The top-rated title insurance company in Sacramento, California is First Central Insurance Agency & DMV SERVICES, rated 4.9 stars across 234 reviews. Other highly rated options include First American Title Company, Placer Title Company, Stewart Title of California, Inc. – Sacramento. This directory lists 16 title insurance companys serving Sacramento.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | First Central Insurance Agency & DMV SERVICES | 5500 Madison Ave suite e | (916) 482-6300 |
| 2 | First American Title Company | 1 Parkcenter Dr Suite 120 | (916) 489-5800 |
| 3 | Placer Title Company | 4301 Freeport Blvd | (916) 736-1420 |
| 4 | Stewart Title of California, Inc. – Sacramento | 3461 Fair Oaks Blvd #150 | (916) 484-6500 |
| 5 | Chicago Title Company | 2100 11th Ave | (916) 861-8360 |
| 6 | Fidelity National Title Company | 3620 Fair Oaks Blvd #200 | (916) 488-6911 |
| 7 | Orange Coast Title Co | 701 University Ave #110 | (916) 648-0290 |
| 8 | Stewart Title of California, Inc. - Midtown | 730 Alhambra Blvd #202 | (916) 492-7220 |
| 9 | Old Republic Title | 2580 Fair Oaks Blvd Suite 18 | (916) 614-9030 |
| 10 | Stewart Title Company of Sacramento County 4415 Freeport Blvd | 4415 Freeport Blvd | (916) 393-1041 |
First Central Insurance Agency & DMV SERVICES provides title insurance services to the Sacramento, California metro and surrounding county area. The company assists clients with property ownership protection by researching land records and resolving encumbrances before closing a real estate transaction. It also handles the issuance of title policies that shield lenders and homebuyers from undisclosed claims. As part of its broad services, the agency manages escrow coordination and examines chain-of-title documents necessary for smooth property transfers.
First American Title Company in Sacramento, California is known for managing the complexities of real estate transactions. Its comprehensive service range includes title searches, examinations, and escrow coordination to ensure clear property ownership for buyers and lenders. They also issue title insurance policies that protect against potential claims and legal disputes over property boundaries or liens. For increased transaction security, this company can additionally prepare specific endorsements to address unique risks on a given property deed.
Placer Title Company serves the Sacramento, California, metro area as a title insurance provider. The company manages the examination of property records to ensure clear ownership before real estate closings. It issues title insurance policies that protect buyers and lenders against future legal claims on a property. Additionally, Placer Title coordinates escrow services to facilitate secure funds and document transfers during residential and commercial transactions. Specific services handled in this area include title searches and the issuance of lender’s and owner’s title insurance policies.
Stewart Title of California, Inc. – Sacramento provides escrow and title insurance services for real estate transactions in the greater Sacramento area. It offers ongoing account support and document management to ensure clear property ownership throughout the closing process. For existing customers, the company provides maintenance plans that include policy updates and risk monitoring for previously insured parcels. The firm services single-family homes, apartment complexes, retail centers, and restaurants.
Chicago Title Company serves homeowners, businesses, and property managers throughout Sacramento, California, by providing title insurance and escrow services that help protect real estate investments. The company conducts thorough title searches to identify potential ownership issues prior to closing, ensuring clear transfer of property rights. It also facilitates smooth settlement processes for residential and commercial transactions. In addition to serving Sacramento proper, Chicago Title Company extends its coverage to the neighboring community of Elk Grove, assisting clients with title needs across that part of the metro area.
Fidelity National Title Company provides comprehensive title insurance services for real estate transactions in Sacramento, California. Services typically include title searches, examinations, and the issuance of title insurance policies to protect lenders and property owners. The company also facilitates escrow coordination and closing services to ensure smooth property transfers. Maintenance and support plans focus on ongoing risk mitigation and title defect resolution for existing insured properties. Fidelity National Title Company serves a diverse range of property types, including single-family homes, apartments, retail, and restaurants.
Serving Sacramento and its surrounding communities in California, Orange Coast Title Co manages real estate title insurance transactions from initial search through policy issuance. The company oversees title searches to verify legal ownership, examines public records for liens or encumbrances, and resolves any defects found before closing. It conducts escrow coordination and facilitates final document recording. For a typical job, the company systematically reviews history, clears issues, and delivers
Stewart Title of California, Inc. - Midtown provides title insurance services for real estate transactions, distinguishing between one-time owner’s policies that protect a property buyer’s ownership rights and recurring lender’s policies that safeguard a mortgagee’s financial interest during the loan period. Coverage ensures that title defects, liens, or encumbrances discovered after closing are addressed. Based in Sacramento, California, the company assists clients with both residential and commercial property transfers. Title searches, escrow coordination, and policy issuance services are offered on an as-needed basis for each transaction.
Serving as a title insurance company in Sacramento, Old Republic Title provides specialized services including title searches, examinations, and the issuance of policies that protect lenders and property buyers from potential ownership disputes. It also facilitates escrow and closing services, ensuring smooth real estate transactions for residential and commercial clients. As the spring home-buying season accelerates demand for timely document processing, this company helps local homeowners navigate the complexities of securing clear title before completing a sale.
During the active real estate seasons typical of Sacramento County, securing a property’s title history is a critical step in any transaction. Stewart Title Company of Sacramento County, located at 4415 Freeport Blvd, provides essential title insurance services that protect buyers and lenders against potential claims or defects. Their team examines public records, clears ownership questions, and issues policies that facilitate smooth closings for residential and commercial properties. The initial step for any client involves a thorough review of the property’s chain of title by a trained examiner.
What Does a a Title Insurance Company in Sacramento Cost?
In California, the cost of title insurance is regulated by the state and is based on the property purchase price. For a typical Sacramento home priced around 500,000 dollars, the owner's policy may cost between 2,000 and 3,500 dollars, while the lender's policy is often lower. Costs include the title search, examination, and issuance fees. This is general information and not insurance advice.
About title insurance companys in Sacramento
A title insurance company in Sacramento provides essential services to protect property buyers and lenders against title defects and ownership disputes. In California, title insurance is regulated by the California Department of Insurance and must comply with specific state laws, including the requirement for a preliminary title report before closing. Local Sacramento companies often handle complex issues like historical easements and water rights common in Northern California.
Frequently Asked Questions
What does a title insurance company do in Sacramento?
A title insurance company researches public records to verify property ownership and identify any liens or encumbrances. They issue a title insurance policy that protects the buyer and lender from future claims against the property. In California, the company must provide a preliminary report within a reasonable time before closing.
How long does a title search take in California?
A standard title search in California typically takes 5 to 10 business days. However, complex properties with multiple owners or historical issues may require additional time. The process is governed by California Civil Code sections that outline disclosure requirements.
Is title insurance required in California?
Lenders almost always require a lender's title insurance policy to protect their investment. A buyer's policy is optional but strongly recommended to protect your ownership rights. California law does not mandate a buyer's policy, but it is standard practice in most real estate transactions.
Title Insurance Companys in Other California Cities
Alhambra · Anaheim · Arcadia · Bakersfield · Baldwin Park · Beaumont · Burbank · Calexico · Carlsbad · Cathedral City · Ceres · Chino · Chula Vista · Claremont · Clovis