The top-rated title insurance company in Troy, New York is Mick Butler - State Farm Insurance Agent, rated 4.9 stars across 262 reviews. Other highly rated options include Kelly McGrath - State Farm Insurance Agent, Attanasio Agency, LLC, John Loughlin - State Farm Insurance Agent. This directory lists 13 title insurance companys serving Troy.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mick Butler - State Farm Insurance Agent | 961 Hoosick Rd | (518) 237-6425 |
| 2 | Kelly McGrath - State Farm Insurance Agent | 233 N Greenbush Rd | (518) 272-7000 |
| 3 | Attanasio Agency, LLC | 235 Pawling Ave | (518) 266-0311 |
| 4 | John Loughlin - State Farm Insurance Agent | 160 Oakwood Ave | (518) 266-9965 |
| 5 | Freeway Insurance | 351 Broadway | (518) 520-0450 |
| 6 | Fowler Doyle Spiess PLLC | 317 Brick Church Rd | (518) 279-1143 |
| 7 | Culnan Insurance Agency LLC | 16C N Greenbush Rd | (518) 326-1191 |
| 8 | Wm. J. Fagan & Sons, Inc | 15 1st St | (518) 272-3471 |
| 9 | Brundige Insurance Agency | 8 Grange Rd | (518) 279-1940 |
| 10 | Insurance Depot | 639 Pawling Ave | (518) 279-1190 |
Mick Butler - State Farm Insurance Agent serves the Troy, New York area and provides title insurance services to protect property ownership rights during real estate transactions. The company assists buyers and lenders by researching property records to identify any existing liens or claims against a title. It also works with local attorneys and real estate professionals to resolve potential ownership issues before closings. This agency handles owner’s title insurance policies to safeguard homeowners and lender’s title insurance policies to protect mortgage lenders throughout Rensselaer County.
Kelly McGrath - State Farm Insurance Agent in Troy, NY offers a range of title insurance services for real estate transactions. Its service plans typically include comprehensive title searches and thorough examination of public records to identify potential issues before closing. Maintenance plans often involve resolving title defects and ensuring clear ownership transfer during property purchases. The company services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Attanasio Agency, LLC serves homeowners, businesses, and property managers in Troy, NY, with comprehensive title insurance services. The company conducts thorough title searches to verify property ownership and resolve any existing liens or encumbrances before closing. It also issues lender and owner title policies to protect against future claims, facilitating smooth real estate transactions. Attanasio Agency, LLC additionally serves clients in the surrounding Rensselaer County communities, including the neighboring city of Cohoes.
John Loughlin - State Farm Insurance Agent in Troy, NY, serves the Capital District and surrounding communities with residential and commercial title insurance for property transactions. This firm handles title searches, examinations, and policy issuance to protect against ownership claims and encumbrances. For each job, it coordinates with lenders, real estate agents, and attorneys to review title records then provides clear documentation before closing.
Freeway Insurance serves homeowners, business owners, and property managers in Troy, New York, by providing title insurance services that protect real estate transactions from title defects and liens. The company conducts thorough title searches, handles escrow closings, and issues lender and owner policies to ensure clear property ownership. Serving the greater Capital District, it also covers nearby communities such as Albany along with surrounding areas in Rensselaer County.
Fowler Doyle Spiess PLLC in Troy differentiates between one-time services, such as facilitating a single property purchase, and recurring service options for lenders managing multiple transactions. Its title insurance coverage protects buyers and mortgage holders against hidden defects like forgery or unknown liens on property titles. This company provides title searches, examinations, and commitment letters to ensure clear ownership before closing. The specific services are provided on an as-needed basis, scheduled to align with each real estate transaction’s unique timeline.
Culnan Insurance Agency LLC in Troy, NY offers specialized title insurance and escrow services for real estate transactions, ensuring clear property ownership through thorough title searches and examinations. It provides essential protection to both lenders and home buyers against potential title defects or claims arising from past deeds. This agency assists clients navigating the complexities of buying, selling, or refinancing properties in the local area. When assessing flood risk or resolving boundary disputes during seasonal weather changes, it helps clarify and secure property rights for a smooth closing.
For homeowners in Troy navigating the complexities of a real estate transaction, verifying clear property ownership is a critical step. Wm. J. Fagan & Sons, Inc responds to this local need by conducting thorough title searches to identify any existing liens or claims. As a title insurance company, it works to protect both buyers and lenders from future legal disputes over property boundaries or ownership history. Its team reviews local land records to ensure a smooth closing process. To begin, a title search and property survey are commonly ordered as the initial-assessment step.
Brundige Insurance Agency facilitates residential and commercial real estate transactions by researching property titles and resolving potential ownership issues. For added protection, it offers specialized title insurance policies that safeguard lenders and buyers against future claims or defects uncovered after closing. Operating in the Troy, NY area, the company ensures compliance with local recording requirements and title standards for a variety of property types. Its services support transactions for commercial sectors including offices, warehouses, and food service establishments.
Serving homebuyers in Troy as a first point of contact, Insurance Depot manages residential title insurance to protect property ownership interests from the initial closing onward. The company additionally provides commercial coverage for local business properties and extends its services throughout the surrounding Rensselaer County area. Focusing on clear title searches and issue resolution, the firm ensures transactions close smoothly. Clients often return for follow-up assistance between regular property visits to update or review their ownership documentation.
What Does a a Title Insurance Company in Troy Cost?
In New York, title insurance costs are regulated by the state. For a property in Troy, the owner policy premium often ranges from 0.5% to 1.0% of the purchase price. For a 300,000 dollar home, the owner policy may cost between 1,500 and 3,000 dollars. Lender policies have separate fees. Costs vary by property value and title company. This is general information, not insurance advice.
About title insurance companys in Troy
Title insurance companies in Troy New York help home buyers and lenders protect against property title defects. New York law requires title insurance for most mortgage loans. Local companies review public records in Rensselaer County to ensure clear ownership before closing.
Frequently Asked Questions
What does a title insurance company do in Troy New York?
A title insurance company searches public records to verify property ownership and identify liens or claims. It then issues a policy that protects the owner or lender against future title disputes. This process is standard for real estate closings in New York.
Is title insurance required in New York for home purchases?
New York law does not require title insurance for cash purchases, but most lenders require a lender policy for a mortgage. An owner policy is optional but recommended to protect your investment. Many buyers in Troy choose both policies for full coverage.
How long does a title search take in Rensselaer County?
A standard title search in Rensselaer County typically takes 5 to 10 business days. Complex properties with older records or multiple owners may take longer. Your title company will coordinate with the closing date.
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