The top-rated title insurance company in Honolulu, Hawaii is Shelli Toguchi-Hadley - State Farm Insurance Agent, rated 5.0 stars across 98 reviews. Other highly rated options include First Insurance Company of Hawaii, LTD, First Hawaii Title Corporation, First American Title Company, Inc.. This directory lists 19 title insurance companys serving Honolulu.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shelli Toguchi-Hadley - State Farm Insurance Agent | 4510 Salt Lake Blvd d15 | (808) 486-1111 |
| 2 | First Insurance Company of Hawaii, LTD | 1100 Ward Ave | (808) 527-7777 |
| 3 | First Hawaii Title Corporation | 201 Merchant St #100 | (808) 521-3411 |
| 4 | First American Title Company, Inc. | 1177 Kapiolani Blvd | (808) 536-3866 |
| 5 | Island Insurance Hawaii | 828 Fort Street Mall Suite 200 | (808) 564-8200 |
| 6 | Title Guaranty Kahala | 4211 Waialae Ave #104 | (808) 733-6020 |
| 7 | Title Guaranty King | 1350 S King St # 105 | (808) 592-5252 |
| 8 | Title Guaranty | 225 Queen St Suite 500 | (808) 521-0211 |
| 9 | Fidelity National Title & Escrow of Hawaii, Inc. | 201 Merchant St Suite 2100 | (808) 536-0404 |
| 10 | Title Guaranty HI Kai | 6600 Kalanianaʻole Hwy # 108A | (808) 394-5252 |
Shelli Toguchi-Hadley - State Farm Insurance Agent in Honolulu, HI, is known for providing title insurance services that protect property ownership rights during real estate transactions. The agency assists clients with policy selection and claims support, ensuring coverage meets local needs. These services help safeguard against title defects and legal disputes common in Hawaii’s competitive housing market. Settlement coordination and document review can also be arranged to streamline closings. Escrow management is available as an additional service to facilitate secure fund transfers.
First Insurance Company of Hawaii, LTD, in Honolulu, HI, provides title insurance as a one-time service at closing, unlike recurring insurance policies that require ongoing premiums. This single-purchase policy covers the property against past title defects, liens, and ownership claims that might arise. For real estate transactions in the area, such protection ensures clear transfer of ownership to the new buyer or lender. Services are rendered solely on a one-time, as-scheduled basis for each specific property closing, never through ongoing appointments or recurring plans.
First Hawaii Title Corporation serves the residential real estate market throughout Honolulu, ensuring clear property titles for home buyers and sellers. The company also manages commercial transactions, supporting developers and investors with thorough title research and escrow services across the island of Oahu. With each closing, their team coordinates directly with lenders, realtors, and attorneys to resolve any lien or ownership issues. Clients frequently return to this firm for follow-up closings on additional properties between regular visits.
First American Title Company, Inc., in Honolulu, Hawaii, is recognized for providing essential title insurance and escrow services for real estate transactions. Its typical work involves examining public records to ensure clear property titles and issuing policies that protect lenders and buyers against ownership defects. For local home purchases and refinances, the company manages the settlement process and coordinates with all parties. It also offers specialized services such as 1031 exchange facilitation for clients seeking tax-deferred property swaps.
Island Insurance Hawaii facilitates the transfer of real estate ownership by examining public records to confirm clear property titles. It also offers specialized services, such as escrow coordination and title search documentation, to protect lenders and buyers from future claims or liens. These title insurance services support commercial properties across Honolulu, including office complexes, industrial warehouses, and food service establishments.
Title Guaranty Kahala serves the metro Honolulu, Hawaii area as a title insurance company providing essential real estate transaction services. The firm specializes in conducting thorough title searches to confirm property ownership history and ensure legal clarity. It issues lender’s and owner’s title insurance policies that protect against unforeseen claims or defects. Additional services include facilitating smooth escrow and closing processes for residential and commercial properties. The company also handles document preparation and recording for transactions throughout Honolulu.
Title Guaranty King provides a full range of title insurance services in Honolulu, Hawaii. These include title searches, examinations, and policy issuance to protect property ownership. The company offers ongoing support for title maintenance and document management for real estate transactions. It serves a diverse portfolio of properties, including single-family homes, apartments, retail spaces, and restaurants in the local market.
Homeowners, businesses, and property managers in Honolulu rely on Title Guaranty for comprehensive title insurance services. The company conducts thorough title searches and provides clear title reports to facilitate smooth real estate transactions. It also handles escrow coordination and ensures proper recording of documents at the county. By identifying and resolving potential property liens or encumbrances, it protects the investment of buyers and lenders alike. Serving clients throughout the urban core, Title Guaranty additionally extends its coverage to the nearby communities of Waikiki and downtown Honolulu.
In contrast to one-time real estate transactions, Fidelity National Title & Escrow of Hawaii, Inc. in Honolulu, Hawaii provides title insurance as a recurring service option that protects property ownership. Their coverage typically defends against title defects not listed in the policy, such as hidden liens or errors in public records. This ongoing insurance continues for as long as the insured party or their heirs hold an interest in the property. These services operate on a scheduled basis, initiated at the close of escrow.
What Does a a Title Insurance Company in Honolulu Cost?
In Hawaii, title insurance costs are regulated and based on the property purchase price. For a $500,000 home, the owner's policy premium is typically around $1,500 to $2,000. The lender's policy is usually a smaller fee, often $100 to $200. Costs vary by property value and location. This is general information and not insurance advice.
About title insurance companys in Honolulu
Title insurance companies in Honolulu provide protection for real estate buyers and lenders against defects in property titles. In Hawaii, the Land Court system and Torrens system create unique title search requirements. A title insurance policy can cover issues like undisclosed heirs or errors in public records.
Frequently Asked Questions
What does title insurance cover in Honolulu?
Title insurance covers losses from title defects such as liens, encumbrances, or forgery. In Hawaii, it also protects against claims related to ancient Hawaiian land rights and kuleana interests. The policy covers legal fees to defend your ownership.
Is title insurance required in Hawaii?
Lenders typically require a lender's title insurance policy for a mortgage in Hawaii. A buyer's owner policy is optional but strongly recommended. Hawaii law does not mandate an owner policy but it protects your investment.
How long does the title search take in Honolulu?
A standard title search in Honolulu usually takes 5 to 10 business days. For properties in the Land Court system the process may take longer due to additional document verification. Your escrow officer can provide a specific timeline.