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Find Title Insurance Companies Near You in Troy, NY
Browse title insurance companies serving Troy, New York. Contact information and addresses listed below.
13 agents listed
Updated May 2026
Troy, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 13 title insurance companies in Troy, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mick Butler - State Farm Insurance Agent
961 Hoosick Rd, Troy, NY 12180
(518) 237-6425
mickbutlerinsurance.com
Kelly McGrath - State Farm Insurance Agent
233 N Greenbush Rd, Troy, NY 12180
(518) 272-7000
mcgrathagency.com
Attanasio Agency, LLC
235 Pawling Ave, Troy, NY 12180
(518) 266-0311
attanasioagency.com
John Loughlin - State Farm Insurance Agent
160 Oakwood Ave, Troy, NY 12180
(518) 266-9965
johnloughlininsurance.com
Freeway Insurance
351 Broadway, Troy, NY 12180
(518) 520-0450
locations.freeway.com
Fowler Doyle Spiess PLLC
317 Brick Church Rd, Troy, NY 12180
(518) 279-1143
fowlerlawoffice.com
Culnan Insurance Agency LLC
16C N Greenbush Rd, Troy, NY 12180
(518) 326-1191
culnanagency.com
Wm. J. Fagan & Sons, Inc
15 1st St, Troy, NY 12180
(518) 272-3471
faganandsons.com
Brundige Insurance Agency
8 Grange Rd, Troy, NY 12180
(518) 279-1940
frontageinsurance.com
Insurance Depot
639 Pawling Ave, Troy, NY 12180
(518) 279-1190
De Genero Insurance
225 N Greenbush Rd, Troy, NY 12180
(518) 283-1164
degeneroinsurance.com
Schmidt Agency, Inc
321 Farm to Market Rd, Troy, NY 12180
(518) 283-2201
schmidtagency.com
NII Brokerage LLC
351 Broadway, Troy, NY 12180
(518) 271-1185
Title insurance companies in Troy New York help home buyers and lenders protect against property title defects. New York law requires title insurance for most mortgage loans. Local companies review public records in Rensselaer County to ensure clear ownership before closing.
What Does a Title Insurance Company in Troy Cost?
In New York, title insurance costs are regulated by the state. For a property in Troy, the owner policy premium often ranges from 0.5% to 1.0% of the purchase price. For a 300,000 dollar home, the owner policy may cost between 1,500 and 3,000 dollars. Lender policies have separate fees. Costs vary by property value and title company. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a title insurance company do in Troy New York?
A title insurance company searches public records to verify property ownership and identify liens or claims. It then issues a policy that protects the owner or lender against future title disputes. This process is standard for real estate closings in New York.
Is title insurance required in New York for home purchases?
New York law does not require title insurance for cash purchases, but most lenders require a lender policy for a mortgage. An owner policy is optional but recommended to protect your investment. Many buyers in Troy choose both policies for full coverage.
How long does a title search take in Rensselaer County?
A standard title search in Rensselaer County typically takes 5 to 10 business days. Complex properties with older records or multiple owners may take longer. Your title company will coordinate with the closing date.
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Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.