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Title Insurance Companies in Scotch Plains, NJ

Browse title insurance companies serving Scotch Plains, New Jersey. Contact information and addresses listed below.

3 agents listed
Updated May 2026
Scotch Plains, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 3 title insurance companies in Scotch Plains, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Shults Insurance Agency Inc.
377 Park Ave, Scotch Plains, NJ 07076
(908) 889-7444 shultsinsuranceagency.com
Suburban Title Examiners
2253 South Ave, Scotch Plains, NJ 07076
(908) 232-2116 suburbantitleexam.com
AFD Title Co
1793 E 2nd St, Scotch Plains, NJ 07076
(908) 322-5343

A title insurance company in Scotch Plains New Jersey helps protect home buyers and lenders from hidden property defects. In New Jersey, a title search is required to uncover liens, easements, or ownership disputes before closing. Local providers understand Union County recording practices and can coordinate with your settlement agent.

What Does a Title Insurance Company in Scotch Plains Cost?

In New Jersey, title insurance costs vary by the purchase price of the home. For a typical home in Scotch Plains priced around 500,000 dollars, the owners policy may cost between 1,000 and 2,500 dollars. Lender policies are often less expensive. Additional fees for title search, examination, and settlement services can add several hundred dollars. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a title insurance company do in Scotch Plains?
A title insurance company performs a title search of public records to verify ownership and identify any claims against the property. It then issues a policy that protects the buyer or lender from future legal challenges. In New Jersey, this process is typically required by lenders for mortgage approval.
Is title insurance required in New Jersey?
Lenders in New Jersey almost always require a lender title insurance policy to protect their investment. A owners policy is optional but strongly recommended to protect your equity. New Jersey law does not mandate title insurance, but standard practice makes it a routine part of real estate closings.
How long does a title search take in Scotch Plains?
A standard title search in Scotch Plains usually takes 3 to 5 business days. Delays can occur if the property has a complex history or if records are not digitized. Your title company will coordinate with the Union County Clerks office to complete the search before closing.