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Title Insurance Companies in Fernandina Beach, FL

Compare title insurance companies in Fernandina Beach. Review contact information and insurance categorys before you decide.

5 agents listed
Updated May 2026
Fernandina Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 5 title insurance companies in Fernandina Beach, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Landmark Title Fernandina Office
960185 Gateway Blvd STE 109, Fernandina Beach, FL 32034
(904) 998-9733 landmarktitle.com
Nassau Blue Ocean Title, LLC
2227 Sadler Rd, Fernandina Beach, FL 32034
(904) 491-4777 blueoceantitle.com
Estrella Insurance
474268 E State Rd 200, Fernandina Beach, FL 32034
(904) 432-8736 agents.estrellainsurance.com
Golden Dog Title & Trust
961687 Gateway Blvd STE 201J, Fernandina Beach, FL 32034
(904) 875-4614 goldendogtitle.com
Guardian Title Co
95758 Amelia Concourse, Fernandina Beach, FL 32034
(904) 992-1162 guardiantti.com

What Does a Title Insurance Company in Fernandina Beach Cost?

In Florida, the cost of a title insurance policy is regulated and based on the property purchase price. For a typical home priced between 200,000 and 400,000 dollars, the owner policy premium often ranges from 1,000 to 2,500 dollars. Lender policies cost less, usually a few hundred dollars. Additional fees for title search, settlement, and recording may apply. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a title insurance company do in Fernandina Beach?
A title insurance company performs a title search to find any liens, encumbrances, or ownership issues on a property. It then issues a policy that protects the buyer or lender against future claims. In Florida, the company also often handles the closing process and escrow.
Is title insurance required in Florida?
Lenders typically require a lender title insurance policy to protect their investment. A buyer policy is optional but recommended for full protection. Florida law does not mandate title insurance, but it is a standard part of real estate transactions.
How long does a title search take in Fernandina Beach?
A title search usually takes three to five business days in Nassau County. The time can vary based on property complexity and the volume of records. The title company then prepares a commitment letter before closing.