Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Hawaii before hiring.
Showing 4 title insurance companies in Pearl City, HI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
All Island Automotive Towing
96-1268 Waihona St, Pearl City, HI 96782
(808) 682-0770
Margaret Yamashita - State Farm Insurance Agent
850 Kamehameha Hwy Ste 113, Pearl City, HI 96782
(808) 455-7944
myamashita.com
Marcus Murakami: Allstate Insurance
98-1238 Kaʻahumanu St STE 303, Pearl City, HI 96782
(808) 638-4044
agents.allstate.com
Wayne Midro - State Farm Insurance Agent
425 Kamehameha Hwy STE 301, Pearl City, HI 96782
(808) 484-8844
teammidro.com
What Does a Title Insurance Company in Pearl City Cost?
In Hawaii title insurance costs are regulated by the state insurance commissioner. For a typical home purchase the owner policy premium ranges from 0.3 percent to 0.5 percent of the purchase price. For a 500000 dollar home this means a cost of about 1500 to 2500 dollars. Lender policies and reissue rates may lower the total. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a title insurance company do in Pearl City?
A title insurance company examines public records to verify property ownership and identify liens or claims. It then issues a policy that covers legal costs if a hidden defect arises after the sale. This protection is standard in Hawaii real estate closings.
Is title insurance required in Hawaii?
Lenders usually require a lender title policy to protect their investment. A separate owner policy is optional but strongly recommended for home buyers. Hawaii does not have a state law mandating owner coverage but it is a common practice.
How long does a title search take in Pearl City?
A standard title search in Pearl City typically takes three to five business days. Complex cases such as properties in the Land Court system may require additional time. Your escrow officer can provide a specific timeline for your transaction.