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Title Insurance Companies in St Clair Shores, MI

Browse title insurance companies serving St Clair Shores, Michigan. Contact information and addresses listed below.

6 agents listed
Updated May 2026
St Clair Shores, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 6 title insurance companies in St Clair Shores, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Chirco Title Agency Inc.
26800 Harper Ave, St Clair Shores, MI 48081
(586) 772-7020 chircotitle.com
Lakepointe Insurance Agency
25124 Jefferson Ave, St Clair Shores, MI 48081
(586) 776-6990 lakepointeinsurance.com
Visionary Title Agency LLC
26900 Harper Ave, St Clair Shores, MI 48081
(586) 585-0451 visionarytitle.com
Colonial Title
27500 Harper Ave, St Clair Shores, MI 48081
(586) 774-5950 colonialtitlecompany.com
Shores Title Agency LLC
26800 Harper Ave, St Clair Shores, MI 48081
(586) 218-5075
Mortgage Center Title
26800 Harper Ave, St Clair Shores, MI 48081
(586) 222-0162 mortgagecentertitle.com

A title insurance company in St Clair Shores Michigan helps protect home buyers and lenders from hidden property defects. Michigan law requires lenders to have a title insurance policy for most real estate loans. Local companies review public records for liens or ownership disputes before closing.

What Does a Title Insurance Company in St Clair Shores Cost?

In Michigan the cost for a lenders title insurance policy is typically based on the loan amount. For a 200000 dollar home the combined cost for owners and lenders policies often ranges from 1500 to 2500 dollars. The exact price depends on the property value and the title company. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a title insurance company do in St Clair Shores?
A title insurance company searches public records to verify property ownership. It then issues a policy that covers legal claims against the title. In Michigan this process is often required for mortgage approval.
How long does a title search take in Michigan?
A standard title search in Michigan usually takes 3 to 5 business days. Complex properties with older records may take longer. The search is done before the closing date.
Is title insurance required in Michigan?
Michigan does not require title insurance by state law. However most lenders will require a lenders policy for a mortgage. An owners policy is optional but recommended for home buyers.