time fee paid at closing. For a home priced around $500,000 in Chico, the owner's policy can range from $1,500 to $3,000. Lender's policies are often discounted. Rates are regulated by the California Department of Insurance and vary by county and property value. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a title insurance company do in Chico?
A title insurance company in Chico researches public records to verify property ownership and identify any liens or claims. They then issue a policy that protects the buyer or lender against future legal challenges to the title. This process follows California Civil Code Section 1095 and other state regulations.
How long does a title search take in California?
A standard title search in California usually takes 5 to 10 business days. Delays can occur if there are complex property histories or multiple recorded documents. The title company will provide a preliminary report before closing.
Is title insurance required in California?
Lenders typically require a lender's title policy to protect their investment. A buyer's owner policy is optional but strongly recommended. California law does not mandate owner's title insurance, but it can prevent costly disputes.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.