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Compare title insurance companies in Santa Cruz. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Santa Cruz, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 4 title insurance companies in Santa Cruz, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
First American Title Company
330 Soquel Ave, Santa Cruz, CA 95062
(831) 426-6500
local.firstam.com
Stewart Title of California, Inc. - South Bay Santa Cruz
1541 Pacific Ave D, Santa Cruz, CA 95060
(831) 426-1711
stewart.com
WFG National Title Insurance Company
9000 Soquel Ave STE 102, Santa Cruz, CA 95062
(831) 231-1670
wfgtitle.com
Old Republic Title
511 Water St, Santa Cruz, CA 95060
(831) 421-0715
oldrepublictitle.com
Title insurance companies in Santa Cruz California provide essential protection for real estate buyers and lenders. They search public records to verify property ownership and identify any liens or encumbrances. Under California law title insurance policies are regulated by the California Department of Insurance and must meet specific standards for coverage.
What Does a Title Insurance Company in Santa Cruz Cost?
Title insurance costs in California are regulated by the state and vary by the purchase price of the property. For a typical single-family home in Santa Cruz with a purchase price of 1 million dollars the owner policy might cost around 3500 to 4500 dollars. The lender policy is often a separate fee. Costs also depend on the title company and any endorsements requested. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a title insurance company do in Santa Cruz?
A title insurance company performs a title search to confirm the seller has legal ownership of the property. It then issues a policy that protects the buyer or lender against future claims or defects in the title. This process is required by most lenders in California.
How long does a title search take in Santa Cruz County?
A standard title search in Santa Cruz County typically takes three to five business days. The timeline can vary based on the complexity of the property history and the volume of records at the county recorder office. California law does not set a specific time limit for the search but escrow timelines often require completion within 30 days.
Are there different types of title insurance policies in California?
Yes California has two main types: a lender policy and an owner policy. The lender policy protects the mortgage lender and is usually required. The owner policy protects the buyer and is optional but recommended. Both are governed by California Insurance Code Sections 12340 to 12340.13.
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Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.